The Chris Harder Show

With the holidays and the season of giving upon us, I felt it was only fitting to talk about abundance and how abundance can affect us throughout them. For a good portion of people, the holidays can be super stressful – especially when there's worry around paying for the gifts they want to buy. But here's the thing, when we worry we send the message of lack out into the universe and we're looking for abundance. Just as a refresher, when you have a mindset of abundance you are attracting more and more wealth and good things in your life. And on the opposite side, when you have a lack mindset, you're pushing away all of those abundant things. So when there is stress around how you will pay for gifts, travel, family gatherings etc., you are actually inviting more struggle into your life. And we don't want that! So this year I challenge you to reframe all of this. "Break free from the feeling of lack and get back into the good feelings that the holidays are meant for." Now I get it, if you're comfortable with the traditional gift-giving – keep doing it! But if you observe your feelings and thoughts around this time of year and you come up with feelings of lack, then speak up! Maybe it's time to switch your definition of giving. For example, my family decided a few years back to forego traditional gifts (we had a tendency to go overboard) and instead rent a cabin, give our time and enjoy the experience of it. "It's more about the experience than the gifts." Just think…what could you give that would create the same feelings of receiving a gift that isn't something you can buy? Think non-traditional gift ideas could such as the gift of your time, energy, skillset or creativity – the list is endless. Regardless of what you choose, let's: "Practice abundance, not stress, for the holidays." In This Episode You Will Learn: What the differences are between an abundance and lack mindset How Chris switched up his family's holiday traditions Alternative ways you can give to your family and friends Resources: For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Get ready for a wealth of knowledge (pun somewhat intended) in today's episode with wealth strategist, cashflow ninja and podcast host, M.C. Laubscher. Originally from South Africa, he made his way to the U.S. in 2001 with a backpack and sense of humor, did a little competitive sports and after reading "Rich Dad, Poor Dad by Richard Kioysaki, eventually purchased his first investment property. Since then, M.C. educated himself around all things wealth-building and now helps others create their own wealth and sustain it off of Wall Street. His insights blew me away and I know you'll learn some new things and believe that you too can be financially free after listening. -- Question Highlights: Do you agree with the idea of the "immigrant edge?" What did you learn about money or succeeding in business from your years of being a pro rugby player? Why do you think people keep tapping into the wrong resources? What is the "new economy?" What's the secret to wealth-building today? Out of your amazing podcast guests, what has been some of the best advice ever given to you on your show? Do you think cryptocurrency is here to stay? Do you think money is good, bad or neither? Why do people have such a hang-up with money? Have you always had a positive mindset around money or has it been a journey to get there? Do you see a common thread of generosity with your wealthy clients? In This Episode You Will Learn: How M.C. came to be a "cashflow ninja" About the parallels between sports and business Why it's important to create sustainable, recession-proof wealth About wealth creation and preservation The meaning of "new economy" Why cash flow is the biggest indicator of success How to keep and protect your wealth and multiply it Why we should focus on cashflow and not accumulation What your biggest asset is Why mental capital combined with relationship capital helps you get financial capital That money is a tool that serve and provide value to people About money and millennials Why it's imperative that we give within our communities first And so much more… M.C.'s Thoughts… "We're no longer a job economy, we're a skills economy." "Know exactly what you want and why it matters and who you need to become to do that." "Learn how to keep and protect your wealth and then how to multiply that wealth." "We all share the asset of time." "Money is not the root of evil, it's not the root of anything. It's what you want it to be." "If money is an exchange of value and a representation of value, then you want to put out as much value as possible and it will come back in return." "Living in your purpose and providing value to others is where you build your wealth and live your dreams." -- M.C. Laubscher is a wealth strategist, educator, and financial freedom fighter. He is the President and CEO of Valhalla Wealth Financial and creator and the host of the popular business and investing podcast, Cashflow Ninja. His mission is to help as many people as possible eliminate the control banks and financial institutions have over their lives by building their wealth in a variety of ways outside of Wall Street. He believes the best way to achieve this in the Information Age, is by reclaiming the banking function in your own financial life through structuring an efficient cash flow management system and creating and building assets that provide multiple streams of income. M.C. challenges existing societal belief systems and misinformation around concepts such as money, saving, investing, wealth and retirement. Resources: Cashflow Ninja Podcast https://itunes.apple.com/us/podcast/cashflow-ninja-w-m-c-laubscher/id1106209658?mt=2 http://www.CashFlowNinja.com -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

I'm often asked what my non-negotiables are when it comes to my success. Today I'll share one of the most important and that is my gratitude practice. I am certain that the four steps of my gratitude practice have helped me make more money and I'm certain it can help you, too. "Gratitude. It doesn't just change your life; it continues to keep you on the right track." Here Are the Four Parts of My Gratitude Practice: Name Your Alarms with Something Positive. These words don't have to be anything complex or life-changing, but when you're tired or half-awake, you need it to train your brain to go somewhere positive. It shapes your mindset and shapes your day. Here are a couple of my alarm names: 4:15 a.m. God has blessed us so we can help others 7 a.m. Congratulations! Today is one of the best days of your life. 9 a.m. Everything is happening even better and even faster than expected. Wake Up and Say a Positive Mantra. Again this can be simple, but the important part is that you MUST say it like you mean it. Here's what Lori and I repeat every morning: "I'm happier, healthier, wealthier and more fit than I was yesterday." You are programming into your body and into your expectations for the day. Simple Gratitude Prayer. I'm not joking… keep it super simple, almost juvenile and short (only about 60-90 seconds). Take into account all the things you DO have. List them…Thank you for my house. Thank you for my success. Thank you for keeping my loved ones healthy and safe. You get the idea… Just stay away from saying "want." This wakes you up in lack and we're shooting for abundance! Meditation. The time on this one varies, but we shoot for 10-20 minutes. Please though, if you've only got two minutes to meditate – do it! This is your opportunity to close your eyes, get silent and call in exactly what you want for that day. All of the above tools ensure that you're able to control your day. Even when those bumps happen, you can easily reframe it because you started your day out in gratitude. So I challenge you, starting today… OWN the results of your day, week, month and year. "Choose what is going to unfold for you instead of letting things unfold and going with the flow." Try the above steps for a week and keep an open mind. Start with just one of the practices if you feel overwhelmed. I know if you can add even just a little more gratitude into your life that it will help you significantly increase your productivity, income, blessings and abundance. Let me know how it goes (or doesn't go) – I want to hear either way! In This Episode You Will Learn: Chris's four steps in his daily gratitude practice Why you should start your gratitude practice right when you wake up The importance of choosing what your day is going to look like Resources: For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Today's guest and entrepreneur, Genecia Alluora, is one of the most driven women I've ever talked to (she started working at age 14 and hasn't slowed down since!). While she started out teaching fitness classes, she's since founded other businesses, one of which helps other women take their businesses from offline to online. And everything she does is so she can stop trading time for money and spend more time with her family. Genecia offers such a unique international perspective and she drops the most amazing wisdom. If you're looking to make the next step forward in your business you're not going to want to miss the advice she hands out during our conversation. -- Question Highlights: What kind of jobs did you have at age 14? Did you think it was unfair to work so hard at such a young age or do you feel like it was preparing you for something great in the future? What did participating in Miss Singapore competitions teach you about confidence and what did it go on to serve you later in life? Was the café you founded your first entrepreneurial success story? What is Soul Rich Woman and Soul Rich TV? Where is the best place for someone to start investing in themselves? What is the secret to success when it comes to building an online brand? Is it different building a business in the international online space? How has generosity and money mindset played a role in your business so far? In This Episode You Will Learn: How working at such a young age taught Genecia invaluable resilience Why we must never stop learning and investing in ourselves The importance of understanding what it means to become a woman of influence Why the past does not define the present How Genecia stopped trading time for money How Genecia helps women go from offline to online Why mindset is key in a successful business Why it's crucial to find a mentor and what qualities to look for Why social media is not your marketing strategy About the importance of repurposing your content Why you must seek feedback before creating a product And so much more… Genecia's Thoughts… "You are not what you have done, you are what you overcome." "One woman can make a difference. Together we can rock the world." "No progress means a slow death." "Alone we are strong, together we are unstoppable." "Make sure your content goes as far as possible." "Why play small when you can be living the destiny you truly deserve." -- Genecia Alluora is the Founder of Soul Rich Woman, South East Asia's leading network for female entrepreneurs connecting 10,000 women across the region. Genecia was drawn to entrepreneurship in her mid 20s following her time as Miss Singapore when she established Coffee:Nowhere, a specialist cafe for coffee lovers which has grown into a renowned retail cafe chain with a presence across three countries in Asia. Keen to explore different marketing avenues and empower like-minded women, Genecia began her own live stream channel, Soul Rich Woman TV. Today, Soul Rich Woman TV has a combined social media reach of 200,000, consists of 1,000+ episodes and has built the foundations of her current business. Established in Singapore, Genecia has expanded Soul Rich Woman in recent years to Malaysia, Philippines, Hong Kong and Myanmar with a view to expand licensee opportunities to Indonesia and Vietnam soon. Resources: SoulRichWoman.com Free Video Series: 5 Steps to build an online business much, much faster IG: @geneciaalluora -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Lori and I recently visited Costa Rica and met a woman who was working on her Pilates certification. Part of the certification process is teaching classes and this woman shares that she was so nervous that she thought she was going to puke. Have you ever felt that nervous? I know I have, and the most recent example was the very first episode of this podcast. But just like that Pilates instructor, I pushed past that moment to get the reward. "The payoff is past the puke." Yes, it's an awful feeling, but it's just your body and mind's way of saying, "Whoa, slow down – this is scary." When you can move through that feeling you're most often rewarded. But that reward doesn't come as quickly if you stop short before it can happen. "The point where you feel like you might get ill is the great separator between those who do and those who do not." You are often times ONE step away from the ultimate payoff – but you must make the choice to keep moving. "It's one little step, but it's a HUGE barrier that stops people." Don't let the fear – or puke– stop you. Make your dream a reality and keep that momentum going. Do you have any "I got so nervous I puked (or almost puked) stories? Be sure to share them with me on IG! In This Episode You Will Learn: The moment when Chris was so nervous he felt like he could puke Why the payoff is past the puke The benefits of pushing past the fear (or puke) Resources: Lori Harder's FREE 14-Day HoliBurn Challenge https://Loriharder.com/challenge For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Today's episode comes straight from the Costa Rican jungle and with my amazing wife, Lori Harder. We're talking about the need for women to step into their earning power unapologetically so they're able to make tons of money and use it as leverage to make a huge positive difference in this world. Tune in to hear why more women aren't stepping forward, why they should start (now!) and how Lori overcame her money-earning beliefs and hit new levels of success with her businesses – all while keeping a balance of the feminine and masculine energies. This is such an inspiring episode! -- Question Highlights: Why should women flex their earning power now more than ever? How can women become unstuck and overcome their fear? Are you able to flex your earning power, make a ton of money and make a difference while staying in your feminine? What do you say to those who fear being judged? Who are 2-3 women that you've seen unapologetically step into their earning power? What is one of your most recent favorite moments of giving? In This Episode You Will Learn: Why it's so important for women to step into their earning power – now! How making money can help and impact more peoples' lives Ways to get un-stuck and overcome fear The importance of ditching the belief that money is bad How and why women will be the healers of the world About the dance between the masculine and feminine energies That pain and fear are completely normal and necessary if your soul craves something bigger And so much more… Lori's Thoughts… "If we want to see changes, now is the only time we have." "Stuck is a choice – it's energy that's not moving." "You have to go through it to empower others." "Pain when it occurs as a result of your soul will always have a reward." "Life has pain and tons of fear, but if you're willing to translate it, it has all the messages you need." "You are the impact." "Happy people shift the planet." -- Resources: https://Loriharder.com 14-Day HoliBurn Challenge https://loriharder.com/challenge The Bliss Project 2018 http://www.Theblissproject.info -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Lori and I have been to our fair share of self- and business-development events, and when we do, there's one thing we always do… We always buy the upgrade! Upgrading to VIP (or whatever the upgrade is called) has helped so much when it comes to expanding our tribe and network. "Maximize your return on events." Before I go further, if you're attending an event by the skin of your teeth and you absolutely cannot afford to upgrade – don't sweat it. I applaud you for hustling and just getting to the event! And trust me, there are plenty of radically amazing people in general admission as well. BUT, if you do have the extra dollars, and you're trying to determine whether or not to part with that money, my advice – do it! "Invest in proximity." When you choose the upgrade you're choosing an investment of proximity to the people who are already crushing it. You're setting yourself on a path that may lead you to the answers you're looking for. You're surrounding yourself with the doers, big thinkers and hustlers who also expanded their money mindset to have the same experience as you. And guess what? The people who are consistently in the VIP areas are also seeking you out, too, whether it's as a partner, client or person with fresh ideas. It's a win all around. Is it always comfortable? No. But I promise that when you do, you'll plug into a brand-new tribe that takes your success to new levels. In This Episode You Will Learn: Why choosing the upgrade at events is beneficial How investing expands your money mindset What kind of people buy the upgrade Resources: For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Thanks to today's guest, real estate entrepreneur, Steve Valentine, your opinion of realtors is about to be challenged. It was never Steve's intent to get into real estate, however after a brief time in the automotive industry he was called to join his family's real estate business as a third generation real estate entrepreneur. Steve found great success, however after a huge real estate crash in 2007 and a foreclosure of his own, he had to fight to get his business back and become a "wealth builder." Steve's business journey is so inspiring, but what's more is all the stories of generosity that go along with it. Be sure to listen in and find out all the ways he's giving back and