THE TRUTH ABOUT YOUR FUTURE with Ric Edelman

WATCH THE VIDEO OF THIS PODCAST HERE: https://www.thetayf.com/pages/multimedia?wchannelid=c4ogwxwvtw&wmediaid=u6smi2y09iOn today's podcast, we confront a modern-day challenge: the rise of AI-driven scams. Did you know these scams have evolved beyond emails and phone calls, now leveraging AI to craft content so realistic it's startling? It's a call to arms for everyone to be more vigilant, especially when personal or financial details are at stake. On a different note, we also discuss the pivotal decisions many face as they approach retirement. Ryan Frederick, founder and CEO of "Here.Life," joins us to shed light on the profound impact of our living environment on our lifespan, healthspan, and wealthspan. Together, we explore the concept of "living in community" and how it might be the key to a fulfilling future.Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ricRic's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM-----Links from today's show:Edelman Financial: https://www.edelmanfinancialengines.com/Podcast episode from 10/17 (AI Joins the Campaign Trail): https://www.thetayf.com/blogs/this-weeks-stories/ai-joins-the-campaign-trailCapturing Yields in a High-Rate Environment with Bond ETFs (Free Webinar - October 24 - Register HERE): https://dacfp.com/capturing-yields-in-a-high-rate-environment-with-bond-etfs/Here.Life: https://www.here.life/Right Place, Right Time The Ultimate Guide to Choosing a Home for the Second Half of Life: https://www.amazon.com/Right-Place-Time-Ultimate-Choosing/dp/1421442302/Gallup-Healthways Well-Being Index: https://wellbeingindex.sharecare.com/D.school, Design Thinking School: https://dschool.stanford.edu/resources/getting-started-with-design-thinkingGlobal X E-commerce ETF (Ticker = EBIZ): https://www.globalxetfs.com/funds/ebiz/Follow Ric on social media:Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelmanBrought to you by:Global X ETFs: https://www.globalxetfs.com/Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlPrisidio: https://www.prisid.io/Schwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee-----

Did you know that historically, interest rates have hovered around 5%? Recent events, however, have conditioned us to expect much lower. As we witness rates climbing once again, it's essential to understand the broader implications for our financial decisions.Borrowers, savers, and even financial advisors are at a crossroads, needing to recalibrate strategies and expectations. This episode sheds light on the opportunities and challenges presented by these shifting rates. Together, we'll explore how to navigate this evolving landscape, ensuring you're equipped for the financial future.Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ricRic's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM-----Links from today's show:Self-Care with Jean Edelman: http://www.selfcarewithjean.com/Follow Ric on social media:Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelmanBrought to you by:Global X ETFs: https://www.globalxetfs.com/Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlPrisidio: https://www.prisid.io/Schwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee-----

As the cost of college tuition soars in the U.S., many are reevaluating the true value of a degree. With countries like France, Denmark, and Germany offering virtually free higher education, one has to wonder: Is the traditional American college path still the golden ticket to financial stability?On another front, the health and wellness industry is evolving at an unprecedented pace. From telemedicine's convenience to the precision of personalized nutrition based on genetic data, it's an exciting era. Staying informed is not just beneficial - it's essential for our financial and physical well-being.Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ricRic's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM-----Links from today's show:Masterclass on How to Prevent College from Ruining your Life: https://www.thetayf.com/pages/masterclass-membershipsSelf-care with Jean Edelman: http://www.selfcarewithjean.com/Global X Health and Wellness ETF (Symbol = BFIT): https://www.globalxetfs.com/funds/bfit/Capturing Yields in a High-Rate Environment with Bond ETFs (Free Webinar - October 24 - Register HERE): https://dacfp.com/capturing-yields-in-a-high-rate-environment-with-bond-etfs/Follow Ric on social media:Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelmanBrought to you by:Global X ETFs: https://www.globalxetfs.com/Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlPrisidio: https://www.prisid.io/Schwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee-----

In this episode, we address the pressing concerns surrounding the influence of artificial intelligence on the upcoming elections. The rise of deepfakes has intensified debates about the authenticity of digital content, especially as election season draws near. The potential of AI to create hyper-realistic videos and audios poses challenges, raising questions about the veracity of what we consume online.On a different note, the crypto landscape is buzzing with anticipation as multiple Bitcoin ETF applications sit before the SEC. This could mark a pivotal moment for investors and financial advisors alike. Explore the intricacies of these applications and understand why they're making headlines in the financial world.Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ricRic's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM-----Links from today's show:An Important Crypto Message (04/10 episode): https://www.thetayf.com/blogs/this-weeks-stories/an-important-crypto-messageWright Center for the Study of Computation and Just Communities: https://neukom.dartmouth.edu/wright-center/wright-center-study-computation-and-just-communitiesStanford study examines fake news and the 2016 presidential election: https://news.stanford.edu/2017/01/18/stanford-study-examines-fake-news-2016-presidential-election/What You Need to Know about Spot Bitcoin ETFs (free whitepaper): https://dacfp.com/about-spot-bitcoin-etfs/Follow Ric on social media:Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelmanBrought to you by:Global X ETFs: https://www.globalxetfs.com/Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlPrisidio: https://www.prisid.io/Schwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee-----

In this episode, we explore BlackRock's intriguing move towards launching a Spot bitcoin ETF. As the world's largest money manager, BlackRock's decision has raised eyebrows and sparked conversations across the financial sector. Larry Fink, BlackRock's CEO, believes in Bitcoin's potential to revolutionize the financial system, even suggesting it as a more robust hedge against inflation than goldAn internal paper from BlackRock suggests a staggering 85% portfolio allocation to Bitcoin, a figure that challenges traditional investment strategies. While this number may seem audacious, it underscores the growing importance and acceptance of digital assets in today's investment landscape. Alongside this, we also touch on the upcoming webinar on October 24th, shedding light on the resurgence of bonds in the current high-interest-rate environment.Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ricRic's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM-----Links from today's show:Capturing Yields in a High-Rate Environment with Bond ETFs (Free Webinar - October 24 - Register HERE): https://dacfp.com/capturing-yields-in-a-high-rate-environment-with-bond-etfs/Digital Assets Council of Financial Professionals: https://dacfp.com/Get Certified in Blockchain and Digital Assets: https://dacfp.com/certificatIon/Follow Ric on social media:Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelmanBrought to you by:Global X ETFs: https://www.globalxetfs.com/Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlPrisidio: https://www.prisid.io/Schwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee-----

WATCH THE VIDEO OF THIS PODCAST HERE: https://www.thetayf.com/pages/multimedia?wchannelid=c4ogwxwvtw&wmediaid=blcmmwb32iDid you know that the 13th falls on a Friday more often than any other day of the week? In this episode, not only do we touch on this intriguing fact, but we also delve into the complexities of retirement planning in today's age. With the introduction of laws like the Secure Act and Secure Act 2.0, the landscape of retirement savings is undergoing significant changes.We're also privileged to have an exclusive interview with Franklin Templeton's Brian Graff, shedding light on the intricacies of these acts. Coupled with a revealing study on inheritors of wealth and the profound impact of financial literacy on retirement strategies, this episode underscores the importance of being well-informed. As we navigate these multifaceted topics, it becomes clear that knowledge and preparation are paramount for a secure financial future.Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ricRic's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM-----Links from today's show:Capturing Yields in a High-Rate Environment with Bond ETFs (Free Webinar - October 24 - Register HERE): https://dacfp.com/capturing-yields-in-a-high-rate-environment-with-bond-etfs/American Retirement Association: https://www.usaretirement.org/Starter K: https://www.guideline.com/blog/what-are-starter-401k-plans/USA Retirement: https://www.usaretirement.org/The Truth About Your Future: http://www.thetayf.com/Follow Ric on social media:Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelmanBrought to you by:Global X ETFs: https://www.globalxetfs.com/Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlPrisidio: https://www.prisid.io/Schwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee-----

Did you know that today, 1 in every 175 newborns is a product of IVF technology? Since its inception in 1978, IVF has been a beacon of hope for countless individuals yearning for the joy of parenthood. Yet, as we celebrate these remarkable advancements, we're also met with pressing ethical, moral, and safety questions that challenge our perceptions.The transformative journey of IVF doesn't just stop at the medical marvels; it extends into the realms of societal norms, personal choices, and the future of reproductive technology. As we navigate this intricate landscape, we must also ponder the broader implications of these innovations on our society. Join us as we explore the multifaceted world of IVF, its triumphs, and the dilemmas it presents.Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ricRic's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM-----Links from today's show:Self-Care with Jean Edelman: http://www.selfcarewithjean.com/Follow Ric on social media:Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelmanBrought to you by:Global X ETFs: https://www.globalxetfs.com/Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlPrisidio: https://www.prisid.io/Schwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee-----

