The Property Couch

It’s Melbourne Cup RBA Cash Rate folks! In the past, RBA tends to change the rate on race day.Did they change the cash rate as well this year? Most definitely NOT.They simply can’t afford to make any changes to the cash rate yet. Why? Tune in to this episode to find out more where Ben unpacks three key themes for this month’s economic update:The global inflation rateVaccine adoption rates leads to safer economic re-openingNew Property Listings Surge but there is more to this storyPlus, Ben also includes his latest news and commentary on…The Vaccine Adoption Rate in AustraliaWorld economic update particularly in US & ChinaWill there be a global contagion effect from Evergrande’s demise?Are unemployment and jobs ads going towards the right direction?The spike in Australia’s physical bond yield and RBA’s response to itProperty Price Update and the Supply Story!And heaps more! Additional free resources:If you’re looking to buy at the moment, make sure to check out our Mini-Series! Episode 325 | The Step-By-Step Process To Win In A HOT Property Market – Part 1Episode 326 | How To Win In A HOT Property Market (Part 2) – The Step-By-Step Process!Episode 327 | Winning A HOT Property Market (Part 3) – The Step-By-Step Process!And One Final Word…If you’re worried about your finances or if you have no clarity on your cash flow position, we strongly recommend you to organise your finances now. It’s more important than ever to have a clear view, down to the exact cent, on how much you’re spending each month and how much surplus you’ve got. If you don’t know it, then log in to your Money SMARTS Platform here and update the numbers.Don’t have an account yet? Create your free access below and we’ll also send you an e-copy of the instruction manual which is also our best-seller book, Make Money Simple Again. Just fill in the form below and we’ll email it to you right away.LISTEN TO THE FIRSTLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Did you know…Back in episode 296, Bryce briefly mentioned the telescope vs microscope analogy and how it applies to picking an investment-grade location.Fast forward to today’s episode… (66 weeks later)We’ll be answering ONE of the questions using the same analogy. With a little twist of course.So which is a better view to take when it comes to property investing and why? And are you curious how the same concept can be used for two entirely different scenarios?If that doesn’t entice you, what about questions relating to equity release, what NOT to do when seeking finance and some tips for our younger investors?!There’s something for different groups of our community today.Tune in now for the gold!  Free Stuff MentionedWe are looking for two talented individuals to join our team! If you’re passionate with property and keen to join a fun and dynamic team, learn more here: https://empowerwealth.com.au/career-with-us/Start & Build Workshop, learn how you can build a multimillion-dollar property portfolio that creates $2,000 a week in passive income here – https://thepropertycouch.com.au/startandbuildBonus episode with Julia Hartman! Tune in here.Free Report: The Top 5 Tax Rules Every Property Investor Must Understand – Download here(NSW only) Laws for short-term Rental Accommodation – HereCoreLogic Home Property Value Index – House and Unit price – HereDo you have a question as well? Let us know on SpeakPipe here!LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Hi folks, before you tune in to this episode, download the free report here: https://thepropertycouch.com.au/taxJulia referred to a table in the episode that might be hard for you to visualise in an audio format so we’ve curated a free report to include the graph as well as other useful references. You can’t avoid it, so you might as well learn to understand it.Better still, the more you know about it, the more you can ‘work’ with it, instead of working against it.What are we talking about? Tax.As Ben mentioned in last week’s episode (361 | When Is It Too Late To Get Into Property?), here’s the bonus episode he did with Julia!Getting the right tax advice can result in vastly improved financial windfalls vs. getting little or no advice can see you paying more tax than you deserve or one could argue is even fair.Introducing our new Property Tax education series – “Talking Property Tax with Julia Hartman”In our opening series titled ‘The Top 5 Tax Planning Rules Every Property Investor Must Understand’ we talk about tax rules that have serious downside risk or upside benefits if you know more about them.Tune in to this episode to learn more!LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND US HERE: - Website - Instagram - Facebook - LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Have you left it too late?Has the market moved?Are you too old to start?With the media hyping on about how hot the property market is these days, we get that some of you might be feeling a little anxious (even frustrated!). Everywhere you go, you’d probably hear people saying, “The prices are crazy these days!”And yes, they might be right.So… If you’re worried that it might be a bit too late to start investing in property, then today’s episode is perfect for you.And the best part is…There are quite a few calculations today too!Better get a pen and paper on standby or just reduce the playback speed on some parts Oh! Before we go ahead with the questions, just a bit of a teaser… Make sure you stay till the end cause Bryce and Ben will be sharing their early prediction on how this year’s property market will end and where will next year’s market go on the “What’s Making Property News” segment!  