

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Dec 8, 2022 • 9min
2127: Should You Rely On Credit Cards For Your Emergency Fund? By Michelle Schroeder-Gardner
Michelle Schroeder-Gardner of Making Sense of Cents talks about relying on credit cards for your emergency fundEpisode 2127: Should You Rely On Credit Cards For Your Emergency Fund? By Michelle Schroeder-GardnerMichelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.The original post is located here: https://www.makingsenseofcents.com/2015/09/credit-cards-for-your-emergency-savings-fund-amount.html Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 7, 2022 • 11min
2126: [Part 2] The Big Wins Manifesto by Ramit Sethi
Ramit Sethi of I Will Teach You To Be Rich shares examples of big wins and why you need to focus on them. This is Part 2 of 2.Episode 2126: [Part 2] The Big Wins Manifesto by Ramit SethiRamit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more.Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich.He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000.The original post is located here: https://www.iwillteachyoutoberich.com/blog/the-big-wins-manifesto Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 6, 2022 • 11min
2125: [Part 1] The Big Wins Manifesto by Ramit Sethi
Ramit Sethi of I Will Teach You To Be Rich shares examples of big wins and why you need to focus on them. This is Part 1 of 2.Episode 2125: [Part 1] The Big Wins Manifesto by Ramit SethiRamit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more.Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich.He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000.The original post is located here: https://www.iwillteachyoutoberich.com/blog/the-big-wins-manifesto Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 5, 2022 • 11min
2124: All Value is Perceived Value by April Dykman
April Dykman with Get Rich Slowly reminds you that all value is perceived valueEpisode 2124: All Value is Perceived Value by April DykmanJ.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.The original post is located here: https://www.getrichslowly.org/all-value-is-perceived-value/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 4, 2022 • 10min
2123: How To Find Your Passion In Life by Mia of She Dreams All Day
Mia of She Dreams All Day shares how to find your passion in life.Episode 2123: How To Find Your Passion In Life by Mia of She Dreams All DayShe Dreams All Day is a personal development and productivity blog designed to help you achieve your biggest goals and your wildest dreams. Created by Mia, a constant creative dreamer, now out to help other dreamers.The original post is located here: https://shedreamsallday.com/how-to-find-your-passion-in-life/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 4, 2022 • 11min
2122: Stranger In A Strange Land by Jacob Lund Fisker
Jacob Lund Fisker of Early Retirement Extreme shares his thoughts on being a stranger in a strange land.Episode 2122: Stranger In A Strange Land by Jacob Lund FiskerJacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a set of values and principles that gives readers the freedom and opportunity to live an exciting and interesting life.The original post is located here: http://earlyretirementextreme.com/stranger-in-a-strange-land.html Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 3, 2022 • 10min
2121: Do You Have These Essential Financial Protections in Place? By Erik Carter
Erik Carter with Financial Finesse talks about essential financial protectionsEpisode 2121: Do You Have These Essential Financial Protections in Place? By Erik CarterAfter years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.They’ve helped hundreds of thousands of employees change their lives.The original post is located here: https://www.financialfinesse.com/2012/12/20/do-you-have-these-basic-financial-protections-in-place/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 2, 2022 • 9min
2120: My Worst Money Mistakes by ESI
ESI of ESI Money talks about his worst money mistakesEpisode 2120: My Worst Money Mistakes by ESIESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there.The original post is located here: https://esimoney.com/my-worst-money-mistakes/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 1, 2022 • 9min
2119: 6 Ways to Turbocharge Your Savings by J. Money
J. Money of Budgets Are Sexy shares 6 ways to turbocharge your savingsEpisode 2119: 6 Ways to Turbocharge Your Savings by J. MoneyJ. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original post is located here: https://budgetsaresexy.com/6-ways-to-turbocharge-your-savings/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 30, 2022 • 11min
2118: Cash Flow Investments: REITs and Agency Mortgages by JT McGee
JT McGee with The College Investor talks about REITs and Agency MortgagesEpisode 2118: Cash Flow Investments: REITs and Agency Mortgages by JT McGeeRobert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults.The original post is located here: https://thecollegeinvestor.com/3589/cash-flow-investments-reits-agency-mortgages/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices


