

Fintech Insider Podcast by 11:FS
11:FS
Fintech Insider is your ultimate guide to the world of finance and fintech from 11:FS - the leading independent fintech consultancy, recognised five times with the British Bank Award for Consultancy of the Year.Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including Visa, Monzo, Nationwide, JPMorgan Chase, Wise, the Financial Times, and more to discuss breaking news and deep dive into the biggest topics and trends within the industry.Our weekly news show drops every Monday and tackles the biggest news stories across M&A, open banking, embedded finance, payments, regulation and more. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like AI, regulation, Big Tech, the cost of living crisis, and more. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.Want to get involved in the conversation?Connect with us now on LinkedIn, Instagram and TikTok
Episodes
Mentioned books

Nov 18, 2016 • 34min
Ep121 – Off the Chain! With R3 and RBS
In this episode
Richard Brown, Chief Technology Officer at R3, started building a blockchain platform called Corda from scratch a year ago. The distributed ledger platform is different from other blockchain platforms in that it’s designed explicitly for and by the world’s financial institutions. R3 is a consortium of over 75 of the world’s largest financial institutions, and Richard Crook, Head of Innovation Engineering at RBS, sits on its steering committee. He crystallized the mission statement that led to the creation of Corda, which will be available November 30.
We sit down with both Richards to talk about the current and future state of blockchain.
Richard Brown @gendal
Richard Crook@rickcrook
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Nov 16, 2016 • 1h 26min
Ep120 – Will FinTech Survive Trump? Plus Blockchain’s Biggest Brains
In this episode
Will Trump roll back regulation? Did chatbots swing the election? The 11:FS team discuss with three brilliant guests:
Richard Brown – Chief Technology Officer, R3 – @gendal
Richard Crook – Head of Innovation Engineering, RBS – @rickcrook
Ajit Tripathy – Fintech and Digital Director, PWC – @triptananda
Then these blockchain experts debate the fetishization of the distributed ledger technology, what blockchain really is, and where we’re headed.
News this week
Business Insider – Here’s what a Trump presidency means for US fintech – Link
Wired – The Political Twitter Bots Will Rage This Election Day – Link
Reuters – Exclusive: Goldman Sachs considers Frankfurt move over Brexit – Link
BankNXT – Bank of America’s new chatbot is a higher form of intelligence – Link
Bloomberg – A Warning for Fintech – Link
ZDNet – Banco Sabadell: Fintech and platforms in transition – Link
Motherboard – After 20 Minutes of Listening, New Adobe Tool Can Make You Say Anything – Link
Enjoy the show! If you like us, subscribe so you never miss an episode.
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Plus Blockchain’s Biggest Brains appeared first on 11FS.
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Nov 11, 2016 • 39min
Ep119 – Back on the Blockchain Gang!
In this episode
11:FS’ resident blockchain geek, Simon Taylor, is in heaven this week. Today we bring you ace interviews with
Adam Ludwin, Co-Founder & CEO at Chain – @adamludwin
Trent McConaghy, Founder & CTO of BigchainDB – @trentmc0
Later this week, we’ve got another fantastic blockchain episode with R3’s Richard Brown and other great guests.
Chain is a blockchain technology company that partners with financial firms to build and deploy blockchain networks that transform markets.
BigchainDB allows developers and enterprise to deploy blockchain proof-of- concepts, platforms, and applications with a scalable blockchain database.
Simon, blockchain lead at 11:FS, is a globally-recognised blockchain subject matter expert and fintech Influencer. He serves as a trusted advisor to the UK government, Bank of England, tier 1 banks, asset managers, and investors. He also established Barclays as one of the leaders in blockchain and helped a variety of startups flourish through Barclays Tech Stars accelerator.
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Nov 9, 2016 • 1h 11min
Ep118 Money20/20 What Happens in Vegas…
In this episode
Nothing scandalous happens in Vegas at Money20/20; let’s just get that out of the way. In its fifth year, Money20/20 is an event that people attend mostly to network and dance awkwardly at after parties. But in between those things, some great discussions happen. This year, financial inclusion was top of mind. Alipay surprised everyone with its announcement of going global. And Chris got a tattoo!
Chloé James – of Sky News Australia and RFi – attended Money20/20 with Chris, and joined him and the other 11:FS lads to chat about it.
News this week
FT – See the companies included in the Future of Fintech Awards shortlist – Link
BBC – Brexit court defeat for UK government – Link
Reuters – UK fintech finds EU barriers emerging after Brexit vote – Link
City A.M. – City passporting rights deal “unachievable” in Brexit negotiations, warns top EU financial lawyer – Link
City A.M. – UK fintech pushes for its very own “Big Bang” moment – Link
FinExtra – Mastercard releases blockchain APIs – Link
American Banker – How Zcash Tries to Balance Privacy, Transparency in Blockchain – Link
Business Insider – The fintech startup founded by ex-Barclays CEO Antony Jenkins has already done its first big deal – Link
BBC – Facebook blocks Admiral’s car insurance discount plan – Link
Also, hot off the press (or YouTube), check out Chris’ talk at Agenda FinXTech Summit Open Sourcing Finance: How FinTech Firms are Building a ValueWeb
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Nov 4, 2016 • 36min
Ep117 – InsurTech: Saving the World, Saving You Money
In this episode
Our first podcast dedicated to FinTech Insider Interviews features InsurTech influencers Freddy Macnamara and Mathilda Strom.
Get Insured for an Hour (or more) on a Friend’s Car
Freddy Macnamara, Founder and CEO of Cuvva, gives us a behind-the-scene’s look at how buying car insurance works, and how his InsurTech company has managed to cut out the intermediaries.
“James, our co-founder, and I got an office in an incubator called Codebase in Edinburgh, and we hired a couple of contractors, raised a small seed round…and thought, right, what does the perfect insurance distribution platform look like? And we made a point of not talking to any industry veterans, so we could start from first principles – and what we’ve ended up with is a system where the customer is the defining feature of the database, rather than the policy.”
Protecting the Future of Every Family
Deputy CEO Mathilda Strom has helped Bima grow from a pilot in Ghana to an organisation bringing health, accident, and life insurance to millions of people in emerging markets. Bima is a leading InsurTech player that uses mobile technology to disrupt the global insurance industry and fuel financial inclusion.
“About a year ago, we paid out a claim to a woman in Pakistan…she has four children, and she lost her husband in a tragic, drive-by shooting. She then received, within two days of giving the death certificate of her husband to us, $3,000 from Bima as a claims payout, and she was then able to send her eldest son to graduate school, and then have enough money left over that she could support the rest of her children for up to two years in salary that her husband could otherwise have been able to contribute to the family. So this really does make a massive impact on the lives of the people that we’re serving.”
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Saving You Money appeared first on 11FS.
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Nov 2, 2016 • 1h 49min
Ep116 – InsurTech. The New FinTech? Discuss.
In this episode
InsurTech has dominated financial headlines lately. ‘Should the insurance sector be worried?’ Yes, say our guests! In fact, the very question is absurd. Listen to the experts who joined us:
Leda Glyptis (@LedaGlyptis) – Director, Sapient Global Markets;
Freddy Macnamara (@_freddymac) – Founder and CEO of Cuvva;
Nigel Walsh (@nigelwalsh) – Partner at Deloitte
News this week
Financial Times – China challenges London’s FinTech lead Link
FT Adviser – Minister pledges fintech sector support post-Brexit Link
Mirror – Cheeky eBay user selling plastic £5 note ‘printed upside-down’ for £65,000 Link
Finextra – Visa tells Europe to be ready for 3-D Secure 2.0 by April 2018 Link
Amazon Executives Are ‘Pleased’ With Results of Retail Bookstores So Far LINK
Big DDoS attacks hit Amazon Web Services customers, but Jassy assures cloud is secure LINK
Clydesdale ‘makes an offer to RBS for Williams & Glyn’ – BBC News LINK
Got a burning question or just want to shout of how much you’re loving what’s in your ears right now? Contact us on Twitter @FinTechInsider or @11FSTeam, or email on FinTechInsider@11fs.co.uk
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Oct 26, 2016 • 1h 14min
Ep115 – Nordic FinTech: Thor the Win
In this episode
FinTech is heating up in the Nordics, where 11:FS’s Chris Skinner chairs the Nordic Finance Innovation Group. The region is punching above its weight in terms of innovation (Spotify and Skype, anyone?).
You’ll hear interviews from Iren Tranvåg (@IrenTranvaag) – CEO at Nordic Finance Innovation; Søren Rode Andreasen (@RodeAndreasen) – Development Director for Core Banking at Danske Bank Group; Jarkko Turunen (@jarkkoturunen) – Head of Open Banking at Nordea; and Sergii Danylenko, Marketing Director at PrivatBank. We’re also joined by FinTech journalist Anna Irrera (@annairrera).
News this week
Finextra – The bank of the future will be invisible Link
Reuters – Blockchain platform developed by banks to be open-source Link
Coindesk – Hopes Are High Tomorrow’s Ethereum Fork Won’t Be Like the Last Link
Finextra – New EU rules could cost UK firms £122bn in cybersecurity fines – PCI SSC Link
Economist – Hide and seek: Bangladesh’s missing millions Link
Forbes – Survey On Consumer Attitudes Toward Fintech Spells Trouble For Banks Link
Quartz – Twitter fired its new VR manager because of something he posted to Facebook years ago Link
The Nordic Web – The Q3 2016 Nordic Exit Analysis Link
Got a burning question or just want to shout of how much you’re loving what’s in your ears right now? Contact us on Twitter @FinTechInsider or @11FSTeam, or email on FinTechInsider@11fs.co.uk
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Oct 19, 2016 • 11min
Ep114 – Yipi-API-yay: open platforms, marketplaces and next-gen banking
In this episode
This week we had the pleasure of talking to some global thought leaders about a topic that is on everyone’s mind; APIs.
This week we are joined by Leda Glyptis (@LedaGlyptis) – Director, Sapient Global Markets, Megan Caywood (@MeganCaywood) – Director of Marketplace Platform at Starling Bank, Markos Zachariadis (@MarkosZach) – Assistant Professor at Warwick Business School & Research Fellow at the University of Cambridge and Alex Lipton – Connection Science Fellow at MIT Connection Science
News this week
FT – Big banks miss out on FinTech investment opportunities : LINK
Banking Tech – MasterCard and SolarisBank partner for digital banking push : LINK
Finextra – UK banks lag behind rest of high street on customer experience – BookingBug : LINK
Telegraph – Bank of England’s Mark Carney and Philip Hammond in bank ‘war game’ : LINK
BBC – RBS squeezed struggling businesses to boost profits, leak reveals : LINK
Express – Which banks are getting most complaints from YOU? : LINK
Forbes – Why The Teacher Of The Future Will Be Neither Man Nor Machine : LINK
Got a burning question or just want to shout of how much you’re loving what’s in your ears right now? Contact us on Twitter @FinTechInsider or @11FSTeam, or email on FinTechInsider@11fs.co.uk
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Oct 11, 2016 • 2h 1min
Ep113 – Financial Inclusion: Banking The Next Billion
In this episode
This week we had the pleasure of talking to some global thought leaders in the space of Financial Inclusion.
This week we welcome onto the show Kosta Peric (@copernicc) who is the Deputy Director, Financial Services for the Poor at Bill & Melinda Gates Foundation. We have Faith Reynolds who is a Member of the Financial Innovation Standing Committee CWG at ESMA. We have Jaz O’hara the founder at the World Wide Tribe (www.theworldwidetribe.com) and lastly we have Lynsey Barber (@lynseybarber) who is the Tech Reporter for City A.M.
We’ve a huge show for you chatting through some of the main issues surrounding Financial Inclusion.
News this week
FT Banks are not making proper use of Fintech
Finextra – ING to spend EUR800M on Digital and Shed 7,000 Jobs Link
Reuters – Deutsche Bank in race to settle DoJ $14Bn Fine Link
FT – Start-up WB21 Moves to Berlin but not all is as it seems Link
Finextra – Banks ready for real world Blockchain Link
PYMNTS – AliPay launching in three London Stores Link
Techcrunch – Grow launches its App for Socially Responsible Investing Link
The Memo -Moni Gives Financial Inclusion and dignity to European Migrants and refugees Link
Euromoney FInancial Inclusion is changing the face of banking Link
Got a burning question or just want to shout of how much you’re loving whats in your ears right now? Contact us on Twitter @FinTechInsider or @11FSTeam, or email on FinTechInsider@11fs.co.uk
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Oct 4, 2016 • 2h 6min
Ep112 – The Secrets of Berlin FinTech Superstars
In this episode
This week we had the pleasure of visiting Berlin, an incredible, vibrant and historic city, now becoming a global Tech and FinTech Hub. We bring you the brightest and best from the Berlin FinTech scene.
Your hosts, as always, is David Brear (@davidbrear) and Jason Bates (@JasonBates) Simon Taylor (@sytaylor) and Chris Skinner (@Chris_Skinner).
We’re joined by our kind hosts from Berlin Marko Wenthin (@solarisbank) and Philipp Blankenagel (@Pblankangel)
We interview Valentin Stalf (@valentinstalf) the CEO of the Red Hot N26 Challenger Bank
Then we finish up with an interview with a really interesting concept from Oliver Neumann of OptioPay (@otneumann)
News this week
Economist – Central Banks Taking it to 11 : LINK
The Guardian – Global Banking Shares Dive among $14bn Deutsche Bank Fine : LINK
The Verge – Elon Musk: First humans who journey to Mars must ‘be prepared to die’ : LINK
Telegraph – Almost 5,500 firms use passports to access EU from UK : LINK
Connected to this one..
Standard – Sadiq Khan confirms ‘London work permit’ plans to stop post-Brexit exodus : LINK
Accenture creates editable blockchain – LOL
Business Insider – Scaleable Capital attracting 4m Euro per week in deposits : LINK
Fast Company – Simple launches dual card thing : LINK
Got a burning question or just want to shout of how much you’re loving whats in your ears right now? Contact us on Twitter @FinTechInsider or @11FSTeam, or email on FinTechInsider@11fs.co.uk
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