providing his community more opportunities each and every day. -- Question Highlights: What did your family teach you about business? What lessons did you learn? What did your family teach you about money? Why was losing everything a blessing? What's your advice for people who are facing a huge obstacle? What is this new way of doing real estate? How are you different? What's different about your employee policies? What are some tangible or profitable benefits of running your company this way? What's behind you and your giving away 25% of your income? Where did your extreme spirit of generosity come from? And more… In This Episode You Will Learn: How Steve got his start in real estate and recovered from foreclosure How failure can make your rich Why being transparent can allow you to better help others Why Steve hates the word realtor What makes Steve's real estate business so unique from others Why Steve offers his employees unlimited vacation time Why faith is necessary when determining your donations for the year The power and importance of writing your goals down When and where the idea of becoming a "wealth builder" began And so much more… Steve's Thoughts… "I lost everything, I learned from it and this is how I can help you do it better than I did." "Every failure we have no matter if it's big or small, as long as we learn from it it's one more step up the ladder to something successful." "If you can look at your failures as rungs on a ladder, the more failure, the higher you're going." "When you're generous and your kids see it and catch it, you know you've arrived." "If I can hire efficient people and make my business super profitable, I can write checks." "I just want to write the checks." "If I give this, I can make it again tomorrow." "If we start with generosity vs. income, it changes your life and makes the world a better place." -- I've always said I was proud to be a third-generation Realtor. Although, looking back, I finally realize I am not a third-generation Realtor, but a third-generation Real Estate Entrepreneur. My grandmother, Essie Spencer, held her real estate license for 50 years. She practiced until the age of 80. My late father, Dan, practiced in real estate for over 40 years working together as a team with my mother, Debbie (who still practices). This is where my real estate venture began. After short stint in the automotive industry, I gave real estate a shot. For the first two years of my career, I sat at my dad's desk listening to his calls, and sitting in on meetings, and learning how to conduct business. I don't remember thinking I wanted this type of mentorship at the time, but now I know how valuable it was. I learned customer service and how to conduct business. After my internship, I worked for my parents nearly 10 years. My wife, Wende, and I decided it was time for us to take what we had learned and forge ahead out from under the umbrella of my parents. The real estate market crash of 2006 left us financially and emotionally devastated. In 2008, Wende and I founded Valentine Group. Through trial and error, and failing forward multiple times, we learned to become real estate entrepreneurs with a new way of doing business for a new generation of homeowners also recovering from the fallout from 2006. Since 2008, our group has served over 2500 families and continue to serve more than 200 families each year. We provide solid real estate solutions, designed for each individual client, each and every day. One of the greatest things Wende and I have to offer, though Valentine Group's diversification, is experience. When my father passed, one thing he said resonates in my head, "…there are very few people who will see the multiple markets we've seen in during your short 17 years in the business. We've witnessed the rapid rise in the real estate market in 2003 and 2004, and the astronomical prices and lotteries to purchase homes in 2005 and 2006. Then, the sudden crash in 2007." How true. During this same crash, Wende and I made our way through our own foreclosure. This experience allowed us to truly and honestly help others though theirs. A sense of "normalcy" in the market began to return, for us, in 2010 and on into 2011 as we worked through decreasing inventory foreclosures and an increase in clients asking how to not only buy a primary residence, but how to purchase investment properties as well. By being as brave as our clients through the re-birth of the real estate market, we now, in 2016, have been blessed as our business grew from three to more than 11 employees. Eleven individuals in a strategic group, working together to serve our diverse clientele as we specialize in various real estate transactions. While we still proudly represent our clients in traditional buying and selling of homes for families, we are also now working with wholesalers and investors in building wealth through a variety of wealth building tools. I'd leave it at that…. But the rest follows: This includes, but is not limited to, repurposing (or what some of you might know as "flipping") homes, finding rental properties, using private funds to purchase long-term holdings which increases wealth for our investors. At the end of the day Valentine Group strives to provide multiple solutions for our clients from real estate advice, to wealth building strategies, to property management. Most Realtors measure their impact by the number of homes they sold, or the dollar volume homes sold, or he amount of commissions earned. While we can't deny the significance of those stats, we feel it is more important to impact our clients lives by providing practical knowledge. We make sure we are there when they need advice or encouragement whether it's buying, selling, or renovation suggestions. Resources: http://www.Valentinegroupaz.com FB: facebook.com/steve.valentine.522 Cell: 602-769-3803 -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Over the last couple years, taking a cue from my friend and mentor, Lewis Howes, I've made it my own personal mission to connect as many people as possible. Once you see that it's a gift to connect two people who need each other – it's a no brainer. So how do you go about connecting people? First off, when you meet new people or even when you're talking to an old friend, get present and LISTEN! I know it sounds simple, but by really tuning in and learning what their goals are or what they're passionate about, you're able to connect them with others who have an expertise in an area they need help with or maybe they know someone who does. I've started making mental notes of everyone I talk to and lately, I'm able to connect them to someone else who can help them immediately. And it feels amazing! Not only do I get to have a hand in the magic, but often times the favor is returned down the road. "The more people you can help with their dreams, the more they'll help with yours." Of course this isn't the driving reason to do this, but it is incredible what happens when you find the right people, your tribe, to accelerate your journey or find shortcuts. And we all know how hard it can be to find the "right" people. With 2018 just around the corner, I challenge you to make an intention to ask what people are up to and connect more people. Make it your new addiction to become an ultimate connector. Are you in? In This Episode You Will Learn: Why it's so important to find your people or your tribe How connecting more people can lead to more success for you How to be a better listener Resources: For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

After having a conversation with my guest, Craig Ballantyne, it's hard to believe that he once struggled with crippling anxiety despite living "the life." It's what he likes to call the "paradox of freedom." He had the freedom, but was still trapped when it came to having panic attacks. Sometimes his attacks came out of nowhere and other times they were predictable (drinking excessive amounts of caffeine or alcohol). He knew it was time to do something about them, however, when he had an anxiety attack for nearly six weeks straight. Having since gotten a handle around his anxiety, Craig now enjoys sharing his story to help others work through theirs. And because we talk a lot about gratitude in this podcast, I love that one of his biggest tips is practicing gratitude and helping others daily. Craig's transparency in this interview is invaluable and I hope that if you or someone you know suffer from anxiety that you discover some helpful tools to help you control them moving forward. -- Question Highlights: What was your upbringing like and how did it lead to your success and the epic knowledge you have today? What did you do to overcome your anxiety/panic attacks? Have you seen a trend among your clients of anxiety holding them back? How have you done well in both personal training and business? What is The Perfect Day Formula? Do you find that you have clients who sacrifice happiness at home for a thriving business? What would be better to start with – your book or The Perfect Day Kit? What role has generosity played in your success? What is one of your all-time favorite moments of giving? And more… In This Episode You Will Learn: How Craig overcame is struggle with anxiety and panic attacks Why anxiety is like a black box How gratitude, generosity and helping others has aided Craig in coping with anxiety Why we shouldn't suffer in silence The importance of having good mentors Why you must figure out what moves you ahead toward your legacy in life – professionally and personally How the Three Cs help you establish rules for your life How your values drive anything you do Why it's essential to prioritize your values And so much more… Craig's Thoughts… "Everything is a learnable skill." "At the root of anxiety is self-doubt." "Admitting a weakness is a strength." "It wasn't the law of attraction; it was the law of action attraction." "You can attract great opportunity into life when you do the work." "Control what you can. Cope with what you can't. Concentrate on what counts." "When your actions are misaligned with your goals it causes internal stress in us." "If you want to do great things, you have to do fewer things." -- Author, trainer and coach, Craig Ballantyne is a Productivity & Success Transformation Coach from Toronto, Ontario, Canada. He is the author of The Perfect Day Formula: How to Own the Day and Control Your Life — and his brand-new book, The Great Cardio Myth, debunks all the untruths you've been told about cardio being a silver bullet for weight loss and heart health. Craig has been a contributor to Men's Health magazine since 2000, and his articles have also appeared in Women's Health, Oxygen, GQ, Maxim, National Geographic, Men's Fitness and Muscle and Fitness Hers, amongst many others. His articles have also been featured on Inc.com, LifeHacker.com, and Telegraph.co.uk. In 2001, he created the popular home workout program, Turbulence Training, and in 2013 he created the Home Workout Revolution bodyweight exercise program. Over 100,000 men and women have used his 6 Minutes to Skinny weight loss system since 2014. Craig is also the founder of the Certified Turbulence Training Program, certifying trainers from all corners of the globe. He holds an annual Turbulence Training Summit for fitness experts to become better trainers and get more clients so they make more money and live the Perfect Life. Craig has had to overcome many obstacles on his journey to success, and his toughest battle was fighting crippling anxiety attacks. He finally discovered how to beat them with his 5 Pillars of Transformation, and today Craig shows men and women how to use the 5 Pillars to do everything from losing 10 to 75 pounds, getting a raise and making more money, to finding the love of their life, and overcoming any obstacle in the way of success. Resources: Email: craig@godfather.com http://craigballantyne.com IG: @realcraigballantyne Twitter: @realcraigballantyne -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.