The Property Couch

Ben Thompson, a QPIA and auctioneer with 1,000+ auctions, shares why auctions are the clearest way to buy property. He explains auction transparency, the psychology behind bidding, common buyer tactics to sway outcomes, and why watching several auctions before bidding builds confidence. Short, sharp, and revealing about the mechanics of auction day.

Kirsty "KD" Dunphey, experienced Tasmanian mortgage broker known for practical lending and cash-flow tips. Luke Oxenham, mortgage strategist who helps investors and owner-occupiers with borrowing and structuring. They tackle rising rates, borrowing power and mortgage jail. They compare fixing vs staying variable, explain offsets/redraw and stress testing, and discuss investor risks and timing in tight markets.

Breaking news on proposed negative gearing reforms and a modeled two-property cap loom ahead of the May budget. Data-driven breakdowns show investor ownership patterns, rental income and deductions, and the risk of spooking rental supply. A Victorian case study highlights policy-linked supply losses. The conversation explores why investor numbers are falling and what flawed design could mean for housing availability.

A deep dive into proposed Capital Gains Tax and negative gearing reforms and who stands to win or lose. Historical myths about the 1999 CGT change are challenged. The role of investors and small developers in building new housing stock is examined. A tiered CGT proposal that targets short-term flipping while protecting long-term investors is presented.

Folks, this could be shaping up to be the biggest risk of 2026...  Yep. We’re back with one of our MOST popular episodes of the year, our 2026 Property Market Outlook!  The economy has run hotter than the RBA expected, but higher rates and rising living costs are starting to bite. At the same time, tight supply, strong population growth and government incentives (like the 5% deposit scheme) are continuing to support demand. So which force wins? In this deep-dive outlook episode, Ben takes the reins to break down the macro forces shaping the year and what it all means for you. Then it’s state by state: Why Perth’s supply imbalance still underpins growth Why Brisbane and Adelaide are more sensitive to investor activity Why Darwin is booming...but timing matters Why Canberra remains structurally challenging Why Hobart runs steady, but population is constrained And why Melbourne may be the counter-cyclical opportunity for long-term investors Understand the signal and ignore the noise. Tune in now!   Free Stuff Mentioned 🏡 Free Property Reports Now Available Inside the Moorr App  There’s no such thing as “the Australian property market”, only thousands of sub-markets.  If you’re making decisions in 2026, don’t rely on headlines. Get suburb-level data, including supply, demand, days on market, vendor discounting and more, all inside the Moorr app.  👉 Download the app and access your free property report today!   Sources mentioned: Cotality Westpac Consumer Sentiment (10 Feb 2026) Australian Bureau of Statistics RBA (Reserve Bank of Australia) Guests & Episodes Mentioned:  481 | Property Market Outlook 2024 535 | 2025 Property Market Outlook LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

A data-driven discussion on why new-build contracts often fail to deliver investment-grade returns. Conversation about prioritizing numbers over flashy amenities when buying property. Exploration of rare exceptions like premium views and boutique projects. Practical advice to reduce risk by buying after completion rather than committing early.

Brett Burton, former AFL star turned leadership and wellbeing facilitator, shares practical thinking on why people quit and how to keep going. He discusses the ‘car park effect’ of short-lived goals. Topics include finding deep purpose, weekly planning, habit stacking, measuring progress, and building resilience through small wins.

Seven real-life financial plans show how different Australians use property to reach a $3,000-a-week retirement goal. Short case studies cover young families, singles, empty nesters, career couples and rentvesters. Practical scenarios reveal creative ways to balance housing, renovations, peak earnings and legacy goals. A supplemental PDF and playbook help follow the frameworks.

They discuss the shift from building wealth to protecting it and the mindset change that requires. They cover how rapid rate rises expose portfolio fragility and why buffers and conservative leverage matter. Three retirement paths are explained: borrow against assets, pay off debt, or sell properties. Practical nudges encourage picking a plan, tracking milestones, and preparing for a stable retirement.

Clear talk on how tax shapes property outcomes without promising shortcuts. Ownership structures are compared, from personal and joint holdings to trusts, companies and SMSFs. They unpack negative gearing, stamp duty, land tax and capital gains basics. Practical aims include realistic portfolio sizes, managing tax costs and getting tax timing right.