Australian Property Podcast

In this episode, Pete Wargent from the Australian Property Podcast and Gemma Mitchell from the Australian Finance Podcast dig into one of the biggest game-changers for your finances – setting clear goals. But not just any goals — the right ones for you. We cover: - Is it really a goal, or just a nice idea?- Do you actually need clear goals to succeed?- Why most goals fail (and what people get wrong)- How to set goals that are right for you, not just what everyone else is doing- Setting realistic goals – and action plans to match- Gemma’s 5-step process for setting goals that actually stick Keen to hear more? Check out our other episodes on the Australian Finance Podcast. Want property tips? Make sure you check out other episodes of the Australian Property Podcast. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Rask Resources - these are included by default Pete's Buyers Agency: https://www.allenwargent.com.au PreSales for Gemma’s book The Money Reset- https://amzn.to/42Uz0aK Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from AllenWargent Property Buyers and Chris Bates from Alcove mortgage specialists discuss all the latest property news and trends.  Here are the 3 main stories they covered: 1 – Synchronised upswing for property prices 2 - Stayvestors 3 – Listings increased in May (SQM Research) Listener Q&A 1 – Selfie I’m self-employed and have been for the past 2 years. What should I do to improve my borrowing capacity? Do I need to show payslips or can I use tax returns? 2 – Commercial I want to buy commercial property for passive income, but I’m perhaps up to 10 years from retirement. I could afford to buy for cash but feel like I am wasting an opportunity not to use some leverage? Do I use a 30% deposit, 50% deposit, or buy for cash? Resources for this episode Pete Wargent – Synchronised upswing as price growth returns Westpac IQ – Australian capital city dwelling prices (May 2025) MacroBusiness – Property vendors and buyers cash in on rate cut CoreLogic – Housing values continue to rise as growth trends converge across the capital cities MacroBusiness – Australian housing poised for new price boom Stayvestors: AFR – Introducing ‘stayvestors’: the home owners living with their parents SMH – The pleasure and pain of adult kids at home SQM Research: SQM Research – Total Property Listings (May 2025) – PDF Report Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, mortgage broker Chris and buyers agent Amy run through the importance of getting your finance right when buying a property - including some horror stories about when things have gone wrong. Don’t risk losing your deposit (or worse!)  We run through - Pre-approvals: what do they actually mean?  - The different types of pre-approvals  - How to get yourself in the best position possible for finance, prior to making an offer/bidding - What are the risks involved and how can you mitigate them?  - Conditional offers versus unconditional offers - Case studies - the good, the bad and the ugly..!! (and how to lean from them)  Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from AllenWargent Property Buyers and Chris Bates from Alcove Mortgage specialists cover all the latest property news, and their predictions for the next two years for property markets around the country.  Topics covered today: 1 – How bad is the housing shortage? 2 – How do crime rates impact property? 3 – Banks to use AI to sell more loans Episode Resources Australia faces crippling housing shortage – MacroBusiness Australia’s housing shortage is worse than thought – MacroBusiness How do crime rates affect property prices – Infrastructure Victoria Victoria escalating youth crime, repeat offenders statistics – ABC News Why St Kilda’s property market is thriving despite rising crime – RealEstate.com.au AI will provide a great opportunity – Cameron Kusher on Substack Competition watchdog launches probe into REA real estate pricing – AFR How big banks in Australia could use AI to sell more home loans – The Australian Other news of interest: Trump administration halts international student visa applications – Sky NewsCould impact several million international students – impacts for Australia? Inflation steady at 2.4% – Pete Wargent Apartment construction starting to pick up – Pete Wargent Build-to-Rent loophole robs communities of green space – The Age Home buyers pounce after RBA rate cut – MacroBusiness Melbourne house prices poised for strong rebound – MacroBusiness Labor has ‘no intention’ to ban SMSF borrowing – AFR Pressure mounts on big four banks to cut rates sooner – The Australian What happens after the RBA cuts interest rates? – ABC News Hobart urban growth boundary extended – ABC News Cheaper money for housing will fuel demand and push up prices – ABC News First-home buyer FOMO set to go into overdrive – ABC News Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Pete Wargent from the Australian Property Podcast and Gemma Mitchell from the Australian Finance Podcast join forces to bring you a special episode on what to focus on financially at every age and stage of life. From your 20s to your 60s and beyond, they talk tips and traps for every stage.  From buying a house, to investing and when you should be paying attention to super- we are covering: What should we be focusing on at different ages Investing vs paying down debt at different stages Tips and traps for different ages Keen to hear more? Check out our other episodes on the Australian Finance Podcast. Want property tips? make sure you check out other episodes of the Australian Property Podcast. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au PreSales for Gemma’s book The Money Reset- https://amzn.to/42Uz0aK Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent of AllenWargent Property Buyers and Chris Bates from the Alcove mortgage group talk about rate cuts Topics covered today: 1 – All ingredients are in place for an enduring housing recovery 2 – The pros and cons of moving to regional Aus 3 – A third of Aussie homes now worth $1m Resources for this episode RBA delivers a confident cut RBA delivers confident, somewhat dovish update – Pete Wargent Blog Green light for 0.25% rate cut – MacroBusiness Employment surges to record high 16.43 million in April Unemployment rate steady at 4.1 per cent Chris Joye on the ingredients for a housing recovery  A third of homes now worth $1m Young Aussie’s rude shock after investment property lost value – news.com.au What does $1 million now buy in Australia's housing market – CoreLogic What $1 million buys in the housing market – ABC News NAB dials up return to office push for 5 days per week 24 lenders have cut fixed rates – now seeing fixed rates in the 4s A third of Aussie homes now worth $1m (Cotality, Eliza Owen) What does $1 million now buy in Australia's housing market – CoreLogic What $1 million buys in the housing market – ABC News Australia’s rental crisis is permanent Is Trump driving Aus house price growth? Younger generations are delaying home ownership Listener Q&A 1 – R I have a commercial property I use for my business in my SMSF. What happens when the policy changes for taxing unrealised gains? Will it be implemented? Is there anything I can do? 2 – Fred Flintstone I can get a reasonably good fixed rate of 5%. Is it worth fixing or not? What are the benefits of fixed rates? Can I fix half of the mortgage? Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Pete Wargent from the Australian Property Podcast and Gemma Mitchell from the Australian Finance Podcast are back to dive into a big topic – raising financially confident, and competent kids. From choosing between private or public schooling, to saving (or not saving) for your kids, we cover it all. We chat about: Private vs public schooling – the real pros and cons Saving and investing for kids vs focusing on healthy household money habits How you can set your kids up for success without necessarily saving a fortune The money habits (good and bad) to watch for early on Keen to hear more? Check out our other episodes on the Australian Finance Podcast. Want property tips? Make sure you check out other episodes of the Australian Property Podcast. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au PreSales for Gemma’s book The Money Reset- https://amzn.to/42Uz0aK Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from AllenWargent Property Buyers and Chris Bates from Alcove mortgage specialists discuss the plans to grow Melbourne to 9 million by 2050, all the latest housing price forecasts, the growing Build to Rent sector, and whether ‘rent-vesting’ even works as a strategy. They also answer a few of your listener questions in a Q&A.  Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Topics covered today: 1. Melbourne to 9 million by 2050 2. Rent-vesting doesn’t work and here’s why 3. Poll bumps off Build to Rent critics Listener Q&A 1. Planning ahead In NSW can I approach buyers agents directly to see if they have any clients interested in buying my property, rather than engaging a real estate agent? Im keen to avoid real estate agent fees & marketing costs. 2. McCavity Shares vs property in SMSF? 3. Lost millennial Can you get a psychologist on the podcast to talk about how to navigate not being able to afford what you want Resources for this episode Melbourne to hit 9 million by 2050 What should Melbourne look like in 2050? – City of Melbourne M2050 Vision and Council Plan 2025-2029 – Participate Melbourne Melbourne's population to hit NINE million by 2050 – Pete Wargent Daily Blog House prices projected to run higher  The calm before the house price storm – MacroBusiness Property prices poised to rise amid strong earnings and mortgage growth – Australian Broker News Aussie house prices projected to rocket higher – MacroBusiness Wages beat expectations by a bit – Pete Wargent Daily Blog Rentvesting Build to Rent Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Dive into the fascinating world of property investment and uncover the secrets to generating passive income. Discover how residential and commercial properties stack up in terms of cash flow, and learn the intricacies of calculating yields amidst fluctuating interest rates and expenses. Is it too late to start building a property portfolio at 42? Listen for insights on market cycles and equity growth, proving there's still time for savvy investments. Explore the dynamics of the housing market and get ready to strategize!

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgage specialists discuss the major property news stories of the week.  Topics covered today: 1 – Election win and likely policy and tax reforms 2 – AMP introduces 10-year interest-only mortgages, big news 3 – Property listings fall across the board in April  1 – Election night – huge win for ALP -What does this mean for the economy? -Cost of living relief and HECS debt relief -Super above $3m tax reforms, including taxing unrealised gains -Housing – 5% deposits and 100,000 homes for FHBs from Jan 2026 -Big Australia – population, infrastructure, spending, housing build -Certainty and continuity – for at least the next 3 years, maybe more -Greens have little or no influence now  2 – AMP introduces 10-year IO loans -Kudos to Chris who predicted this recently -New loan product from AMP, 10-year IO loans from around 6.29% -Didn’t Westpac have something similar previously? Nou sure it’s unique? -What is being offered? -Who is it useful for? Flexibility for investors  -Doesn’t increase borrowing capacity because loan is assessed over 20 years -Europe has 40-year IO loans, so in that sense it’s hardly unique 3 – Listings fall across the board -3 weekends were disrupted in April due to public holidays and the election -Listings -7% in Sydney and Canberra -Fell in all 8 capital cities -Still higher year-on-year in Perth, maybe a sign of a market nearing its peak -More certainty to sell now the election is done? -Asking prices rose +0.7% in April driven by a large gain in Sydney, and also Darwin Resources for this episode What the election means for property – Pete Wargent What the election means for property – The Australian Confidence to return to housing market after the election – Macrobusiness Confidence to return to housing market after the election – Cate Bakos AMP launches 10-year interest-only loans – The Adviser AMP launches 10-year interest-only loans – AFR Listings plunge in April – SQM Research Listings plunge in April – CoreLogic Slow building approvals – Pete Wargent Slow building approvals – James Foster Retail volumes stalled in Q1 – James Foster Rents up 48% since pandemic start – Macrobusiness Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) https://www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices