Cash Chats UK Money & Personal Finance podcast

Andy's back with savings on iPhones, The Handmaid's Tale sequel, free Amazon credit and more. The big news this week was the unveiling of some very expensive new iPhones. We also had the long-awaited new book from Margaret Atwood, plus news of a price increase for NOW TV. Listen for more on these and more deals. Read about the deals Ways to save money on the new iPhone 11 and iPhone 11 Pro The latest Apple iPhones can be preordered from the 13th September. They cost a lot of money, so here's how you can make sure you don't spend over the odds. https://becleverwithyourcash.com/ways-save-money-new-iphone/ Cheapest way to get Margaret Atwood's The Testaments I'm a big fan of The Handmaid's Tale, so I've been eagerly awaiting for this sequel. Its cover price is £20, but I've found how you can get it on the high street for £10, or online for £8.30. There's even the potential for you to get it free if you've never used a cashback site before. https://becleverwithyourcash.com/book-offers-and-deals/ A potential £16 in free Amazon credit There are currently three different offers which could get you free Amazon credit. The first ends on Sunday, and it's for Amazon Prime members who haven't streamed any TV or films yet. Do this to get a £5 off £20 spend voucher. The next two involved buying gift cards or topping up your account. If you're eligible you could get a £5 voucher and £6 credit. https://becleverwithyourcash.com/latest-amazon-deals/ Another £150 bank switching offer Following hot on the heals of RBS announcing a £150 offer last week, you can get the same deal if you switch to Natwest. Once more that includes existing as well as new customers. Sadly you can only take advantage of one of these switches. https://becleverwithyourcash.com/the-best-bank-switching-cashback-interest-offers/ Beat the NOW TV Entertainment pass price increase In just under a month, the price of a month of channels such as Sky Atlantic and Sky One will go up by a quid. Yes it's not much, and it's still cheaper than getting Sky TV, but there are ways to save now, including a two-month gift card for a tenner. Here are all the latest NOW TV deals https://becleverwithyourcash.com/now-tv-deal/ ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. Cash Chats is a twice-weekly podcast Andy hosts to help you with your finances. At the start of the week he's often joined for these friendly and accessible conversations by a member or friend the UK Money Blogger community to cover topics as diverse as freebies and investments. Then on Thursday you can listen to a bonus "deals of the week" episode – a quick rundown of the hottest offers from the last seven days. Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash

This week's episode is a little different, as Andy is joined around a table with fellow money bloggers to chew the fat on how we shop. It's a universal topic - we all spend money - but we all do it in different ways. Whether we prefer the high street to online, choose to boycott certain retailers and how we cope with dodgy self-service machines are just some of the areas that cropped up during our chat. THIS WEEK'S GUESTS ON SOCIAL Twon blogs at thereverend.co.ukand can be found at https://twitter.com/TheReverendBlog Sara blogs at debtcamel.co.uk and you can follow her at https://twitter.com/DebtCamel Marie blogs at brokegirlinthecity.com and her Twitter account is https://twitter.com/brokegirlincity ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. Cash Chats is a twice-weekly podcast Andy hosts to help you with your finances. At the start of the week he's often joined for these friendly and accessible conversations by a member or friend the UK Money Blogger community to cover topics as diverse as freebies and investments. Then on Thursday you can listen to a bonus "deals of the week" episode – a quick rundown of the hottest offers from the last seven days. Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash

This week Andy has news of: A big Tesco promotion for Clubcard members How to get £5 vouchers at M&S and H&M A new £150 bank switching bonus Massive discounts on garden, BBQ and picnic products An Amazon multibuy offer READ MORE Read more about these deals in the links below (note - these deals come and go so if the info isn't on the links it's because the offer has ended). Tesco Clubcard Prices promotion details https://becleverwithyourcash.com/tesco-clubcard/ How to get a Marks & Spencer or H&M voucher when you donate old clothes https://becleverwithyourcash.com/swap-old-clothes/ Andy's podcast on Second-hand September £150 RBS bank switching offer details https://becleverwithyourcash.com/the-best-bank-switching-cashback-interest-offers/ Garden, BBQ and other summer item clearance deals https://becleverwithyourcash.com/diy-discounts/ Amazon Prime NOW multibuy offer details https://becleverwithyourcash.com/latest-amazon-deals/ UPDATES Any new deals I spot that came too late for this video will be over on Instagram or Twitter. Follow so you don't miss out. Twitter - https://twitter.com/AndyCleverCash Instagram - https://instagram.com/andyclevercash ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. Cash Chats is a twice-weekly podcast Andy hosts to help you with your finances. At the start of the week he's often joined for these friendly and accessible conversations by a member or friend the UK Money Blogger community to cover topics as diverse as freebies and investments. Then on Thursday you can listen to a bonus "deals of the week" episode – a quick rundown of the hottest offers from the last seven days. ABOUT ANDY Andy Webb is a money blogger and journalist. He runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and writes every month for Reader's Digest. Andy also founded the community ukmoneybloggers.com. ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: Twitter - https://twitter.com/AndyCleverCash Instagram - https://instagram.com/andyclevercash

This month the charity Oxfam is encouraging us to stop buying new clothes and just shop second-hand in September. The reason? Well there are a few, but the environmental impact of fast fashion is right up the top. Around 11 million items of clothing are added to landfill every WEEK in the UK, while it takes 20,000 litres of water to make a pair of jeans and a t-shirt (that's enough to keep a person well hydrated for 13 years!). Of course, shopping second-hand (or not at all) also has some benefits to your bank balance, so it's a great topic for this week's episode where I'm joined by two members of the UK Money Bloggers community - Hollie Hutchinson and Faith Archer. We discuss why they are getting involved in the campaign, how to find second-hand clothes, whether charity shops are more for women than men, and why it's not just "dead man's clothes". FURTHER READING: The Oxfam #SecondHandSeptember hub https://oxfamapps.org/secondhandseptember/ Hollie's guide to taking part in #SecondHandSeptember https://thriftymum.com/uncategorized/take-part-secondhandseptember/ Faith's blog about how she's taking part https://www.muchmorewithless.co.uk/second-hand-september/ Andy's guide to finding bargain second-hand clothes https://becleverwithyourcash.com/how-to-find-bargain-second-hand-clothes/ The UK Money Blogger's community article about why many are getting involved https://ukmoneybloggers.com/second-hand-september-why-uk-money-bloggers-are-getting-involved/ ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. Cash Chats is a twice-weekly podcast Andy hosts to help you with your finances. At the start of the week he's often joined for these friendly and accessible conversations by a member or friend the UK Money Blogger community to cover topics as diverse as freebies and investments. Then on Thursday you can listen to a bonus "deals of the week" episode – a quick rundown of the hottest offers from the last seven days. Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY & GUESTS ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash Faith is @MuchMore_Less on Instagram and Twitter instagram.com/muchmore_less/ twitter.com/MuchMore_Less Hollie is @ThriftyMumCom on Twitter and @ThriftyMum on Instagram instagram.com/thriftymum/ twitter.com/ThriftyMumCom

The best deals you can get right now – get them before they go! This week find out how to: Get an Amazon Echo for £55 How students can save at Apple and Amazon Get a free cheeseburger Use Clubcard points at NOW TV Save £29 on Spotify Premium Get £10 movie rental credit and a cinema ticket for £5.99 Read about these deals Free Argos £5/£10 voucher and Amazon Echo deal stack Until midnight Thursday 29th August you can get a free £5 voucher when you spend £50 at Argos, and a £10 voucher when you spend £100. Obviously only buy things you want, but it's a good opportunity to get an extra saving on some already reduced items, including an Amazon Echo speaker. These are down from £89.99 to £59.99 (matching the price you'll see in Amazon's End of Summer sale). The best student discounts, offers and deals Though the hack for anyone to get a student discount closed a year ago, I know many of you will still have your cards – or you might actually be about to go to university. For all of you I've updated the best discounts you can get with an NUS/Totum card, including free Beats headphones and 10% off Macs with Apple and six months free Amazon Prime. NOW TV credit is now on Tesco Clubcard This year hasn't been great for Clubcard points with the removal of Red Spotted Hanky and Uber from the scheme. However this week NOW TV was added, meaning you can get £1.50 of credit to spend on the streaming service for every 50p you have in Clubcard points. Free cheeseburger at McDonald's Download the McD's app and you can nab a free cheeseburger. Three months Spotify Premium for 99p New users can get three months of advert-free listening on Spotify for just under a quid, saving them close to £30. £10 video rental credit & Odeon ticket for £5.99 This offer on Groupon is due to end on the 31st August. You get £10 credit to spend at online streaming service Chili and a cinema ticket. New Groupon users can save a further 20% with the code WELCOME. ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. Cash Chats is a twice-weekly podcast Andy hosts to help you with your finances. At the start of the week he's often joined for these friendly and accessible conversations by a member or friend the UK Money Blogger community to cover topics as diverse as freebies and investments. Then on Thursday you can listen to a bonus "deals of the week" episode – a quick rundown of the hottest offers from the last seven days. Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash

This week Andy Webb brings you seven hot money saving offers and deals from the last seven days. This week find out how to: - See a film for "free" this weekend - Get five Odeon tickets for £20 - Eat up some National Burger Day deals - Save on Amazon devices - Travel by train for 10p - Get a free £15 for opening a bank account - Watch Sky Sports for 10 months for £20 a month FURTHER READING: Read more about these deals in the links below (note - these deals come and go so if the info isn't on the links it's because the offer has ended). National Lottery Cinema Day https://becleverwithyourcash.com/cheap-cinema-ticket/ Groupon Odeon offer https://becleverwithyourcash.com/cheap-cinema-ticket/ National Burger Day deals https://becleverwithyourcash.com/food-deals/ Amazon's End of Summer Sale https://becleverwithyourcash.com/latest-amazon-deals/ Northern Rail flash sale https://becleverwithyourcash.com/latest-travel-deals/ Monese £15 sign up offer: https://becleverwithyourcash.com/the-best-bank-switching-cashback-interest-offers/ NOW TV's Sky Sports season pass https://becleverwithyourcash.com/cheapest-way-to-watch-sky-sports/ ABOUT ANDY Andy Webb runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash

Monzo, Starling, Revolut and others are part of a new raft of digital banks you can only open and manage from your smartphone. They're becoming increasingly popular, often with a cult-like following from largely millennial customers - something you never see with traditional banks. Probably the most loved is Monzo, which is leading the bunch with more than 2.6 million customers and growing fast. Many people open one of these accounts for the incentive of fee-free spending overseas, but other people swear by the features that help you budget and keep track of your spending. But these banks still face challenges. Monzo asked 20% of its users to change their pins a few weeks ago, while some have faced payment problems and others gone out of business. And not all these new "banks" are actually banks! With lots to talk about, your host Andy Webb has been joined by Moneywise deputy editor Edmund Greaves to talk through how they are different from the traditional banks, and whether your money is safe. FURTHER READING: Read more about the banks and apps discussed in this week's episode: Andy's review of Monzo (Be Clever With Your Cash) Monzo launches short term loans (The Guardian) The digital banking revolution is here. So why are so few people putting their salaries into app-only bank accounts? (Moneywise) Spying, defections and regrets: Inside the bitter feud between Starling Bank and Monzo (The Telegraph) Switching bonuses, cashback and interest offers from high street banks (Be Clever With Your Cash) ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. Cash Chats is a twice-weekly podcast Andy hosts to help you with your finances. At the start of the week, he's often joined for these friendly and accessible conversations by a member or friend the UK Money Blogger community to cover topics as diverse as money saving and investments. Then on Thursday, you can listen to a bonus "deals of the week" episode – a quick rundown of the hottest offers from the last seven days. Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com SOCIAL LINKS Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash Ed is @edgreave on Twitter twitter.com/edgreav

Andy Webb brings you five hot deals from the last seven days. This week find out how to Watch Quentin Tarantino's Once Upon A Time In Hollywood AND three other movies this month for £9.99 Get a £5 Amazon voucher for watching TV Recycle old Body Shop bottles for a £5 reward Switch bank for a £175 bonus Save 25% on ANY wine and fizz at the supermarket FURTHER READING: Read more about these deals in the links below (note - these deals come and go so if the info isn't on the links it's because the offer has ended). Mubi Go cinema offer: Latest cheap cinema tickets offers and deals (August 2019) Amazon Prime £5 for streaming video: Amazon vouchers & deals (August 2019) Body Shop recycling scheme: Latest beauty and makeup deals HSBC £175 switching offer: The best bank switching, cashback and interest offers (August 2019) Tesco 25% off when you buy six or more bottles of wine: Latest beer, wine and spirits offers and deals ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. Cash Chats is a twice-weekly podcast Andy hosts to help you with your finances. At the start of the week he's often joined for these friendly and accessible conversations by a member or friend the UK Money Blogger community to cover topics as diverse as freebies and investments. Then on Thursday you can listen to a bonus "deals of the week" episode – a quick rundown of the hottest offers from the last seven days. Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash

Andy is joined by Sara Williams from the Debt Camel blog to discuss why an overdraft could be costing you more than you expect, and how changes on the way to simplify charges could be good or bad news for your bank balance. Plus, a few ways to bring down your overdraft. FURTHER READING: Sara blogs at Debtcamel.co.uk. Here are a few of her articles on overdrafts: Overdrafts – a hard type of debt to clear Will new rules on overdraft fees help you? Will simpler mean lower? ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. Andy runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL @AndyCleverCash twitter.com/AndyCleverCash instagram.com/andyclevercash

Andy Webb has been hunting for more special offers and deals to save you cash. This week: Save at the cinema every day of the week with a Tastecard Free bike hire in London Trick for Natwest customers to get 10 months of Sky Sports for £149 Free £125 John Lewis gift card for big spenders A chance to get £15 tickets to Fleabag in the West End £10 Amazon gift card for people signing up to auto-switching service Look After My Bills FURTHER READING Here are the links to all these deals over at Be Clever With Your Cash. (Note - these pages are updated regularly so if you're listening to this episode more than a week after the initial broadcast you might find some of the deals have changed). TASTECARD CINEMA TRICK https://becleverwithyourcash.com/cash-hack-no-6-cheap-cinema-tickets-with-1-tastecard-trial/ FREE SANTANDER CYCLE HIRE https://becleverwithyourcash.com/latest-travel-deals/ SKY SPORTS / NATWEST HACK https://becleverwithyourcash.com/cheapest-way-to-watch-sky-sports/ JOHN LEWIS VOUCHER OFFER https://becleverwithyourcash.com/gift-card-voucher-deals/ £15 FLEABAG LOTTERY https://becleverwithyourcash.com/latest-theatre-deals-discounts/ £10 AMAZON VOUCHER FOR ENERGY SWITCHING https://becleverwithyourcash.com/should-you-use-an-automatic-energy-switching-service/ ANDY ON SOCIAL Do let Andy know if you grab any of these deals! https://twitter.com/AndyCleverCash