THE TRUTH ABOUT YOUR FUTURE with Ric Edelman

WATCH THE VIDEO OF THIS PODCAST HERE: https://www.thetayf.com/pages/multimedia?wchannelid=c4ogwxwvtw&wmediaid=q3pnzuwrevOn today's podcast, Ric explores the critical state of Social Security funding with Marc Goldwein, Senior Policy Director at the Committee for a Responsible Federal Budget, highlighting a potential shortfall by 2033. They discuss necessary policy reforms to safeguard young workers' financial futures amidst these challenges. Separately, Ric addresses the escalating costs of Alzheimer's disease, emphasizing its profound impact on families and healthcare economics. The episode offers actionable insights into fiscal strategies and the importance of early financial planning.Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ricRic's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM-----Links from today's show:Invesco Nasdaq 100 ETF: https://www.invesco.com/us/en/etf/nasdaq-100-qqqm.htmlInvesco S&P 500 Equal Weight ETF: https://www.invesco.com/us/financial-products/etfs/product-detail?audienceType=Investor&productId=ETF-RSPInvesco S&P 500 Pure Value ETF: https://www.invesco.com/us/financial-products/etfs/product-detail?audienceType=Investor&productId=ETF-RPVTax-loss harvesting: Your investment losses could lower your tax bill: https://www.invesco.com/us/en/insights/tax-loss-harvesting-could-lower-your-tax-bill.htmlHow to avoid the downside of capital gains: https://www.invesco.com/us/en/insights/how-to-avoid-downside-of-capital-gains.htmlEdelman Financial: https://www.edelmanfinancialengines.com/Medicare Hospital Insurance Trust Fund: https://www.taxpolicycenter.org/briefing-book/what-medicare-trust-fund-and-how-it-financedCommittee for a Responsible Federal Budget: https://www.crfb.org/Committee for a Responsible Federal Budget - Issue Areas list: https://www.crfb.org/issue-areasHighway Trust Fund: https://www.taxpolicycenter.org/briefing-book/what-highway-trust-fund-and-how-it-financedInfrastructure Investment and Jobs Act: https://en.wikipedia.org/wiki/Infrastructure_Investment_and_Jobs_ActInflation Reduction Act: https://en.wikipedia.org/wiki/Inflation_Reduction_ActSelf-Care with Jean Edelman: http://www.selfcarewithjean.com/-----Follow Ric on social media:Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelmanBrought to you by:Global X ETFs: https://www.globalxetfs.com/Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlSchwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee-----

In 1900, the average US life expectancy was a mere 47 years. Fast forward to today, and we're witnessing a revolution in health, technology, and lifestyle adaptations for an aging population. This episode examines the profound effects of increased longevity on sectors from healthcare to financial services. We spotlight innovations like telemedicine, AI-driven health solutions, and the surge in lifelong learning for older adults. As global demographics shift, industries are innovating to meet the unique needs of an older generation.Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ricRic's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM-----Links from today's show:Global X Aging Population ETF (Symbol is AGNG): https://www.globalxetfs.com/funds/agng/Edelman Financial: https://www.edelmanfinancialengines.com/-----Follow Ric on social media:Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelmanBrought to you by:Global X ETFs: https://www.globalxetfs.com/Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlSchwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee-----

US Treasuries, valued at $25T, are a bedrock of global finance. But who's buying them now? Discover how China's reduced investment in Treasuries is offset by unexpected buyers, such as the crypto stablecoin Tether. The University of Cincinnati has taken note, emphasizing the importance of digital asset knowledge. Equip yourself with the benefits of blockchain in this episode.Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ricRic's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM-----Links from today's show:Do you understand cryptoeconomics? (University of Cincinnati): https://www.uc.edu/news/articles/2023/09/do-you-understand-cryptoeconomics.htmlCrypto Literacy Questions (ten-question quiz): https://www.kueconomicsinstitute.org/crypto-literacy-scaleCBDA to become certified in blockchain and digital assets: https://dacfp.com/certificatIon/Edelman Financial: https://www.edelmanfinancialengines.com/-----Follow Ric on social media:Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelmanBrought to you by:Global X ETFs: https://www.globalxetfs.com/Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlSchwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee-----

