Don't Depend On Daddy

In this episode, Michela shares strategies for setting financial goals, how to build them into your plan, and how to set financial resolutions and intentions for the new year. At the end of the episode, she also shares examples of financial goals and some of the goals + intentions you are working towards! (submitted on IG) FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd www.breakyourbudget.com/book ClassPass Referral: https://classpass.com/refer/VFFN4T311 LTK for Capsule Wardrobe Finds: https://www.shopltk.com/explore/Breakyourbudget DIGITAL PLANNER: https://bit.ly/3yXbVW7 Increase Your Income Masterclass: https://bit.ly/3JXjUt9 Personal Finance Starter Kit: https://bit.ly/3Jg2N5l High-Yield Savings Account Guide: https://bit.ly/409p62A Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0 TEMPLATES & RESOURCES: Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard Be Your Own Boss: https://break-your-budget-online-coaching1.teachable.com/p/be-your-own-boss-template Own Your Career Template: https://breakyourbudget.com/own-your-career-template 4-Week Financial Plan: https://breakyourbudget.com/4-week-financial-plan DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget

On this weeks episode, Michela answers listener questions, including: 1. Do I still follow the 50/30/20 rule in spite of my lifestyle changes and spending? 2. What was the most important finance class I took in college? 3. Is a 401k worth it if your employer doesn’t match? 4. What are my personal/business goals for 2024? 5. What factors should I consider when choosing my first apartment? 6. Tips for saving in a HCOL? 7. Do I find it hard to date since my finances and life are so public? ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd www.breakyourbudget.com/book ClassPass Referral: https://classpass.com/refer/VFFN4T311 LTK for Capsule Wardrobe Finds: https://www.shopltk.com/explore/Breakyourbudget DIGITAL PLANNER: https://bit.ly/3yXbVW7 Increase Your Income Masterclass: https://bit.ly/3JXjUt9 Personal Finance Starter Kit: https://bit.ly/3Jg2N5l High-Yield Savings Account Guide: https://bit.ly/409p62A Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0 TEMPLATES & RESOURCES: Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard Be Your Own Boss: https://break-your-budget-online-coaching1.teachable.com/p/be-your-own-boss-template Own Your Career Template: https://breakyourbudget.com/own-your-career-template 4-Week Financial Plan: https://breakyourbudget.com/4-week-financial-plan DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget

On this episode, Michela shares 3 tips to prepare for your year-end performance conversation. If you are seeking a raise or promotion, or just want to feel more confident, these tips will help you go into the conversation prepared. ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd www.breakyourbudget.com/book ClassPass Referral: https://classpass.com/refer/VFFN4T311 LTK for Capsule Wardrobe Finds: https://www.shopltk.com/explore/Breakyourbudget DIGITAL PLANNER: https://bit.ly/3yXbVW7 Increase Your Income Masterclass: https://bit.ly/3JXjUt9 Personal Finance Starter Kit: https://bit.ly/3Jg2N5l High-Yield Savings Account Guide: https://bit.ly/409p62A Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0 TEMPLATES & RESOURCES: Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard Be Your Own Boss: https://break-your-budget-online-coaching1.teachable.com/p/be-your-own-boss-template Own Your Career Template: https://breakyourbudget.com/own-your-career-template 4-Week Financial Plan: https://breakyourbudget.com/4-week-financial-plan DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget

In this episode, Michela shares 3 ways she has shifted her approach to personal finance throughout her twenties. From taking a really restrictive approach to her money and career to completely transforming how she spends, saves, and works, this episodes goes deep into how you can re-shape the way you think about money as you move through the defining years of your twenties and beyond. ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book ClassPass Referral: https://classpass.com/refer/VFFN4T311 LTK for Capsule Wardrobe Finds: https://www.shopltk.com/explore/Breakyourbudget DIGITAL PLANNER: https://bit.ly/3yXbVW7 Increase Your Income Masterclass: https://bit.ly/3JXjUt9 Personal Finance Starter Kit: https://bit.ly/3Jg2N5l High-Yield Savings Account Guide: https://bit.ly/409p62A Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0 TEMPLATES & RESOURCES: Personal Finance Dashboard: https://bit.ly/3zC9k5b Be Your Own Boss: https://bit.ly/3ckG9ef Own Your Career Template: https://bit.ly/3ba0X7K 4-Week Financial Plan: https://bit.ly/3H3jT5t DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget

In this episode Michela breaks down the benefits of having a financial plan and the 4 step framework you can follow to create one before 2024. Plus, she shares WHY spending the time ahead of the new year to do this is so important. She also provides an update on the new features you can expect within the Personal Finance Dashboard 5.0. ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book ClassPass Referral: https://classpass.com/refer/VFFN4T311 LTK for Capsule Wardrobe Finds: https://www.shopltk.com/explore/Breakyourbudget DIGITAL PLANNER: https://bit.ly/3yXbVW7 Increase Your Income Masterclass: https://bit.ly/3JXjUt9 Personal Finance Starter Kit: https://bit.ly/3Jg2N5l High-Yield Savings Account Guide: https://bit.ly/409p62A Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0 TEMPLATES & RESOURCES: Personal Finance Dashboard: https://bit.ly/3zC9k5b Be Your Own Boss: https://bit.ly/3ckG9ef Own Your Career Template: https://bit.ly/3ba0X7K 4-Week Financial Plan: https://bit.ly/3H3jT5t DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget

In this episode Michela sat down with Eddiana Rosen of @careersinreview! Eddiana is an Employee Relations Specialist with 10 years of experience and she shares her guidance on navigating the competitive job market, standing out during the application process, how to update your resume for success, communicating with recruiters, using LinkedIn during the job search process and so much more! This is an amazing episode if you are feeling stuck at work, thinking about finding a new job, or just looking for a refresh in your career.  Find Eddiana: IG: https://www.instagram.com/careersinreview/ LinkedIn: https://www.linkedin.com/in/eddianarosen/ ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book ClassPass Referral: https://classpass.com/refer/VFFN4T311 LTK for Capsule Wardrobe Finds: https://www.shopltk.com/explore/Breakyourbudget DIGITAL PLANNER: https://bit.ly/3yXbVW7 Increase Your Income Masterclass: https://bit.ly/3JXjUt9 Personal Finance Starter Kit: https://bit.ly/3Jg2N5l High-Yield Savings Account Guide: https://bit.ly/409p62A Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0 TEMPLATES & RESOURCES: Personal Finance Dashboard: https://bit.ly/3zC9k5b Be Your Own Boss: https://bit.ly/3ckG9ef Own Your Career Template: https://bit.ly/3ba0X7K 4-Week Financial Plan: https://bit.ly/3H3jT5t DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget

This week Michela shares a life update and then deep dives on financial routines. The benefits of a financial routine plus how to work through a weekly money routine and a monthly money routine. If you struggle to budget, to stick to a budget, or with overspending, then you'll benefit A LOT from a financial routine! ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book ClassPass Referral: https://classpass.com/refer/VFFN4T311 LTK for Capsule Wardrobe Finds: https://www.shopltk.com/explore/Breakyourbudget DIGITAL PLANNER: https://bit.ly/3yXbVW7 Increase Your Income Masterclass: https://bit.ly/3JXjUt9 Personal Finance Starter Kit: https://bit.ly/3Jg2N5l High-Yield Savings Account Guide: https://bit.ly/409p62A Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0 TEMPLATES & RESOURCES: Personal Finance Dashboard: https://bit.ly/3zC9k5b Be Your Own Boss: https://bit.ly/3ckG9ef Own Your Career Template: https://bit.ly/3ba0X7K 4-Week Financial Plan: https://bit.ly/3H3jT5t DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget

On this episode Michela shares some of the most important lessons she has learned in her career, from not equating your identity with your job to setting boundaries at work. She also shares three important boundaries you can implement to create LIFE-WORK balance and get the most out of your free time! ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book ClassPass Referral: https://classpass.com/refer/VFFN4T311 LTK for Capsule Wardrobe Finds: https://www.shopltk.com/explore/Breakyourbudget DIGITAL PLANNER: https://bit.ly/3yXbVW7 Increase Your Income Masterclass: https://bit.ly/3JXjUt9 Personal Finance Starter Kit: https://bit.ly/3Jg2N5l High-Yield Savings Account Guide: https://bit.ly/409p62A Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0 TEMPLATES & RESOURCES: Personal Finance Dashboard: https://bit.ly/3zC9k5b Be Your Own Boss: https://bit.ly/3ckG9ef Own Your Career Template: https://bit.ly/3ba0X7K 4-Week Financial Plan: https://bit.ly/3H3jT5t DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget

This week Michela shares 3 tactical tips to prepare for the season of spending in November and December. If you're feeling overwhelmed about giving gifts and being able to afford the holidays this year, you'll walk away from this episode with tactical strategies to feel more confident going into the holidays! ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book RAKUTEN: www.rakuten.com/r/MICHEL156676?eeid=28187 ClassPass Referral: https://classpass.com/refer/VFFN4T311 LTK for Capsule Wardrobe Finds: https://www.shopltk.com/explore/Breakyourbudget DIGITAL PLANNER: https://bit.ly/3yXbVW7 Increase Your Income Masterclass: https://bit.ly/3JXjUt9 Personal Finance Starter Kit: https://bit.ly/3Jg2N5l High-Yield Savings Account Guide: https://bit.ly/409p62A Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0 TEMPLATES & RESOURCES: Personal Finance Dashboard: https://bit.ly/3zC9k5b Be Your Own Boss: https://bit.ly/3ckG9ef Own Your Career Template: https://bit.ly/3ba0X7K 4-Week Financial Plan: https://bit.ly/3H3jT5t DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget

This week Michela sat down with Grace Lemire to talk all things navigating your career post-grad and starting a full-time freelancing business! Grace shares her journey from thinking she wanted to pursue a career in law, to pivoting into freelance work and staying true to herself and what she truly wants out of life and work. If you’re feeling lost in your career or are looking to start a freelancing business, you’re going to want to give this a listen! FIND GRACE:  Instagram: https://www.instagram.com/grace_lemiree/ TikTok: https://www.tiktok.com/@grace_lemire LinkedIn: https://www.linkedin.com/in/gracelemire/