

Don't Depend On Daddy
Michela Allocca
Learn how to run your life without chaos. Don’t Depend on Daddy blends wellness, routines, and real-life systems to help you feel more grounded, organized, and independent. The conversations are practical and honest, focused on habits that stick, structure that supports your energy, and learning how to take care of yourself without chaos or burnout. The goal is to build independence through small, intentional choices - and create a life that you actually enjoy living. New episodes every Wednesday <3
Episodes
Mentioned books

Feb 28, 2024 • 52min
47. How to Be Alone Without Feeling Lonely
On this weeks episode of Don't Depend on Daddy, Michela shares her journey of feeling lonely throughout her twenties and how to navigate it. You can expect to learn practical tips to feel less lonely, become your own best friend, build confidence in solitude. The lessons in this episode apply no matter your life or relationship status!
Join the BYB Inner Circle:
https://breakyourbudget.com/byb-inner-circle
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard
All Other Resources: www.breakyourbudget.com/links

Feb 21, 2024 • 1h 2min
46. Intentional Splurging: Buying Less and Buying Better
On this week's episode, we're talking SPLURGING! Michela shares how her spending priorities have shifted throughout her twenties, how to figure out if you can actually afford something, how to stop impulse shopping, and intentional splurges she has made as well as some of the intentional splurges submitted by listeners. If you're looking to overhaul HOW you spend, this episode is for you!
Join the BYB Inner Circle:
https://breakyourbudget.com/byb-inner-circle
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard
All Other Resources: www.breakyourbudget.com/links

Feb 14, 2024 • 49min
45. Ask Michela: Saving for House, Changing Careers, Choosing a Side Hustle, Plastic Surgery?
On this weeks episode of Don't Depend on Daddy, Michela is answering listener questions across money, career, and personal life. She covers how to save for a house, how I would invest $10k, career changes, side hustles, nose jobs, personal goals and more!
RETIREMENT PLANNING MASTERCLASS: https://breakyourbudget.com/masterclass
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard
All Other Resourcs: www.breakyourbudget.com/links

Jan 31, 2024 • 54min
44. Where should you live in your 20s?
Does the city you live in throughout your 20s matter? In short, yes. So how can you figure out *exactly* where to live? In this episode, Michela breaks down the 3 major questions to ask yourself when deciding where to live. She also shares her personal experience deciding between Boston and Los Angeles, and why LA ended up being the right city for her personally, professionally, and financially. If you've been contemplating a move, or are simply curious if your city is enabling you to THRIVE, give this episode a listen!
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd
www.breakyourbudget.com/book
Personal Finance Starter Kit: https://bit.ly/3Jg2N5l
High-Yield Savings Account Guide: https://bit.ly/409p62A
Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0
TEMPLATES & RESOURCES:
Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard
Be Your Own Boss: https://break-your-budget-online-coaching1.teachable.com/p/be-your-own-boss-template
Own Your Career Template: https://breakyourbudget.com/own-your-career-template
4-Week Financial Plan: https://breakyourbudget.com/4-week-financial-plan
Digital Planner: https://bit.ly/3yXbVW7
Increase Your Income Masterclass: https://bit.ly/3JXjUt9
FREE RESOURCES:
Personal Finance Starter Kit: https://bit.ly/3Jg2N5l
High-Yield Savings Account Guide: https://bit.ly/409p62A
Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0
DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget

Jan 24, 2024 • 46min
43. Travel on a Budget: How to Maximize Your Credit Card Rewards with Benny Fillo
On this episode, I sat down with Benny Fillo to talk about credit cards and travel points! Benny has leveraged credit card points to travel first and business class all over the world, from Dubai to Hong Kong to Sydney and everywhere in between. He shares his best tips for finding the right card, ways to earn as many points as possible, how to get the most out of your credit card points to maximize your travel experience, and so much more. He is a wealth of knowledge - if you are interested in traveling or taking premium flights, you’ll love this episode!
Travel Resources:
https://thepointsguy.com/
https://thepointsguy.com/
Reach out to Benny: https://www.instagram.com/bennyfillo/
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd
www.breakyourbudget.com/book
Personal Finance Starter Kit: https://bit.ly/3Jg2N5l
High-Yield Savings Account Guide: https://bit.ly/409p62A
Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0
TEMPLATES & RESOURCES:
Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard
Be Your Own Boss: https://break-your-budget-online-coaching1.teachable.com/p/be-your-own-boss-template
Own Your Career Template: https://breakyourbudget.com/own-your-career-template
4-Week Financial Plan: https://breakyourbudget.com/4-week-financial-plan
Digital Planner: https://bit.ly/3yXbVW7
Increase Your Income Masterclass: https://bit.ly/3JXjUt9
FREE RESOURCES:
Personal Finance Starter Kit: https://bit.ly/3Jg2N5l
High-Yield Savings Account Guide: https://bit.ly/409p62A
DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget

Jan 17, 2024 • 39min
42. MY ROUTINE ERA: Morning, Night, Solo-Friday Night In, & More!
On this week's episode Michela breaks down all of her ROUTINES. From the details of her morning and night routines, to all the things she does during the weekend when spending time alone, hanging out with friends, and focusing on self-care. Plus, she shares some of the products she purchased that have elevated her routines and are worth the hype!
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd
www.breakyourbudget.com/book
Personal Finance Starter Kit: https://bit.ly/3Jg2N5l
High-Yield Savings Account Guide: https://bit.ly/409p62A
Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0
TEMPLATES & RESOURCES:
Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard
Be Your Own Boss: https://break-your-budget-online-coaching1.teachable.com/p/be-your-own-boss-template
Own Your Career Template: https://breakyourbudget.com/own-your-career-template
4-Week Financial Plan: https://breakyourbudget.com/4-week-financial-plan
Digital Planner: https://bit.ly/3yXbVW7
Increase Your Income Masterclass: https://bit.ly/3JXjUt9
FREE RESOURCES:
Personal Finance Starter Kit: https://bit.ly/3Jg2N5l
High-Yield Savings Account Guide: https://bit.ly/409p62A
Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0
DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget

Jan 12, 2024 • 1h 3min
41. Ask Michela: My Budget Breakdown, Spending Habits, Social Media, Balancing Side Hustles & 9-5, Dating, Work/life Balance & more!
This week Michela does a long overdue Q+A covering your most popular personal finance, career, business, and personal questions! From spending habits, leveraging social media for your business, dating, and everything in between. If you’d like to submit questions for future Q+A episodes, make sure to be following @breakyourbudget on Instagram.
ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd
GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book
ClassPass Referral: https://classpass.com/refer/VFFN4T311
LTK for Capsule Wardrobe Finds: https://www.shopltk.com/explore/Breakyourbudget
DIGITAL PLANNER: https://bit.ly/3yXbVW7
Increase Your Income Masterclass: https://bit.ly/3JXjUt9
Personal Finance Starter Kit: https://bit.ly/3Jg2N5l
High-Yield Savings Account Guide: https://bit.ly/409p62A
Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0
TEMPLATES & RESOURCES:
Personal Finance Dashboard: https://bit.ly/3zC9k5b
Be Your Own Boss: https://bit.ly/3ckG9ef
Own Your Career Template: https://bit.ly/3ba0X7K
4-Week Financial Plan: https://bit.ly/3H3jT5t
DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget

Jan 10, 2024 • 47min
40. Things That Have Made My Life Better in My 20's (money, career, life)
On this weeks episode, Michela shares all the things that have improved her quality of life throughout her twenties. She covers personal finances, career tips and decisions, and some wellness, lifestyle, productivity, and routine advice!
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd
www.breakyourbudget.com/book
Personal Finance Starter Kit: https://bit.ly/3Jg2N5l
High-Yield Savings Account Guide: https://bit.ly/409p62A
Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0
TEMPLATES & RESOURCES:
Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard
Be Your Own Boss: https://break-your-budget-online-coaching1.teachable.com/p/be-your-own-boss-template
Own Your Career Template: https://breakyourbudget.com/own-your-career-template
4-Week Financial Plan: https://breakyourbudget.com/4-week-financial-plan
Digital Planner: https://bit.ly/3yXbVW7
Increase Your Income Masterclass: https://bit.ly/3JXjUt9
FREE RESOURCES:
Personal Finance Starter Kit: https://bit.ly/3Jg2N5l
High-Yield Savings Account Guide: https://bit.ly/409p62A
Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0
DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget

Jan 3, 2024 • 53min
39. 2024 Ins & Outs: How I Am Elevating My Life (New Era of Don't Depend on Daddy)
In this episode, Michela shares some updates to expect from Don't Depend on Daddy going forward + a brand new segment - I want to hear from you! Then, she shares her 2024 INS and OUTs: personal, wellness, mindset, friendships, hobbies, routines and more.
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd
www.breakyourbudget.com/book
Personal Finance Starter Kit: https://bit.ly/3Jg2N5l
High-Yield Savings Account Guide: https://bit.ly/409p62A
Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0
TEMPLATES & RESOURCES:
Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard
Be Your Own Boss: https://break-your-budget-online-coaching1.teachable.com/p/be-your-own-boss-template
Own Your Career Template: https://breakyourbudget.com/own-your-career-template
4-Week Financial Plan: https://breakyourbudget.com/4-week-financial-plan
Digital Planner: https://bit.ly/3yXbVW7
Increase Your Income Masterclass: https://bit.ly/3JXjUt9
FREE RESOURCES:
Personal Finance Starter Kit: https://bit.ly/3Jg2N5l
High-Yield Savings Account Guide: https://bit.ly/409p62A
Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0
DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget

Dec 20, 2023 • 1h 2min
38. 2023 Wrapped: Spending Recap, Career Review, Personal Wins + Top Purchases!
In this episode, Michela is sharing her top takeaways, lessons, and accomplishments for 2023 across personal finance, career, and personal life. She shares what she has accomplished in each area, her biggest struggles, as well was goals she is working towards in 2024. Plus, Michela shares how much she spent in 2023 through a spending recap, as well as her top purchases for the year! Thank you for the support and happy holidays!
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd
www.breakyourbudget.com/book
ClassPass Referral: https://classpass.com/refer/VFFN4T311
LTK for Capsule Wardrobe Finds: https://www.shopltk.com/explore/Breakyourbudget
DIGITAL PLANNER: https://bit.ly/3yXbVW7
Increase Your Income Masterclass: https://bit.ly/3JXjUt9
Personal Finance Starter Kit: https://bit.ly/3Jg2N5l
High-Yield Savings Account Guide: https://bit.ly/409p62A
Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0
TEMPLATES & RESOURCES:
Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard
Be Your Own Boss: https://break-your-budget-online-coaching1.teachable.com/p/be-your-own-boss-template
Own Your Career Template: https://breakyourbudget.com/own-your-career-template
4-Week Financial Plan: https://breakyourbudget.com/4-week-financial-plan
DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget


