The Property Couch

How can property investors reach zero debt AND still hit a four-figure passive income each week? And what do we mean when we say “retire” the debt, anyway? What does this look like and, importantly, WHEN should you start this process?Folks, in today’s special Q&A episode we’re circling back to a few basic principles and fleshing out some confusion when it comes to property investing. This includes clearing air (and tidying up our language!) when it comes to being informed of the step-by-step investing process.For one – you’ve no doubt heard us talk about achieving $2,000 in passive income… well, WHERE exactly does this money come from? Is it just your rental income?As part of this we’ll also be covering “Failure to Launch” principles and “Investment Remorse” – the latter, which may actually be a more common feeling than you think! So what should you consider if you find yourself second guessing your asset selection?PLUS, because we’re officially in Spring – this episode comes with a WARNING about this year’s “Spring Selling Season”… ‘cos there’s a critical shift taking place ALL home buyers need to be aware of.Suss the exact questions we answer below – or, better yet, simply hit play and get the gold now  Free Stuff MentionedRBA September 2021: Australia’s Planned Recovery NOT So Predictable?FREE Book – The Armchair Guide To Property Investing – How to retire on $2,000 per weekArticle on API Magazine – Ben’s $500,000 MistakeREA Insights – REA Insights Housing Market Indicators Report September 2021Episode 344 | Have You Made The Wrong Investment Decision?Episode 354 | The Rise of Family Office Wealth & Investing Without EmotionLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

And he’s back!! After 2 months away, we’re finally back with Ben’s update on the Reserve Bank of Australia’s cash rate, and as always, he’ll be unpacking the economic and political update around the world and within Australia too.This month’s update also includes looking ahead to the “$64 million question” — how will consumers respond once our two biggest economies open back up?Plus, Ben also includes his latest news and commentary on… COVID Update and the Vaccination story How are VIC & NSW Lockdown affecting the country’s GDP The recession that we missed by a hairline! Australia’s GDP Performance that pre and post COVID Are we or will we ever recover from this? Property Prices – Are we seeing the start of the downward trend?Additional free resources:If you’re looking to buy at the moment, make sure to check out our Mini-Series! Episode 325 | The Step-By-Step Process To Win In A HOT Property Market – Part 1 Episode 326 | How To Win In A HOT Property Market (Part 2) – The Step-By-Step Process! Episode 327 | Winning A HOT Property Market (Part 3) – The Step-By-Step Process! And One Final Word…If you’re worried about your finances or if you have no clarity on your cash flow position, we strongly recommend you to organise your finances now. It’s more important than ever to have a clear view, down to the exact cent, on how much you’re spending each month and how much surplus you’ve got. If you don’t know it, then log in to your Money SMARTS Platform here and update the numbers.Don’t have an account yet? Create your free access below and we’ll also send you an e-copy of the instruction manual which is also our best-seller book, Make Money Simple Again. Just fill in the form below and we’ll email it to you right away.LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Logic vs Emotion. Unspoken Property Conversations. Family Office Wealth.What do all these things have in common?Well, we’re unpacking them all – and more! – in today’s Q & A episode where we welcome back ol’ mate Ben from his Big Trip by answering NEW listener questions about how to invest in property as an aspiring Australian in current property market conditions!And it begs the question: How much money do you need to invest in property?For example: if you have been priced out of the major capital cities or are a low-income earner, what are your options?  And how can you balance both the investment strategy and this very real reality?Plus, there are a couple of unspoken property conversations we want to tackle, and let you in on some tips on how to take the emotion out of investing… and what to consider if you are considering gifting property to your kids or helping future generations to succeed…Tune in now for the gold!Q’s we answer further below  Free Stuff MentionedEpisode 350 | How BEN Did It: A Passive Income of $190,000 Per Year… At 50!Episode 302 | Back To The Future: Lessons From 50 Years At The Top Of His Game – Chat with Scott KeckStart Money SMARTS Today >>LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

What’s coming next for property?? Well… quite a lot!Folks, it turns out Covid has a “little” bit of a say in the property shift taking place in Australia… one that might actually be here to stay!!!So, back by popular demand and here to co-host our AweGuest series is none other than expert Demographer Simon Kuestenmacher, Co-Founder and Director of Research at The Demographics Group!Yep, you might remember his ol’ German accent and ridiculously-wise insights back in Episode 314 where we discussed ‘The Millennial Movement’ and how it’s shifting property demand right across the country…… but now with a continuing ‘exodus’ to regional locations since the global pandemic swept in and, err, overtook our lives (and work environments), there might actually be WAAY more to this shift in the Australian property market!!“… You mean these changes might be here for good!?!”Plus, the recent 2021 Census has just rolled on in…… so what can someone who studies the changing structure of human populations tell us about HOW this will affect the future demand for property!?!Well, step right up Simon Kuestenmacher! Aside from working directly alongside Bernard Salt (yep), Simon holds degrees in geography from leading universities in both Berlin and Melbourne and has also worked for several years as a business consultant with KPMG Australia. … Oh, and did we say he is the most entertaining Demographer ever!?!This expert does NOT disappoint. You’re about to get the most exciting Demography Degree of your life! (it’s much more fun than it sounds… PLUS you’re about to level up your property prediction abilities like nothin’ else! )Tune in now to find out the future of the Australian property market… it’s a ripper!! Free Stuff Mentioned:Episode 314 | The Millennial Movement: How It’s Shifting Property Demand – Chat with Simon KuestenmacherWhat You Need To Know About Launch Pad SuburbsLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Ben turns 50 today so let’s show him we care by giving him a shout-out on our socials, Facebook or Insta, and if you have a story to share on how he has helped you with your property, finance and money management then he’d love to hear it!Happy Birthday Ben!Hip hip hooray! Hope you’re throwing a line in the water today old mate!LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND US HERE: - Website - Instagram - Facebook - YoutubeLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Is your property HEALTHY? Look, this question probably isn’t what property investors commonly ask themselves… but after listening to this episode, we reckon’ you’ll start thinking completely differently about the health of your home & your investments!!Here’s the deal: Today’s topic is largely around ‘healthy’ homes – with a unique spin on what’s called ‘passive houses’– that is, ultra-low energy buildings that are truly energy efficient, comfortable, affordable and ecological at the same time…And ‘cos this is such a special episode, we have a guest co-host joining Bryce today…. PLUS, a very, very special guest!Co-hosting today’s podcast as part of our AweGuest series is Amelia Lee, the architect behind Undercover Architect, an award-winning online resource to teach folks how to design, build or renovate their homes. To give you an idea, she’s been in the industry for over 25 years and has solid personal experience in the trenches as a “serial renovator” and has worked on more than 250 projects and counting.Tune in now for one heck of an episode – let us know what you think  Free Stuff MentionedEpisode 249 | The 4-Step Framework To Renovate or Build Your Home… AND Enjoy it! – Chat with Amelia LeeRaph’s Videos to his Passive House journey!Amelia’s Podcast – Season 1: The most important thing when designing a homeAmelia’s Podcast – Season 8: A Simple Guide to a Sustainable HomeThe Condensation Handbook by the ABCBMy Efficient Electric Home free Facebook groupNational Housing Energy Rating Scheme (NatHERS) (which every new house and large-scale renovation has to get a minimum 6-star rating in)PHPP Energy Rating Tool (Used in PasLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Did you know that the BRICKS on your investment property actually influence the amount of tax depreciation you can claim?Yep. Here to unfold the tax secrets only Quantity Surveyors know about is none other than Bradley Beer, CEO of BMT Tax, the largest and most trusted quantity surveying firm in the country.Basically, Brad is going to walk you through the little-known legalities of depreciation – and how much you can really claim when the totality (and history!) of your investment property is considered. Handy hint: a LOT of investors are leaving money on the table when it comes to this!Aside from working with BMT Tax Depreciation since 1998, Bradley Beer is also a member of the Australian Institute of Quantity Surveyors, the Royal Institute of Chartered Surveyors and the Auctioneers and Valuers Association of Australia, which means he contributes to the latest information within the quantity surveying and the property industry in Australia. So. WHY can the cost of a brick get you more cash back???Tune in now to find out, folks!Free Stuff MentionedEpisode 117 | Everything You Need To Know About Depreciation Changes – Chat with Bradley Beer, CEO of BMT Tax DepreciationEpisode 151 | Is Bitcoin a good investment and what are the Final Budget Changes on Tax Depreciation?BMT Tax Depreciation Schedule Application FormLeave a question for our AweGuest series here– if we answer it on the show you get FREE LIFETIME ACCESS to our Start & Build Online Course (valued at $497)!Episode 226 | Capital Gains Tax 101 with Julia Hartman – Everything You Need to Know About Property Tax (PART 1)Episode 228 | Ownership Structure & Trusts with Julia Hartman– Everything You NeLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Meet Ben Kingsley – Oh, wait. You probably have.Not Gandhi, the other one.The co-host of this podcast?Yeah, THAT Ben.Today Bryce is INTERVIEWING him, which might sound a bit odd. But, stick with us, ‘cos we