Are we letting convenience overshadow genuine connections in our lives? In this episode, we explore the changing dynamics of how we interact with others in our daily tasks. From opting for Uber rides to the airport to hiring professionals for tasks we once shared with friends, it's evident that our interactions are shifting. On a somber note, the recent horrific attacks against Israel have left many in shock and disbelief. The sheer brutality witnessed is incomprehensible, but America's unwavering support for Israel, as emphasized by President Biden, stands strong.Shifting gears, we also investigate the world of digital assets in an upcoming webinar. Joined by Christopher Jensen from Franklin Templeton Digital Assets, we'll demystify tokenomics and guide you on making informed decisions about crypto coins and tokens. Happening TODAY at 1pm Eastern, this is your LAST CHANCE to register and stay informed about the latest in the investment management field. Earn 1 free CE credit - don't miss out!Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ricRic's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM-----Links from today's show:The Data That Can Help You Determine Which Digital Assets To Consider for Your Portfolio (Free Webinar TODAY - Register HERE): https://dacfp.com/webinar-the-data-that-can-help-you-determine-which-digital-assets-to-consider-for-your-portfolio/Follow Ric on social media:Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelmanBrought to you by:Global X ETFs: https://www.globalxetfs.com/Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlPrisidio: https://www.prisid.io/Schwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee-----

Is the future of office spaces hanging in the balance? The pandemic has accelerated shifts in workplace norms, with many questioning the need for traditional office setups. Stephen Roth, chairman of Vornado Realty Trust, believes that Fridays in the office could become obsolete, hinting at a significant change in commercial real estate dynamics.While premium Class A spaces remain sought after, the demand for Class B spaces is dwindling. This episode explores the potential repercussions on urban planning, the challenges for real estate developers, and the broader economic implications. As the lines between home and office blur, the landscape of real estate is set for a transformative journey.Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ricRic's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM-----Links from today's show:What 800 executives envision for the post-pandemic workforce: https://www.mckinsey.com/featured-insights/future-of-work/what-800-executives-envision-for-the-postpandemic-workforceThe Data That Can Help You Determine Which Digital Assets To Consider for Your Portfolio (Free Webinar - Register HERE): https://dacfp.com/webinar-the-data-that-can-help-you-determine-which-digital-assets-to-consider-for-your-portfolio/Follow Ric on social media:Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelmanBrought to you by:Global X ETFs: https://www.globalxetfs.com/Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlPrisidio: https://www.prisid.io/Schwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee-----

WATCH THE VIDEO OF THIS PODCAST HERE: https://www.thetayf.com/pages/multimedia?wchannelid=c4ogwxwvtw&wmediaid=rzvynjyqt2Are we truly prepared for the digital age? On today's episode, we delve into the concept of Universal Basic Income (UBI) using Fairfax County, Virginia, as a case study. This groundbreaking initiative prompts us to ponder the future of financial support and the potential to bridge economic divides.But what about our digital legacies? In an exclusive interview with Prisidio’s Glenn Shimkus, we introduce listeners to "Prisidio," a cutting-edge digital vault designed for today's world. Shimkus sheds light on how to simplify life both online and offline. Unlike traditional cloud storage, Prisidio provides a comprehensive solution, safeguarding everything from vital documents to cherished memories with unparalleled security.Exploring the digital frontier, we explore the vast world of the Internet of Things (IoT) and the dynamic realm of cryptocurrency, emphasizing Bitcoin's unique market position. As the crypto landscape shifts, we touch on the anticipation around Bitcoin ETFs and recent regulatory challenges. Join us in navigating the complexities of the digital age.Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ricRic's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM-----Links from today's show:The Data That Can Help You Determine Which Digital Assets To Consider for Your Portfolio (Free Webinar - Register HERE): https://dacfp.com/webinar-the-data-that-can-help-you-determine-which-digital-assets-to-consider-for-your-portfolio/The Truth About Your Future (Book): https://www.amazon.com/Truth-About-Your-Future-Money/dp/1501163817/Global X Internet of Things ETF (Symbol = SNSR): https://www.globalxetfs.com/funds/snsr/What You Need To Know About Spot Bitcoin ETFs (Free Whitepaper): https://dacfp.com/about-spot-bitcoin-etfs/The Truth About Crypto (Book): https://www.amazon.com/Truth-About-Crypto-Easy-Understand/dp/1668002329/Self-Care with Jean Edelman: http://www.selfcarewithjean.com/Follow Ric on social media:Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelmanBrought to you by:Global X ETFs: https://www.globalxetfs.com/Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlPrisidio: https://www.prisid.io/Schwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee-----