Free Stuff MentionedSummer Series is around the corner and we’d like to hear from you! If you’ve gone through (or even going through) a financial transformation journey, let us know. We’d love to listen to your story! Simply fill in the form below or go to  thepropertycouch.com.au/mystoryWe are also looking for a talented copywriter/storyteller to join our team! If you’re interested, learn more here:  https://www.seek.com.au/job/54189273(Podcast Series) The Armchair Guide to Property Investing! Listen on Apple or Listen on Spotify(Free Book) The Armchair Guide to Property Investing – Get a copy hereBonusisode with Julia Hartman! Tune in here.Free Report: The Top 5 Tax Rules Every Property Investor Must Understand – Download hereLISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Imagine this…You found your ideal property in the perfect location. You’ve inspected it, you know exactly what the purchase price is going to be AND you’re pre-approved for that budget. You’ve spoken to the selling agent and is crystal clear with the vendor’s motivation. You negotiated some terms and put your best offer forward and BAM!! it got accepted right away. Happy days!Unfortunately, it’s probably NOT going to happen in the current market.When it comes to property prices, getting it exactly right would be perfect for buyers. But in a hot market, it’s very very hard for most buyers to nail it right away. Unless of course you’ve got a lot of spare time in your hand or you’ve engaged a professional to help you out. In today’s episode, we will share the XYZ of property pricing that our own buyer’s agent team are practicing and some of the tips that you can implement right away to get as close to the selling price as possible.But… are you wondering if it’ll work in the current market and with all these new ways of transacting?On top of that, with lockdown restrictions, how are you going to inspect properties and if you can’t, should you buy sight unseen?That’s exactly what we are going to unpack today.PLUS Bryce and Ben will also be addressing the big old Fixed Rate vs Variable Rate question. With the impending lending requirement changes (check it out in Ben’s RBA update), it’s probably best that you get your loan questions answered sooner rather than later!Tune in now for the gold!Q’s we answer further below  Free Stuff MentionedSummer Series is around the corner and we’d like to hear from you! If you’ve gone through (or even going through) a financial transformation journey, let us know. We’d love to listen to your story! Simply fill in the form below or go to thepropertycouch.com.au/mystoryWe are also looking for a few talented individuals to join our team! From a Journalist/Copywriter to an Associate Property Investment Advisor and more. If you’re interested, head to our Career Page here to learn more.LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Is property sliding under the pressure of continual lockdowns?!Folks, it’s no surprise that Victoria’s extended lockdowns (and indeed lockdowns happening right across the country) are having unintended consequences to property buyers, sellers AND renters.With Melbourne spending more days in lockdown than ANYWHERE else in the world, it begs the question: How can you buy property in a Shutdown State?!Here to unpack all this, as well as the Winners & Losers of legislation changes, is returning guest Leah Calnan, President of Real Estate Institute of Victoria (REIV). Leah has served as REIV President since October 2019 and during this time has seen SIGNIFICANT disruptions and changes to the Victorian property market and Tenancy Act. She has over 24 years’ experience in property management, is the sole Director of Metro Property Management and, of course, is considered one of the industry’s most dedicated, accomplished and senior Property Management practitioners in the country.Leah is about to give you a behind the scenes look at the stark reality of a property market Locked Down & Locked Out, including the tangible impact this has on property investors, in conjunction with the “VCAT Mess” that’s currently unfolding here in Victoria.So, is it all doom and gloom? Is it simply Too Much For Too Long for Victorian investors? Is “The Great VIC Exit” fast-approaching?!Listen now to learn How To Buy Property in a Shutdown State & stay informed of the impact current lockdowns are having on the broader property market. Free Stuff MentionedRBA October 2021: Lending Standards To Change?Episode 299 | Sell Everything And Run? Brand New Update From Leah Calnan, President of REIVEpisode 298 | Property In A State of Disaster – Chat with Leah Calnan, President of REIV and Nerida Conisbee, Chief Economist at REA GroupEpisode 281 | Why The Easter Break Almost Ended in Disaster for Property Owners… anLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Cash Rate JUST Announced by the RBA!!And there’s a very important message behind it: Should we be preparing ourselves for the introduction of possible Macroprudential Regulatory Changes in the not-too-distant future?!And if so, what are the tweaks to lending policies going to look like, and how might they affect property investors???Watch now to find out & get the latest on the RBA’s October Cash Rate:Plus, Ben also includes his latest news and commentary on… The Global Economic Impact of COVID 19 and the Vaccination story How are the world’s biggest economies faring? RBA’s announcement and stand on Australia’s property price and affordability story Will we be able to avoid another macroprudential regulatory change?! How’s the unemployment story going with the Delta outbreak and half of the country in lockdown? Property Prices – What trend are seeing between houses and units in each state?Additional free resources:If you’re looking to buy at the moment, make sure to check out our Mini-Series!Episode 325 | The Step-By-Step Process To Win In A HOT Property Market – Part 1Episode 326 | How To Win In A HOT Property Market (Part 2) – The Step-By-Step Process!Episode 327 | Winning A HOT Property Market (Part 3) – The Step-By-Step Process!And One Final Word...If you’re worried about your finances or if you have no clarity on your cash flow position, we strongly recommend you to organise your finances now. It’s more important than ever to have a clear view, down to the exact cent, on how much you’re spending each month and how much surplus you’ve got. If you don’t know it, then log in to your Money SMARTS Platform here and update the numbers.Don’t have an account yet? Create your free access below and we’ll also send you an e-copy of the instruction manual which is also our best-seller book, Make Money Simple Again. Just fill in the form below and we’ll email it to you right away.LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Breaking news just in on the property & economic front, folks!There’s clearly quite a bit going on with the health crisis, soaring property market and… just announced this week… an indication that a tightening of lending might be coming sooner than we think!The question is: If they’re going to pull the handbrake, What Would This Look Like and WHEN Would It Happen?Here to unpack all this, as well as the latest Australian Property & Economic Update is our good friend Nerida Conisbee, Chief Economist at Ray White.Now, if you’ve heard Nerida’s data-driven insights and wisdom on the show before, you might’ve noticed she’s had a little change in title from Chief Economist at the REA Group… And if you haven’t heard from her before (you’re in for a real treat!) or simply need a refresher: Nerida is a highly regarded economist, with a specific expertise in residential and commercial property. She is currently the MOST quoted property commentator in Australia, the third most quoted economist and a sought-after public speaker, writer and columnist with more than 20 years of property research experience throughout Asia Specific.So, if you want a PRECISE update on property and economic news here in Australia, then please listen now to get the gold & stay informed.Free Stuff MentionedPICA webinar with Jane Slack-Smith – “Tips From A Reno Expert”CoreLogic Pain and Gain ReportRBA Submission to the Inquiry into Housing Affordability & Supply in AustraliaEpisode 206 | Nerida Conisbee – What’s Happening Around the Grounds in the Australian Property Market?Episode 127 | What’s Happening In The Property Market? – Chat with Nerida Conisbee, Chief Economist at REA GroupLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Have you ever wondered what to say to a real estate agent to INCREASE your likelihood of being the winning buyer?If you want to know how to get a real estate agent on your side and navigate the delicate dance between buyer and seller, then this is an episode you don’t wanna miss, folks!Today we are interviewing Todd Sloan, an award-winning real estate sales agent and professional renovator who has been involved in more transactions every month than what most folks see in a life time. He is the host of Pizza & Property podcast, the author of Australia’s Home Buying Guide – How to buy a property faster and for less.And Todd is about to reveal how you can master relationships with a real estate agent so you are front of mind (without giving away all your cards) and much more likely to secure the property!You’ll get plenty of practical tips like What to say and What NEVER to say and, ultimately, an insider framework to get a return on relationship and seal the deal.Plus, Todd also has a unique and useful perspective on selling investment properties and renovating them for profit, which could be up your alley if you’re interested in manufacturing equity and active investing.So, are you in?Listen now to get the gold on how to master your relationships with real estate agents! Free Stuff MentionedPICA webinar with Jane Slack-Smith – “Tips From A Reno Expert”Todd’s Book: Australia’s Home Buying GuideSet up Money SMARTS for Free today: https://thepropertycouch.com.au/financialpeaceGet the free user manual to Money SMARTS >>CoreLogic Report – Housing turnover reaches the highest level in nearly 12 yearsLISTEN TO THE FIRST 20 EPISODESLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Meet one of the richest Australians under 40… and learn how he built a net worth of around $250 million!Folks, today we have a very special interview with Fred Schebesta — the co-founder and CEO of the comparison website Finder, which is one of the world’s biggest comparison websites and money apps that helps users compare products across 105 categories, from car insurance to cruises.And Fred, who went from working in a Pizza Hut call centre as a university student to running a business that employs 450 staff in 80 countries, has some Radical Rules on Money, Investing, Cryptocurrency (… any bitcoin fans, out there?!), Property, Stocks and Business that will make you look at things a WHOLE Lot Differently!!!You’re about to get the behind-the-scenes secrets of someone who has experienced HYPER success when it comes to wealth creation… but what we’re super keen for you to hear is the MINDSET it took to create such an impressive net worth in the first place — including what it means to “Reframe Mistakes”, focus on “Concentrated Investments” and go against the grain to carve your own Lifestyle Design.Fred is also the author of  Go Live! 10 Principles to Launch a Global Empire and while we do indeed cover his epic journey as an entrepreneur (…just wait ‘til you hear it!), there is plenty of gold in there for everyday investors at ANY stage of their journey.Psst… Oh, and yeah… while we might not ALL be able to invest in a spaceship-like Fred (yep!), we will say this:… This is a VERY rare opportunity to learn from someone at the top of their game… and from someone who has achieved significant success.Tune in now to get the secrets behind a $250M Net Worth… you won’t forget this one!Free Stuff MentionedFred’s Book – GoLive! 10 Principles to Launch a Global EmpireFred’s Property – South Coogee ‘Castle; For $16.85MPICA Webinar – Become A Member for LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube