The Property Couch Chapter 12: Tax and Property (The Audiobook)
Feb 11, 2026
Clear talk on how tax shapes property outcomes without promising shortcuts. Ownership structures are compared, from personal and joint holdings to trusts, companies and SMSFs. They unpack negative gearing, stamp duty, land tax and capital gains basics. Practical aims include realistic portfolio sizes, managing tax costs and getting tax timing right.
AI Snips
Chapters
Transcript
Episode notes
Tax Shapes Property Outcomes
- Tax is a critical part of property investing and can shape outcomes more than expected.
- Understanding basics helps you plan rather than react when building wealth through property.
Start With Personal Ownership
- If you're starting, use personal ownership for simplicity and tax benefits like the 50% CGT discount after 12 months.
- Keep admin low and consult an accountant as you scale to reconsider structures.
Shared Ownership Preserves CGT
- Joint ownership eases market entry and preserves CGT benefits since individuals still own the property.
- It creates shared liability and requires clear agreements to avoid future conflict.