Cash Chats UK Money & Personal Finance podcast

Free pumpkins, 20% off kids bikes, Star Wars ticket deals, 25% off wine, free Gourmet Society trial, Sky Sports pass offer, Morrisons 3% boost and more. Andy's back with eight top deals to save you money. From free pumpkins at the supermarket to cheap ways to book for the new Star Wars movie the cinema, these offers can't be missed. FURTHER READING More about all this week's deals on Be Clever With Your Cash ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. Cash Chats episodes go live twice a week. At the start of the week Andy is often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then on Thursday you can listen to a bonus "deals of the week" episode – a quick rundown of the hottest offers from the last seven days. Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash GET ANDY'S WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/

We're less than 10 weeks away from Christmas. That might seem like a long time, but it'll creep up on you faster than you think – meaning it's a good time to start thinking about how much you'll spend. In fact, even if you're listening to this in November in December, or just want to get well ahead of Christmas 2020, it's never too late or early to follow the tips in this episode. So here's a checklist of the main expenses, along with tricks to bring down their cost, plus some tips to help you pay for everything. FURTHER READING Your Christmas money checklist How to make extra money in time for Christmas ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. Cash Chats episodes go live twice a week. At the start of the week Andy is often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then on Thursday you can listen to a bonus "deals of the week" episode – a quick rundown of the hottest offers from the last seven days. Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash GET ANDY'S WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/

If you manage them right, a cashback credit card can be the best weapon you have in your wallet to boost your income. Here Andy shares when you should get one (and when you shouldn't), as well as his pick of the cards on the market. FURTHER READING Andy's review of the best cashback credit cards ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. Cash Chats episodes go live twice a week. At the start of the week Andy is often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then on Thursday you can listen to a bonus "deals of the week" episode – a quick rundown of the hottest offers from the last seven days. Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash GET ANDY'S WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/

In recent weeks and months, savings rates have been cut from 5% to 3% at TSB and 3% to 1% at Tesco, 5% Regular Savers have been axed at Nationwide, First Direct and HSBC, and the leading easy access savings account from Marcus fallen to 1.45%. With less options available, Andy has shared where you can put your cash with interest that will beat inflation. FURTHER READING Cash savings to beat inflation More about the Personal Savings Allowance ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. Cash Chats episodes go live twice a week. At the start of the week Andy is often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then on Thursday you can listen to a bonus "deals of the week" episode – a quick rundown of the hottest offers from the last seven days. Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash GET ANDY'S WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/

This week Andy shares how you can - Get £125 and six free cinema tickets - Find the cheapest copy of Philip Pullman's The Secret Commonwealth - Earn a bonus £2.50 from Quidco - Beat the NOW TV price increase - Buy £4.75 Odeon tickets - Get a £5 Amazon voucher FURTHER READING Links to all this week's offers over on Be Clever With Your Cash Andy's video and article about bank switching ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. Cash Chats episodes go live twice a week. At the start of the week Andy is often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then on Thursday you can listen to a bonus "deals of the week" episode – a quick rundown of the hottest offers from the last seven days. Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash GET ANDY'S WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/

Ken Okoroafor, a keen advocate of the FI and FIRE movements, joins Andy to discuss achieving financial independence and early retirement through strategies like managing spending, increasing income, and aligning expenses with long-term goals. They also explore enjoying luxurious holidays on a budget, leveraging points and vouchers, and emphasize the significance of community support in pursuing the FIRE objective.

Save on toys, beauty products, cinema tickets, supermarket shopping and more. This week Andy's spotted nine top deals and offers you might want to take advantage of this weekend. - Up to 20% off toys at Smyths - "Free" Lego Advent Calendar for new TopCashback customers - Free Costa Express hot drink on Tuesday - Boots Advantage Boost weekend from Friday - Space NK - £15 off when you spend £60 - £175 HSBC Bank switch offer is back - Will Aid is in November - Two Odeon tickets and movie rental credit for £7 - Free 90-day Tastecard trial - Extended until 1st October FURTHER READING https://becleverwithyourcash.com/deals-of-the-week-26th-september-2019/ ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. Cash Chats episodes go live twice a week. At the start of the week Andy is often joined for friendly and accessible conversations by a member or friend the UK Money Blogger community to cover topics as diverse as freebies and investments. Then on Thursday you can listen to a bonus "deals of the week" episode – a quick rundown of the hottest offers from the last seven days. Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash GET ANDY'S WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/

Cash is no longer king. It's dying. New figures show 80% of sales are with a debit or credit card. Debit cards are most popular - 57% of sales according to the British Retail Consortium, but this is the first time credit card use has overtaken cash. Is this a good thing? Cards definitely come with lots of benefits, but so do cards. So should we be worried about a cashless society? in this episode of the award-winning Cash Chats podcast, Andy has taken a look at the pros and cons of both cards and cash. Plus news about why your contactless payments could be rejected, and a brief round-up of what to do if you have a Thomas Cook holiday. FURTHER READING: Contactless payment declined? You might just need to enter your PIN Credit card spending overtakes cash for the first time (The Guardian) Poorest areas hit hardest by loss of free cash machine (Which?) The Big Issue goes contactless (Big Issue) ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. Cash Chats episodes go live twice a week. At the start of the week Andy is often joined for friendly and accessible conversations by a member or friend the UK Money Blogger community to cover topics as diverse as freebies and investments. Then on Thursday you can listen to a bonus "deals of the week" episode – a quick rundown of the hottest offers from the last seven days. Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash

This week, Andy shares deals about - A Christmas savings card hack - A free 90-day Tastecard trial - 75p Chocolate Oranges - Reduced to clear ice creams - Buy one get one half-price fish - Free beer! FURTHER READING: More on these over at https://becleverwithyourcash.com/deals-of-the-week-19th-september-2019/ ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. Cash Chats episodes go live twice a week. At the start of the week Andy is often joined for friendly and accessible conversations by a member or friend the UK Money Blogger community to cover topics as diverse as freebies and investments. Then on Thursday you can listen to a bonus "deals of the week" episode – a quick rundown of the hottest offers from the last seven days. Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash

If you've only one bank account you not only run the risk of being locked out of your money, but you could be missing out on free cash and higher interest elsewhere. This week on the podcast, Andy takes you through the reasons why you should open up more than one bank account. You don't need as many as him (15 at the latest count!), but having at least two or three can make a big difference to how you manage your money. FURTHER READING: > The accounts that give you cashback on your bills > The best bank switching offers > The best cards for fee-free spending overseas > My 14 current accounts, and why I've got each one ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2019 it was awarded Best Money Blog at the SHOMOS - the UK Moneybloggers annual awards. Cash Chats episodes go live twice a week. At the start of the week Andy is often joined for friendly and accessible conversations by a member or friend the UK Money Blogger community to cover topics as diverse as freebies and investments. Then on Thursday you can listen to a bonus "deals of the week" episode – a quick rundown of the hottest offers from the last seven days. Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash