Australian Property Podcast

Rask
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May 6, 2025 • 1h 9min

Is it time to buy property or shares?

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Owen Rask from Rask Media discuss their respective journeys and whether it’s a good time to buy property or shares. They also look through a few case studies and how each cohort might like to invest in the current environment, be it in property, or shares, or both.Here’s a summary of everything they discuss:Latest podcast news – nearly 457k monthly downloadsLatest business and markets news from Owen & Pete---Pros and cons of property and sharesSuper is massive in Australia tooBuy a home and then what?Maybe best to have a balance of all of the above?---Let’s look at a few case studies1 Accountant – maybe risk averse, sensitive to cashflow, often owns a home and would like to add one rental, and contribute to super, $1m budget typical for a professional buying a house as an investmentDifferent personality typesAnalytical/thinker – good saver – risk averse - suited to shares 2 Doctor – often earn higher incomes, tolerance for some risk, they want high growth assets. Some healthcare professionals need trusts for asset protection e.g. surgeon, anaesthetist. Can scale a portfolio quickly, and can tolerate some negative cashflowHigh income earner – achiever, goals focussed - tolerance for risk – may want to use leverage to build a property portfolio 3 Tradie – often have good skills and are decisive. Have skills to add value to properties and have a good eye for a deal. Some of the best investors are tradies. Good incomes very often and an entrepreneurial spirit 4 Entrepreneurs – difficulties with borrowing capacity, feast and famine. Hard to know whether to invest in self, business, or property and shares. Property is good for people who find it hard to save and invest regularly, after the initial up-front costs. Shares require some savings discipline. Borrowing capacity tends to come and go so need to be strategic and invest when you canEntrepreneur – freedom focussed - with lumpy income? It depends. Property debt can be a noose, but can also be forced discipline. Shares are more liquid and could be sold quickly in a crisis.Prof Scott Galloway. Credentialled – degree - stock options. Equity. Bonuses.“Build business and buy real estate” – KiyosakiOur kids – University or not?Some thoughts on our respective journeysListener questions – send them in If you like this Australian Property Podcast episode don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.Rask ResourcesPete's Buyers Agency: https://www.allenwargent.com.auAlcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-servicesFinancial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg#property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices
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May 3, 2025 • 47min

May rate cut and the first homes rush

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgage specialists bring you all the latest news.  If you like this Australian Property Podcast episode Pete and Chris answer your listener questions and cover the big news stories of the week.  Topics covered today: 1 – Twilight zone suburbs 2 – Inflation news for Q1 – is the battle with inflation won? 3 – Lock it in – RBA to cut interest ratesin May says Luci Ellis Other topics discussed Anecdote 1 – some people buying entry level properties frantically now because whoever wins the election is going to push first homebuyer policies (but not until 2026 for ALP policy) Anecdote 2 Darwin – anecdotal reports of buyer’s agents storming into Darwin - 1/3 of listed properties are under offer already  Resources for this episode Nerida Conisbee - top demolition suburbs  SMH - suburbs we never want to leave  Inflation figures for Q1 2025 Australian Q1 CPI – 09/24yy (James Foster Macro) Westpac IQ: Inflation Q1 CPI 2025 Markets Look Through Bill Shock (Pete Wargent) Luci’s Thursday Note – 24 April 2025 (Westpac IQ) Investors Ease Back into Property (Pete Wargent) Home values for April 2025 Ray White - home values update, April 2025 Vitality home value index, April 2025 Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
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Apr 29, 2025 • 54min

How to avoid property regret

In this Australian Property Podcast episode, your hosts Amy Lunardi is joined by Zara McGuffie from the Australian Business Podcast. They discuss 5 common situations where property buyers face regret (both before buying and after), and how to avoid them. If you like this Australian Property Podcast episode on avoiding regret, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.Why avoid regret?Buying a home is a major decision—costly, time-consuming, and with big financial stakes.Before You Buy1. Hindsight Regret – “Should’ve bought X”- Many wait for the "perfect" market time, often influenced by media or others.- Identifying the market bottom is nearly impossible—by the time it rises, it’s too late.2. Missing ‘The One’- Regret is worse when it’s due to avoidable mistakes.- Be proactive: understand the process, act fast, get expert help.- Be financially and emotionally prepared—sometimes the right place comes early.After You Buy3. Buyer’s Remorse- Wrong purchase for your goals:- Home: May not suit your lifestyle, partner, or needs.- Investment: Cashflow issues, poor rental return, or hard to resell.- Avoid by having a clear strategy and doing proper research.- If it’s the wrong buy, selling and moving on may be best.Property issues:- Missed inspections, contract surprises, poor location factors.- Do due diligence and accept some things are outside your control.4. Overpaying or Underbidding- Appraisals are tough; overpaying can hurt resale if needed soon.- Value is subjective—comps vs personal worth.- Many regret not offering more in hindsight.- Do thorough market analysis and budget smartly.5. Renovation Regrets- Underestimate time, cost, and effort.- DIY plans often fall short—may lead to discomfort and unmet goals.Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.auAlcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-servicesFinancial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
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Apr 26, 2025 • 40min

Pete’s property predictions for 2025…and 2026

In this Australian Property Podcast episode, your host Pete Wargent from Allen Wargent Property Buyers gives his property predictions for 2025 and 2026.1 – Trump and the tariff turmoil – what does it all mean for markets?2 – Election3 – 2025 outlookRask Resources Pete's Buyers Agency: https://www.allenwargent.com.auAlcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-servicesFinancial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
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Apr 22, 2025 • 43min

Amy and Pete cover your key questions

In this Australian Property Podcast episode, your hosts Amy Lunardi and Pete Wargent answer your most pressing property questions.Questions Answered:1. Angus Young I’m looking at buying a townhouse and a lot of them I’ve been inspecting are brand new – should I bother with a building inspection? Doesn’t insurance cover any defects anyway?2. Kate Bush I almost feel like giving up. I’ve been trying to buy a home for the last 11 months and feel like I’m getting nowhere. I have a decent budget but now I’m feeling even more disheartened as I’ve noticed the market has gone up recently and there’s even more competition.3. Igor I wanted to ask why Pete blocked me on Twitter. (Igordownunder username). I don't believe I offended him but apologies if any comment was poorly perceived4. Marge Simpson What’s the risk of my real estate agent acting as a dual agent for me as a seller & then acting for my buyer also?5. Ben Hi Guys, I am now in a position where I am wanting to get an investment property to start my portfolio, I am wanting to do this to create equity to help buy our forever home as well as creating a future for our family. I am looking at 5-10 year strategy for creating compound growth. I would need to get a mortgage if we were to do this as a buy to let. I also have the opportunity to co invest with my partners mum who wants to do something with her cash. This would mean the ability not to have to get a mortgage. My concern is that I would be losing out on the compound growth in the years to come as she would obviously need a return too.Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.auAlcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-servicesFinancial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg#property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices
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5 snips
Apr 19, 2025 • 50min

First homebuyers in election madness

First homebuyers face a whirlwind of political changes with the looming election affecting the real estate landscape. The hosts dissect rising house prices, which have surged 39% in five years, and the latest housing policies aimed at helping new buyers. They explore alarming issues like property defects and the potential pitfalls of inflated prices. A dive into the current market reveals a mix of cautious optimism and financial risks for home buyers, highlighting strategies to navigate this unpredictable terrain.
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Apr 15, 2025 • 42min

What Trump means for property, with Cameron Kusher

In this episode of The Australian Property Podcast, Pete Wargent of Allen Wargent Property Buyers is joined by Cameron Kusher, Australia’s leading housing market analyst, formerly of the REA Group and CoreLogic Australia.In this episode they discuss:- What has Cameron been up to lately? Change of roles pending. What’s next, ideally?- What a fortnight! What does all the Trump tariff turmoil mean for Australia? Quite a few possible scenarios, and it is hard to predict- Financial markets turmoil and what’s happening with interest rates- What’s happening with the Housing Accord target of 1.2 million homes. What are the latest stats telling us?- The challenges with construction costs and apartment prices – new apartment prices are up 33% over the year (Urbis). Doubled since 2019? More owner-occupiers buying.- What is the role of zoning in Australian property? What can it fix, and what won’t it fix?- Is Melbourne turning around? Anything positive in the stats?- Brisbane Olympics plans for 2032. Any impact on housing markets? Olympic village etc. Showgrounds, Centenary Pool stadium, Vic Park, tennis centre- What to watch out for over the next few years? Any X-factors?- Where you can contact Cameron if you want to get in touch?X of Twitter: @cmkusher Cameron’s substackhttps://cameronkusher.substack.com/Resources for this episodeUrbis - State of the Market - Apartment Reporthttps://urbis.com.au/insights-news/urbis-apartment-essentials-national-snapshot-2024-q4/Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.auAlcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-servicesFinancial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg#property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices
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Apr 12, 2025 • 47min

Trump trade could be massive for Aussie property

Every week, Chris Bates and Pete Wargent jump on the Australian Property Podcast airwaves to answer your questions or cover the top 3 property news stories of the news. Don't forget to send Chris and Pete your questions!In this week’s episode, Chris and Pete cover:1 – HUGE shifts in financial markets2 – Apartment prices soar for new builds (Urbis)3 – Changes to HELP debts treatmentResources for this episode RBA to launch emergency rate cuts (NAB) HELP on its way for borrowers Unit prices leap (Urbis) Rask ResourcesPete's Buyers Agency: https://www.allenwargent.com.auAlcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-servicesFinancial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg#property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices
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Apr 8, 2025 • 45min

How to win at auctions

In this Australian Property Podcast episode, Chris and Amy teach you how to win at auction. Basically, you just need to have an unlimited budget (just joking). Ultimately, the buyer with the most money often wins, but not always.They explore: The rules around auctions  Set rules (unlike private sales)  No cooling off (unless bought prior)  Reserve price Pass ins  Transparent  They don’t always go ‘crazy’  Quote ranges  Auctions are about price, terms are prior agreed   Auction tips Biggest tip: budget setting prior  Do all due diligence asap beforehand  Bidding with confidence  Don’t overthink strategy Being the first bidder   Bidding increments  Have a plan for a pass in situation  Buying prior to auction  Strategic: moving swiftly and taking others by surprise, property likely towards or over top of budget so nothing to lose (put you out of misery sooner!), if you have 2 properties and your preferred one goes to auction second etc  Can be tricky: risk to vendor/agent, cooling off Buy prior price versus sell at auction price Similar to private sale episode advice:  Understand buy prior price, sometimes space to negotiate Understand the process  Only go down this path if you’re serious  Rask ResourcesPete's Buyers Agency: https://www.allenwargent.com.auAlcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-servicesFinancial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg#property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices
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Apr 7, 2025 • 1h 42min

🚨 ASX meltdown? How to protect yourself and your portfolio [SPECIAL]

The ASX 200 (ASX: XJO) price is crashing down 6.5%. Commonwealth Bank of Australia (ASX:CBA) share price is down 7.7%. BHP Group Ltd (ASX: BHP) share price is down 8%. VIDEO VERSION: https://youtube.com/live/SBxxCavI2LoASX 200 investors, what should you do in a market crash?!If you're watching the ASX 200 sell-off in fear, rest assured - at 12 noon today (MEL/SYD time), Chief Investment Officer Owen Rask will break down his 5-part market crash investing checklist. ✨ Resources ✨Rask Invest portfolio: https://www.rask.com.au/rask-investJoin our community: https://community.rask.com.auGet financial advice: https://www.rask.com.au/adviceSpecial guest Claude Walker:https://arichlife.com.au/All information in this podcast is strictly general in nature. It is not personal financial advice as it does not take into account your needs, goals or objectives. So don’t act on it before speaking with your financial planner. Owen Raszkiewicz can be verified on asic.gov.au. He is the ultimate holder of AFSL 563907 and you can read Rask's Financial Services Guide at www.rask.com.au/fsg Investing can be risky and result in permanent capital loss.#investing #asx200 Learn more about your ad choices. Visit megaphone.fm/adchoices

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