As the clock ticks towards a projected global population of 10 billion by 2050, the looming question is: how will we sustainably feed everyone? Ric Edelman delves into the promising realm of AgTech, highlighting innovations like agricultural biologicals that sidestep the pitfalls of chemical pesticides and AI-driven tools that predict crop diseases. Water scarcity and quality, pivotal challenges of our time, are being addressed with groundbreaking solutions such as water desalination, atmospheric water generators, and drought-resistant crops. Plus, robots such as the Oz Farming Assistant are transforming farming, and strawberries emerge as potential Alzheimer's combatants. Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ricRic's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM-----Links from today's show:Oz Farming Assistant: https://www.naio-technologies.com/en/oz/Global X AgTech and Food Innovation ETF (Symbol is KROP): https://www.globalxetfs.com/funds/krop/-----Follow Ric on social media:Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelmanBrought to you by:Global X ETFs: https://www.globalxetfs.com/Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlPrisidio: https://www.prisid.io/Schwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee-----

Have you ever wondered about the intersection of politics and money? Historically, Wall Street and Washington, D.C. operated in separate spheres, but the 2008 financial crisis changed that dynamic. With the Troubled Asset Relief Program (TARP) and its $700 billion bailout, the financial epicenter shifted from New York to D.C., where decisions now influence global markets. Central Bank Digital Currencies (CBDCs) are the latest financial instruments caught in this political crossfire. While countries like China have already adopted CBDCs and others are in development, the U.S. finds itself in a heated debate. Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ricRic's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM-----Links from today's show:CBDA to become Certified in Blockchain and Digital Assets: https://dacfp.com/certificatIon/Boston Fed, MIT complete research project into feasibility of a central bank digital currency: https://www.bostonfed.org/news-and-events/news/2022/12/project-hamilton-boston-fed-mit-complete-central-bank-digital-currency-cbdc-project.aspxBank of England statement on Central Bank Digital Currency: https://www.bankofengland.co.uk/news/2021/april/bank-of-england-statement-on-central-bank-digital-currencyJPM Coin [ONYX]: https://www.jpmorgan.com/onyx/coin-system.htmCiti coin: https://www.bloomberg.com/news/articles/2023-09-18/citi-debuts-token-service-in-latest-foray-into-digital-assets#xj4y7vzkg-----Follow Ric on social media:Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelmanBrought to you by:Global X ETFs: https://www.globalxetfs.com/Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlPrisidio: https://www.prisid.io/Schwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee-----

WATCH THE VIDEO OF THIS PODCAST HERE: https://www.thetayf.com/pages/multimedia?wchannelid=c4ogwxwvtw&wmediaid=4ozu2leo6aRic explores the often-overlooked importance of hearing aids and their potential link to Alzheimer's prevention. Plus, he talks about the intricate landscape of retirement in America, exploring the complexities of Social Security, pensions, and 401(k)s with his guest, Dan Doonan, executive director of the National Institute on Retirement Security.Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ricRic's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM-----Links from today's show:Global X Infrastructure Development ETF (PAVE): https://www.globalxetfs.com/funds/pave/National Institute on Retirement Security: https://www.nirsonline.org/Saver's Credit: https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-savings-contributions-savers-creditGlobal X Fintech ETF (FINX): https://www.globalxetfs.com/funds/finx/Self-Care with Jean Edelman podcast: http://www.selfcarewithjean.com/-----Follow Ric on social media:Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelmanBrought to you by:Global X ETFs: https://www.globalxetfs.com/Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlPrisidio: https://www.prisid.io/Schwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee-----

The future of home appraisals is rapidly changing with AI's capability to assess property values using tools like Google Street View. MIT's AI, trained on data from 27 million houses, has demonstrated its proficiency in understanding neighborhood profiles. Meanwhile, materials like copper, lithium, and graphene are becoming pivotal for industries, driving advancements in renewable energy, electric vehicles, and electronics. Amidst these technological shifts, Ric spotlights the new play "Flawless," offering a deep reflection on the emotional challenges of Alzheimer's disease.Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ricRic's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM-----Links from today's show:Global X Disruptive Materials ETF (DMAT): https://www.globalxetfs.com/funds/dmat/Flawless the Play: http://ww.flawlesstheplay.com/Indiegogo: https://www.indiegogo.com/projects/flawless-a-play-by-robin-goldfin#/-----Follow Ric on social media:Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelmanBrought to you by:Global X ETFs: https://www.globalxetfs.com/Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlPrisidio: https://www.prisid.io/Schwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee-----

The recent Israel-Hamas war has sent shockwaves around the world, causing strong reactions on some U.S. college campuses. Misguided students, swayed by Hamas propaganda and misinformation, have protested in support of Hamas. In a controversial response, major law and Wall Street firms are demanding blacklists of these students.Ric Edelman, in his latest episode, critically examines these actions, questioning the societal implications and the potential long-term consequences for America's identity.Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ricRic's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM-----Follow Ric on social media:Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelmanBrought to you by:Global X ETFs: https://www.globalxetfs.com/Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlPrisidio: https://www.prisid.io/Schwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee-----

On today's podcast, we look at bitcoin's 70% YTD gain and what that suggests for 2024. While some continue to voice skepticism, 425 million people globally today own digital assets. More than ever, financial advisors need to recognize the growing adoption of this new asset class, especially considering that over half of Gen Z is already invested. Major financial institutions - including BlackRock, JP Morgan, and Citigroup - are actively engaged. And it’s easy to see why, with the market for tokenized assets projected to hit $16T by 2030. Clearly, the financial services industry is about to experience a transformative change. How are global regulations evolving, and where does the U.S. stand in this crypto race? Tune in for the latest insights.Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ricRic's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM-----Links from today's show:Capturing Yields in a High-Rate Environment with Bond ETFs (Free Webinar - TODAY - Register HERE): https://dacfp.com/capturing-yields-in-a-high-rate-environment-with-bond-etfs/99 Bitcoin.com: https://99bitcoins.com/bitcoin-obituaries/?utm_medium=email&_hsmi=237322685&_hsenc=p2ANqtz-84lfpVg1ey4k0_Tve5oK_oxZClVKJf0H0AxO5Ykfm7zm1pNx0mtUhRk5n1tVLhe3f3fYa4QkAL105YHGuUHDz5wCwmRQ&utm_content=237322685&utm_source=hs_emailFINRA Foundation-CFA Institute Research Focuses on Gen Z Investors: https://www.finra.org/media-center/newsreleases/2023/finra-foundation-cfa-institute-research-focuses-gen-z-investorsThe Crypto Wealth Report: https://www.henleyglobal.com/publications/crypto-wealth-reportDigital Assets Council of Financial Professionals: https://dacfp.com/EY announces general availability of EY Blockchain Analyzer: Reconciler: https://www.ey.com/en_gl/news/2022/05/ey-announces-general-availability-of-ey-blockchain-analyzer-reconcilerMastercard demonstrates interoperable CBDC for trusted Web3 commerce in Australia and beyond: https://www.mastercard.com/news/ap/en/newsroom/press-releases/en/2023/mastercard-demonstrates-interoperable-cbdc-for-trusted-web3-commerce-in-australia-and-beyond/Tokenization of illiquid assets to reach $16T by 2030: Report: https://cointelegraph.com/news/tokenization-of-illiquid-assets-to-reach-16t-by-2030-reportCBDA designation - become Certified in Blockchain and Digital Assets:http://dacfp.com/certificatIon/Follow Ric on social media:Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelmanBrought to you by:Global X ETFs: https://www.globalxetfs.com/Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlPrisidio: https://www.prisid.io/Schwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee-----

The Maldives, often dubbed as 'Paradise on Earth', is a breathtaking archipelago with over 2,000 islands and atolls, boasting a rich marine biodiversity. But did you know that by 2100, this paradise could be entirely submerged due to rising sea levels? To combat this imminent threat, the nation is innovating with the construction of a floating city, designed to rise with the sea, housing up to 20,000 residents. On another note, the global construction industry, responsible for nearly 40% of the world's carbon emissions, is undergoing a transformation. New laws and a growing demand for sustainability are driving the shift towards green building materials and practices. From bamboo and recycled steel to the whimsical cob-made homes reminiscent of hobbit abodes, the future of construction is not just eco-friendly but also economically efficient.Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ricRic's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM-----Links from today's show:Capturing Yields in a High-Rate Environment with Bond ETFs (Free Webinar - TOMORROW - Register HERE): https://dacfp.com/capturing-yields-in-a-high-rate-environment-with-bond-etfs/Global X Green Building ETF (Ticker = GRNR): https://www.globalxetfs.com/funds/grnr/Follow Ric on social media:Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelmanBrought to you by:Global X ETFs: https://www.globalxetfs.com/Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlPrisidio: https://www.prisid.io/Schwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee-----