Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
Dec 17, 2022 • 12min
2137: 5 Ways College Students Can Revitalize Their Finances by Rachel Vaughan
Rachel Vaughan with The Finance Twins talks about 5 ways college students can revitalize their financesEpisode 2137: 5 Ways College Students Can Revitalize Their Finances by Rachel VaughanCamilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom.The original post is located here: https://thefinancetwins.com/5-ways-college-students-revitalize-finances/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 16, 2022 • 10min
2136: 6 Reusable Products That Save Me Money by Kumiko
Kumiko of The Budget Mom shares 6 reusable products that save her moneyEpisode 2136: 6 Reusable Products That Save Me Money by KumikoKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/6-reusable-products-that-save-me-money/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 15, 2022 • 10min
2135: The Fallacy of Homeownership by Julien Saunders
Julien Saunders of Rich and Regular talks about the fallacy of homeownershipEpisode 2135: The Fallacy of Homeownership by Julien SaundersJulien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "feeling" happy with the financial progress they'd made. Their blog became a place where they not only shared in their frustrations, but offered solutions to a richer and happier life. They could not have imagined that just a few years later, they would sign a book deal with the world's largest publisher, Penguin Random House. But that's not all. Their blog has afforded them opportunities to work with incredible brands, world-class media and into the fast-paced world of digital entrepreneurship.The original post is located here: https://richandregular.com/the-fallacy-of-homeownership/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 14, 2022 • 10min
2134: When Should You Use Margin When Investing? By Shailesh Kumar
Shailesh Kumar of Good Financial Cents shares when you should use margin when investingEpisode 2134: When Should You Use Margin When Investing? By Shailesh KumarJeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.The original post is located here: https://www.goodfinancialcents.com/when-should-you-use-margin-when-investing/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 13, 2022 • 11min
2133: Why a Roth Conversion or Backdoor Roth IRA is a Good Idea Right Now by Kathleen Coxwell
Kathleen Coxwell of NewRetirement shares why a Roth conversion or backdoor Roth IRA is a good idea right nowEpisode 2133: Why a Roth Conversion or Backdoor Roth IRA is a Good Idea Right Now by Kathleen CoxwellNewRetirement is a company that offers a comprehensive financial planning engine delivered via white label or API. NewRetirement delivers a combination of automated financial planning technology and educational services focused on bringing financial wellness to the mass market in customizable ways. They want to help anyone get confident and achieve financial independence so they can make the most of their money and time.The original post is located here: https://www.newretirement.com/retirement/roth-conversion-backdoor-roth-ira-2/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 12, 2022 • 9min
2132: The Downsides to Owning Out of State Rental Properties by Joel of 5AM Joel
Joel of 5AM Joel talks about the downsides of owning real estateEpisode 2132: The Downsides to Owning Out of State Rental Properties by Joel of 5AM JoelJoel is a 35-year old living in Los Angeles with his wife and their dog. He was born and raised in Australia and moved to the US when he was 22. About 4 years ago he started getting up every morning at 5am. It started as one of those 30 day challenges, but after the challenge was over, Joel never stopped. He started noticing major improvements in his work, health, relationships and happiness in life. Joel sends out a short daily message at 5am each morning. He writes about happiness, positivity and learning to be a better human.The original post is located here: https://5amjoel.com/downsides-out-of-state-rental-properties/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 11, 2022 • 9min
2131: Creating A Home Gym by Ross Enamait
Ross Enamait of Ross Training talks about creating a home gymEpisode 2131: Creating A Home Gym by Ross EnamaitFounded by Ross Enamait, RossTraining.com is dedicated to excellence and innovations in high performance conditioning, strength, and athletic development. His goal with the site is to provide a content-rich resource to assist with your development. As a long time trainer and boxing coach, Ross has dedicated his life to the development and improvement of athletes. He has been in business for over 15 years and has helped numerous athletes succeed at the world class level. It is his career and obsession.The original post is located here: http://rosstraining.com/blog/2014/01/29/creating-a-home-gym/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 11, 2022 • 10min
2130: 2 Reasons We Shy Away From Investing AND The Government Got the Recession it Wanted By Mr. Finer
Mr. Finer shares two short posts covering why we shy away from investing and the current recessionEpisode 2130: 2 Reasons We Shy Away From Investing AND The Government Got the Recession it Wanted By Mr. FinerMr. Finer is a normal salaried employee who achieved FI with no side hustle or other income sources. After spending a decade without any plan, he started pursuing FI in his 30s, and achieved it at 40. He created his blog to share experiences, mistakes, successes, benefits, positives, and negatives from his journey.The original posts are located here: https://mrfiner.com/two-reasons-we-shy-away-from-investing-money-and-what-to-do-about-it/ & https://mrfiner.com/the-government-got-the-recession-it-wanted-now-what/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 10, 2022 • 11min
2129: Mortgages, Home Equity, and Retirement Spending by Jeremy Jacobson
Jeremy Jacobson of Go Curry Cracker talks about mortgages, home equity and retirement spendingEpisode 2129: Mortgages, Home Equity, and Retirement Spending by Jeremy JacobsonWinnie Tseng is from Taiwan and is the Go Curry Cracker resident photographer. After working in high tech, she found her real love making magic happen behind the camera and in the kitchen. Now she travels the world in search of new flavors and images.Jeremy Jacobson is from the United States and is the Go Curry Cracker blog writer. His love of learning and adventure make permanent travel the ideal lifestyle.The original post is located here: https://www.gocurrycracker.com/mortgages-home-equity-and-retirement-spending/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 9, 2022 • 8min
2128: Bank Roll Vs. Bank Rolled by Helene Massicotte
Helene Massicotte of Free To Pursue talks about a bank roll vs. being bank rolledEpisode 2128: Bank Roll Vs. Bank Rolled by Helene MassicotteHelene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what she wanted anymore.The original post is located here: http://www.freetopursue.com/blog/2018/1/24/bank-roll-vs-bankrolled Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
