Payments SmartCast

In this episode, Nacha's Charles Ellert and attorney Matthew Luzadder preview their session at Smarter Faster Payments 2026. While specific customer details can’t be shared, organizations can and should exchange general fraud typologies and lessons learned.

In this episode of Nacha’s Payments SmartCast podcast, Kevin Miyamoto of Identifee and Nacha Senior Consultant Mark Dixon discuss how real artificial intelligence is in today’s payments operations. The episode explores how banks and credit unions are cautiously adopting AI, with growing interest in agentic workflows that can automate tasks like fraud monitoring.

Check fraud is on the rise because criminals follow the money—and businesses continue to rely on checks while not universally adopting fraud controls. In this episode of Payments SmartCast, Q2’s Tim Kindschuh and Nacha’s Jordan Bennett explain why tools like Positive Pay, which protect both check and ACH payments, are often adopted only after fraud occurs. As Kindschuh puts it, fraud isn’t a matter of “if” but “when”—and it’s time to stop apologizing for fraud prevention.

Education and networking may be the heart of Smarter Faster Payments, but in 2026 the setting steals the spotlight. In this episode of Payments SmartCast, Renee Shipe, CMP, Nacha Director, Meetings Management and Conference Registration, talks with Daniel Kuperschmid, president and CEO of the San Diego Tourism Authority, about the events surrounding Payments. Tune in to build your itinerary with Nacha-hosted events and the local attractions San Diego has to offer.

In this episode of Nacha’s Payments SmartCast, Cari Conahan, Associate Managing Director of ACH Network Rules & Enforcement at Nacha, explains why financial institutions should have the 2026 Nacha Operating Rules and Guidelines, especially as the ACH Network enters a new era of risk‑based compliance. From a financial institution perspective, Lawrence Lau, Senior Vice President at West Coast Community Bank, reinforces the operational importance of staying current and shares his favorite ways to access the Rules.

On this episode of Payments SmartCast, Scott Anchin of the Independent Community Bankers of America previews his session at Smarter Faster Payments. His panel, “Combatting Fraud and Scams in the Age of Digital Payments,” is set to give attendees a broad view of today’s fraud landscape and provide practical, deployable tools. Ashley Mustico, Nacha Senior Director, Education and Accreditation, covers new conference enhancements, including attendee personas to help personalize session and networking choices.

Thayer Stewart of PaymentWorks and Mark Dixon of Nacha Consulting credit push fraud and new Nacha Risk Management Rules.

Confused about stablecoins? In this episode, Adrian Wall, Managing Director of The Digital Sovereignty Alliance (DSA), and CEO/Co-founder of Stablecoin Leadership Alliance (SCLA), joins Stephanie Prebish, AAP, AFPP, APRP, CTP, Nacha Senior Managing Director, Association Services, to talk about it. Wall provides a good foundation of stablecoins but promises a deeper dive at Nacha’s Smarter Faster Payments 2026, April 26-29 in San Diego, which features a new stablecoin track.

In this episode of Payments SmartCast, Devon Marsh, Managing Director, ACH Network Rules and Risk Management, discusses a major proposal to raise the Same Day ACH payment limit from $1 million to $10 million. Marsh breaks down the RFC process, including who can submit comments, why participation matters, and what happens after feedback is received. With the comment deadline set for Thursday, Dec. 18, tune in to learn how you can make your voice heard.

Loyalty doesn’t come easy but Nacha’s Smarter Faster Payments conference earns it—not just from attendees, but from organizations setting up shop in the exhibit hall. CGI, a global technology and professional services firm, will continue its long string of exhibiting when it returns for Payments 2026 in San Diego, April 26-29.