promise you it’s going to be an episode you won’t ever forget, folks!Why? Well, Ben has practiced what he preaches. That is – he has personally built his own property portfolio, played the long game and for his 50th birthday this month, he will gift himself a passive income of $190,000 a year from it. Not bad, huh.Portfolio, Done. Passive Income, Done. Lifestyle Design, Done.Speaking of Lifestyle Design, this interview with Ben is taking place while he’s in the Kimberley, Western Australia! Turns out, he has – along with his wife Jane and their two boys – taken a 2-month sabbatical to their dream destination – something that was factored into their life and property plan many, many years ago.Wait – they planned this holiday YEARS ago?Yep, they sure did. And Ben is going to tell you exactly how he and Jane built their property portfolio to make certain it happened. (And how it helped fund the entire trip.)In this “Never Before Revealed” episode, Ben is going to share his OWN journey to Financial Peace with you… and how he did it using the exact same principles and frameworks we teach on The Property Couch!So, who is this wise ol’ mate, Ben Kingsley? And what can he share with you about his own journey to get here that he hasn’t publicly shared before? And can someone please tell us exactly what his portfolio looks like!?!Sure. Strap yourselves in. This is a RIPPER!!Free Stuff MentionedBen’s $500,000 Mistake – Read hereOur NEW TAX SERVICE within our business! If you are on the hunt for a specialised property tax accountant, fill in the form below to register your interest or click here to find out more.LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Update: Hi all, just a quick update on this episode. At the 18-minute mark, we talked about Buyers Agency fees in Canberra and if it’s tax-deductible. We weren’t certain during the recording but we can now confirm that Buyers Agent Fees are not tax-deductible in Canberra.Tax Time! The question is: what can (and can’t) property investors claim? And how can you get MORE tax back and avoid paying a cent more than you must WITHOUT breaking the law and ending up behind prison bars!?!Folks, we get that you want to claim as much as legally possible this tax season and keep as much in your “back pocket” (AKA offset or savings account ) as you can.So, here to help property investors MAXIMISE their tax deductions on their investment properties is none other than THE #1 Property Tax Expert in Australia… Julia Hartman!!!Julia is the Founder of BAN TACS, a co-operative of Accountants that has been helping thousands of Australians navigate the world of tax since 1992. She has a Bachelor of Business and is a Chartered Accountant (CA), Certified Public Accountant (CPA) and a Registered Tax Agent.And when it comes to Property Tax… Julia is ALL over it!Not only is she CO-HOSTING this episode with Bryce and kicking off our AweGuest series while Ben’s relaxing in the north of Western Australia, but also Julia is a total JET when it comes to understanding the intricacies and often grey areas of tax… in a way that won’t make your eyes glaze over! (Phew!)So… fancy some winning property tax tips? Listen now to get ‘em.Free Stuff MentionedEpisode 226 | Capital Gains Tax 101 with Julia Hartman – Everything You Need to Know About Property Tax (PART 1)Episode 228 | Ownership Structure & Trusts with Julia Hartman – Everything You Need to Know About Property Tax (PART 2)New Property Tax Accountancy: register your interest for a free appointment hereLeave a question for our AweGuest series LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

From Government Welfare to Passive Income! Yep, you read that right. You’re about to hear a refugee’s real-life story of a self-funded retirement. And we probably don’t need to tell you that this Financial Transformation is Off-The-Charts incredible.Meet Toui “pronounced Twee”. A first-generation refugee who came to Australia in 1980 for a better life. And he is now talking to us from an EXTREMELY DIFFERENT financial position than when he and his family first arrived from Laos as all those decades ago!Fast forward to today, and Toui and his own family – his wife Jen and their 3 kids – are now on track to a passive income of $140,000 a year! Yep. This story certainly takes “If it’s meant to be, it’s up to me!” to a whole new level.And, get this, there’s EVEN MORE to this financial transformation… (so many layers of awesomeness going on!)…Case in point: Have you heard of something called “Microsoft Money?”Well, let’s just say Toui’s got a bit to share with you there too…Look, folks… while our new Winter Series has set a seriously high benchmark (how good have the listener transformation’s been!?!), we just might’ve saved the best for last!!Please Listen. Free Stuff MentionedFREE BOOK!— Make Money Simple AgainFREE TPC MyWealth Portal (the system that implements Money SMARTS for you) — http://thepropertycouch.com.au/financialpeaceEpisode 297 | Closing The Gap: How This Indigenous Investor Is Pioneering The Way Forward – Chat with Nancia GuivarraEpisode 179 | Five ways to Create a Winning Property Investor’s Mindset – Chat with Jaemin FrazerEpisode 300 | The Unfair Advantage: Master This New Framework To Get The Passive Income You Want – Chat with Jaemin FrazerLISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP:LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube