The Property Couch

What if we told you there’s a hidden part of your brain that controls your financial decisions… even if you believe you’re the one calling the shots!?!Folks, today we have a very exciting episode in store for you (Ben’s in his absolute element!) that’s about to reveal how to hack your brain to make you more money!Here’s the reality… despite our best intentions, we DON’T make decisions out of spreadsheets – we make decisions out of emotions!And this is where Behavioural Economics comes in.That is: the study of the “how and why” behind our financial and property choices. The “Oh, yeah, I’m actually a human!” stuff that deeply influences our choices and the economy at large.Joining us today is Behavioural Economist and Psychologist Phil Slade – the author of “Going Ape S#!t”, Founder of Decida and regular contributor to Money Magazine.Phil makes neuroscience simple, interesting and FUN by highlighting irrational ‘blind spots’, increasing awareness of cognitive biases that influence perception and behaviour, and inspiring people to become less reactive, and more responsive!And he’s going to fill you in on a little thing called “The Ape Brain” and how you can tame it with a simple framework that’ll get you making better financial decisions, winning at auction (or walking away so you don’t pay too much!) and delaying gratification in a way that doesn’t trigger dread or make you feel like you’re missing out in the present moment.Strap yourselves in folks — ‘cos no word of a lie: nail this, and you’re pretty much set for life. (Money is Simple… Behaviour is Hard, right!?!)Free Stuff & Resources Mentioned Phil’s Book – Going Ape S#!tEpisode 261 | How to Hack Your Habits to Make You a Better Money Manager – Chat with James ClearEpisode 334 | Bernard Salt: The BIG Shift In Australian Property!Episode 020 | Science of Asset Selection – The Buyer’s Decision QuadrantLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Just like you’d visit a doctor for a physical health check-up, the same applies to your MONEY health!In this episode we’re diving deep into The Four Pillars of Money Health — that is, the areas you must regularly monitor to take care of your money and, yep, create MORE of it so you can ultimately reach the summit of a passive income for life!A couple of weeks ago we did an episode on The Four Types Of Wealth and within that framework is, of course, “Financial Wealth”.And if you listened to that particular episode, you’ll know already that within the area of Financial Wealth exists ANOTHER Framework – The 7 Grades of Financial Well-being.Now, stick with us folks – ‘cos here’s where today’s episode comes in…You CAN’T build a house of Financial Peace on poor foundations – so we’re giving you “The Four Pillars of Money Health” that sit BENEATH Financial Stability! Basically, today’s ep is a framework within a framework within a framework within a framework….… And we promise it’ll ALL make sense once you listen! Free Stuff MentionedSign Up For FREE To MyWealth Portal & Start Your Financial Transformation Today! (includes MoneySMARTS, MoneyFIT + MoneySTRETCH) Click here or simply fill in the form at the bottom of this pageLog In to your MyWealth Portal Account for your health check up >>Make Money Simple Again eBook – Or just fill in the form below and we’ll email it to you right away!Cheeky Hack to get a cheaper Audiobook of The Armchair Guide to Property Investing – https://www.thearmchairguide.com.au/Episode 261 | How to Hack Your Habits to Make You a Better Money Manager – Chat with James ClearEpisode 314 | The Millennial Movement: How It’s Shifting Property Demand – Chat with Simon KuestenmacherLISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGELISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

The verdict is well and truly in — when money is cheap, the world goes around faster. We’re basically seeing that show up now. The other important news is around inflation – and we’re going to see this word, “transitionary” as the new buzzword. And… positive economic data is everywhere. Let’s dive deeper into this month’s RBA!This video features Ben’s update on the Reserve Bank of Australia’s cash rate, and as always, he’ll be unpacking the economic and political update around the world and within Australia too.Plus, Ben also includes his latest news and commentary on… United States GDP, Jobs Market, Housing Market and more! The IMF Latest World Economic Outlook – Find out more here What are the positive economic indicators for Australia? Why is the RBA so fixated on inflation? How’s the Australian Housing Market looking like?Additional free resources:If you’re looking to buy at the moment, make sure to check out our Mini-Series! Episode 325 | The Step-By-Step Process To Win In A HOT Property Market – Part 1 Episode 326 | How To Win In A HOT Property Market (Part 2) – The Step-By-Step Process! Episode 327 | Winning A HOT Property Market (Part 3) – The Step-By-Step Process!And One Final Word…If you’re worried about your finances or if you have no clarity on your cash flow position, we strongly recommend you to organise your finances now. It’s more important than ever to have a clear view, down to the exact cent, on how much you’re spending each month and how much surplus you’ve got. If you don’t know it, then log in to your Money SMARTS Platform here and update the numbers.Don’t have an account yet? Create your free access below and we’ll also send you an e-copy of the instruction manual which is also our best-seller book, Make Money Simple Again. Just fill in the form below and we’ll email it to you right away.LLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Is the property market showing signs that growth is SLOWING?Well, according to Tim Lawless, Head of Research at CoreLogic, it IS – and there are 7 tell-tale signs it’s happening!That’s right. Joining us today is CoreLogic‘s executive research director for Australasia and indeed one of Australia’s leading property market commentators – and Tim’s noticed quite a few interesting trends in the data that reveal a SLOWDOWN on the strongest growth conditions we’ve seen since the 1980s!So… is price growth over!?!And what are the seven signs that suggest capital growth might be changing pace?Free Stuff MentionedCoreLogic’s Seven signs the housing market is moving through a peak rate of growthEpisode 090 | Future of the Australian Property Market Post Donald Trump – Chat with Tim LawlessEpisode 156 | Tim Lawless – Property Outlook 2018 with CoreLogic’s Director of ResearchEpisode 332 | New Laws To Sting Landlords! – Chat with Hayley MitchellEpisode 334 | Bernard Salt: The BIG Shift In Australian Property!6 Reasons Why The Property Market Did NOT Collapse During COVID-19! – Bonusisode with Nerida ConisbeePICA WebinarsLISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Do you recognise this early warning sign!?! Yep. Straight from the studio, we’re unpacking “The Early Warning Sign: Where Most Investors Go Wrong With FOMO!” We’ll be honest with ya folks… this one’s a killer. ☠ And will cost you [...] CONTINUE READINGThe post (LIVE) The Early Warning Sign: Where Most Investors Go Wrong With FOMO! appeared first on The Property Couch.LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Do you know the FOUR types of wealth!?!Yep. Prosperity, or “wealth”, can be narrowed down to four specific categories – and in today’s episode, we’re unpacking each one so you can see where YOUR definition of wealth really sits!Key Message: Don’t let “1” and “2” rob you of “3” and “4”! Tune in now to learn all four types of wealth and join us as we deliver the gold straight from the studio (you just might hear Stig drop something in the background… ahhh, it’s great to be back!!!)!As mentioned in today’s episode… This week only Get 40% off our Start & Build Online Course!Given current market conditions and the fact that there’s a serious chunk of FOMO (Fear of Missing Out) going on, we’ve decided to discount our premium online course “Start & Build” so folks can get access to the correct education and fundamentals of property investing so they DON’T make any rash decisions they’ll regret later! This only course is now even more affordable to access with a significant 40% discount.So, take advantage of the decade that’s coming, avoid FOMO, get educated on the proven process to build a property portfolio and create the type of wealth you really want for yourself.  Free Resources Mentioned:Episode 275 | 7 Grades of Financial Wellbeing – Which one are you?QUIZ – Which Grade of Financial Wellbeing Are You In?INSTA – 7 Grades of Financial Wellbeing(Facebook LIVE #1) Top 3 FOMO Mistakes Property Investors Make!(Facebook LIVE #2) The Early Warning Sign: Where Most Investors Go Wrong With FOMO!QUOTE: Act Your Wage!MyWealth Portal – Features Money SMARTS, Money FIT and Money STRETCHHaberfield House bought for LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

If you listen to just one episode, please make it this one!Folks, today we are chatting with one of our very own virtual mentors (of all time!)… BERNARD SALT!!Yep. You’ve probably heard us talking about Bernard on the podcast before – indeed, he has formed a lot of our own views about where the demand for property is heading.In a nutshell: if there is one person on earth who deeply understands the intricacies of Australians and what drives people 1) to this country, and 2) to make specific property and lifestyle decisions, it is this man!It obviously goes without saying that over the decades we’ve absolutely read and reread Bernard’s highly-regarded book (just one of many) called “The Big Shift”.Yep. Big Guest.Bernard Salt is widely regarded as one of Australia’s leading social commentators by business, the media and the broader community. He draws on a range of data sets to interpret social change now into the future. He argues that social and cultural change are powerful forces that are reshaping the way we live, the way we work and even how we form relationships. He was awarded the Member of the Order of Australia (AM) in the 2017 Australia Day Honours and was a partner of KPMG until his retirement in June 2017, and still acts as a special advisor to the firm. Between 2011 and 2019 he was an adjunct professor at Curtin University Business School.Now Bernard is the Managing Director of The Demographics Group, and he writes weekly columns for The Australian that deal with social, generational and demographic matters.Essentially… Bernard is the Go-To Guru on how statistics tell human stories and what the data suggests about key future trends!Tune in now – ripper episode, folks! Free Stuff MentionedEpisode 314 | The Millennial Movement: How It’s Shifting Property Demand – Chat with Simon KuestenmacherSocialLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Right. Let’s have the uncomfortable conversation – is The Property Couch just a platform for another couple of Spruikers to push property on you!?!Look, we get it… this is a fair question to ask. One we recently received recently from a listener! And, who knows, maybe it might even be something weighing on the back of your mind as well.So… Are we Property Spruikers?Listen now, and you’ll hear our answer… we’ll leave it in your court to decide what you believe to be true.Just a heads up – this is a Q&A episode, folks! So, while we definitely strip down to the bare bones on whether or not we are Spruikers, we’ve also got a couple of other themes in store for you…Good vs Bad: How To Navigate Investment AdviceHow Real Estate Agents Get Paid & Why Buyers Should Care About ItWhen Property Investing Is NOT A Good Idea…What To Do When You Get GazumpedThe Secret Sauce of Warren Buffet!How Can You Reduce Land Tax?When Will The Property Market COOL Down?How can you justify paying Lenders Mortgage Insurance?The Difference Between Investing & Treating Property As A Business…… and an Impromptu Data Demonstration from Ben!Free Stuff MentionedRBA April 2021: The Return of The Roaring 20’s!Instagram: The 7 Grades of Financial WellbeingFree Quiz: What Grade of Financial Wellbeing Are You and How To Get To The Next One?Episode 275 | 7 Grades of Financial Wellbeing – Which one are you?Ask us a question on SpeakPipeLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

So… We’ve got this question for you…Are we back in the Roaring 20’s?!This video features Ben’s update on the Reserve Bank of Australia’s cash rate, and as always, he’ll be unpacking the economic and political update around the world and within Australia too.Plus, Ben also includes his latest news and commentary on… The Three Big Takeaways that RBA intends to keep The World Economy’s growth is being fueled by these three key factors… Australia’s most recent GDP updates! A Return of The Roaring 20’s for the Australian Property Market?! What are the signs to look out for?Additional free resources:If you’re looking to buy at the moment, make sure to check out our Mini-Series! Episode 325 | The Step-By-Step Process To Win In A HOT Property Market – Part 1 Episode 326 | How To Win In A HOT Property Market (Part 2) – The Step-By-Step Process! Episode 327 | Winning A HOT Property Market (Part 3) – The Step-By-Step Process! And One Final Word…If you’re worried about your finances or if you have no clarity on your cash flow position, we strongly recommend you to organise your finances now. It’s more important than ever to have a clear view, down to the exact cent, on how much you’re spending each month and how much surplus you’ve got. If you don’t know it, then log in to your Money SMARTS Platform here and update the numbers.Don’t have an account yet? Create your free access below and we’ll also send you an e-copy of the instruction manual which is also our best-seller book, Make Money Simple Again. Just fill in the form below and we’ll email it to you right away.LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLALISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Rental Reform is here. And with this comes quite the ‘sting’ for landlords. So we want to make sure our community – in particular, those who already own an investment property and also folks who are considering an investment property now or in future – know what to do to prepare for these new laws.As of March 29th 2021, there have been 132 rental rule changes here in Victoria. And while these laws have NOT made their way into other states and territories across the county, we recommend all our listeners to tune in to this episode.Here to help us unpack this New Legislation is Hayley Mitchell, Director of Geelong Property Managers and Director and Trainer of Mitchell PT, which provides training and consulting in the property management industry. She is a fully licensed Real Estate Agent and has worked in property management since 1999… and she knows her stuff when it comes to legislation change & how to best prepare landlords for New Policy!Yep. We spoke with Hayley WAY back in Episode 249 when these proposed changes were on the horizon… but now that they are HERE, what do us property investors need to know???And, most critically, Are these Rental Rules as “Fair” as they appear to be?Listen now to find out – VERY important episode folks!Free Stuff MentionedRental Rule Changes In Victoria – The Quick GuidePrepare for Rental Changes – Resources For Rental ProvidersEpisode 248 | Everything You Need to Know About The 138 Changes Landlords Are Facing – Chat with Hayley MitchellGet LocationScore For LessJoin Property Investors Council of Australia (PICA) For $5Yellow Pages Ad – Not Happy Jan (LOL)LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube