Informed Decisions Independent Financial Planning & Money Podcast

Hi, It is a sad state of affairs when we have to rely on individual authors and thinkers publishing books and articles, in order to help the youth of today to develop financial wisdom. Yet, here we are! Despite sounding very negative, I was delighted to speak with such a thinker and author, Will Rainey (former Pensions Actuary!). In our conversations he shared his ideas on: - Helping kids to save, spend, & importantly to invest - Investing for younger and older children - What he believes is the optimal approach to investing - How he transitioned from being in 'high finance' in UK to moving to rural Vietnam with his family! Hope you enjoy the chat. Paddy. Dennis Harhalakis - The Money Coaching Institute Blue Tree Blog Tim Ferriss and The 4-Hour Workweek (fourhourworkweek.com)

This week we share a few nuggets that I hope will offer clarity and assurance on a few key aspects of our investment and pensions planning; -Important changes to pensions in Ireland coming into force -An update on Active Manager performances -The link between balance and longevity! I hope it is useful for you - I sure enjoyed doing it! Paddy.

This week we bring you the David Worrell Interview - where we discuss all aspects of Investment Platforms in Ireland. David is head of relationship management at Conexim Investment Platform in Ireland and shares his insights on the following: The rise of platforms in UK/USA - and subsequently in Ireland What platforms actually do - processes and people involved Pros & Cons for investors versus other routes Are Investment Platforms 'safe'? Navigating tax regimes for investors Transparency issues and opportunities for Irish investors Hope it helps, Paddy.

Robin Powell is a force within the investing world - on a mission to inform the public and financial advice firms of the facts of investing. I was thrilled to have him back on the podcast, having spoken to him in Episode 76 a life-time ago! In this episode, we discuss: - His progress in dispelling investment myths & educating investors - The role of regulators in making it better for retail investors - What investors should focus on & what they should not focus on! - The Advice Gap in the UK and other countries and how it may be fixed - A great book! Hope you enjoy. Paddy. Invest Your Way To Financial Freedom Book Evidence Based Investor Website Adviser 2.0 Website for advisers 4,000 Weeks Book Recommendation SPIVA Reports

As with most things in Financial Services in Ireland, (Environmental, Social & Governance) ESG Investing in Ireland is one that takes a bit of figuring-out, if you want to do it right that is! In the hope that it will help you build and protect your own wealth, I share the following in this short piece: The theory of ESG investing in Ireland, and why it is to be applauded The practical application of ESG investing for Irish Investors, and why it is less than straight-forward Some revealing research that shows most ESG investing is not actually ESG at all! What we will do to get to the bottom of it Paddy Delaney Informed Decisions

This week I share some interesting research and insights on how to prepare for the biggest surprises in Retirement, both financial and non-financial. We will mostly all agree that 'Life' is not about reaching some destination in a particular state. The same can be said of our financial lives, but yet a large focus for most of us is to reach a point in the future where we have amassed sufficient financial resources to be financially independent. Learn from the people who have been there and done that in this weeks' episode. Paddy.

Thanks for coming back to us in this Episode 201! This week I tell you about bad investment funds in Ireland, it promises to be a doozy! I hope it is actionable and impactful for you in your own wealth creation and preservation. This week I'll share some insights on the following: Another specific example of the ridiculousness that is Investment Funds in Ireland charging silly fees for delivering absolutely terrible investment outcomes for retail investors like you & I What you can/could/should do if you are involved in these type of 'all-picture & no-sound' funds A quick market update for 2020 (it'll be real short) A quick market prediction for 2021 (it'll be even shorter) Confirmation that neither the aforementioned 'update' nor 'prediction' matter! Paddy Delaney - Informed Decisions

It's not ever day that you get to launch your 200th episode - so who better to help us mark this event than Pete Matthew! Pete has been at the vanguard of personal finance podcasting and sharing of deep insights for many years now - and was an inspiration to Informed Decisions. We trusted Pete to take over the show - and it'll be fairly obvious to you dear listener that we should probably ask him to stay!! Thanks for your continued listenership, support and for being part of the journey. ###October 2021 UPDATE#### In November 2020 following this episode we launched the Podcast Tribe - over the following 11 months we donated €4k to charity thanks to our members. As of October 2021 we are reverting to sharing our insights, ideas and interviews publicly, so you can catch Episode 201 at the end of October 2021 on your usual podcast player! ###See You Soon!#### Paddy Delaney - Informed Decisions Check out Pete's show if you haven't already - it's great! Meaningful Money Podcast

Dr. Sarah Fallaw shares her insights on the following: - Her research of wealth builders all across the US - What works and what doesn't work - How our behaviours and personalities impact on our wealth creation - Her latest book, a combination of her and her late father's research I hope you enjoy, Paddy Delaney Informed Decisions Resources: - The Next Millionaire Next Door - Datapoints - The Millionaire Next Door

Investment Trusts have been in vogue for a little while - in no small small part due to the tax treatment of any realised gains. Many investors are hell-bent on finding an option that might allow them to invest in a diversified and low-cost way, and try to invest via Capital Gains Tax regime as opposed to Exit Tax regime. Some believe Investment Trusts in Ireland allow you to do that, but like many things it's not as straight-forward as that! Hope it helps, Paddy.