The Self Aware Leader with Jason Rigby

Terrell dissected finance and accounting to make it easy for business owners. We went in detail of what you should look for in your business finances. I encourage you to follow and watch his podcast videos he produces a lot of helpful and informative content in the world of finance. Terrell Turner is a Certified Public Accountant and the managing partner of the TLTurner Group; a firm focused on providing consulting and training services to make accounting and finance less complicated, for business owners and executives. He is also the founder and host of the Business Talk Library; a professional content show that features interviews with CEOs, executives, and Ph.D. researchers in accounting, finance, and various aspects of business. Prior to launching his firm in 2020, he served in several finance and accounting leadership roles with Ernst & Young, Navistar Inc., General Electric, and Passport Inc. in both North and South America. His background is a great blend of accounting, operational finance, and strategy, evidenced by multiple cross-functional business leader roles. Terrell was a business unit controller responsible for leading a $65M business segment through a supply chain disaster recovery plan. He led General Electric's initial finance transformation projects which went on to be used as a model for transforming business segments throughout the entire company. He served as the lead investor relations analyst for two fortune 100 CEOs. He has also served as the Director of financial planning and analysis to support multiple business acquisitions of over $20M in value and investor fundraising of deals between $5M and $65M. This is the ABQ Business Podcast with your host Jason Rigby. Each week we interview leading business leaders to inspire the vision and the spirit that is in every entrepreneur. We discuss strengths, weakness, strategies, systems and the problems we can all solve together to fulfill a shared vision of a new future for Small Business. Follow me on Instagram at: abqjasonrigby

How are you going to react as a leader to another lockdown? What does your family, employees, and business need from you right now? Quick deep hitting podcast to go over specifically what you need to do during a lockdown. Please go to www.abqpodcast.com where you can get show notes, resources ,and links to everything we talked about today to help you navigate your journey as an entrepreneur and business owner in ABQ. Follow me on instagram at @abqjasonrigby or sign up for my email list here where I drop life, business, and digital marketing secrets to help your ABQ Business!

Leading from the heart and what it takes to run a baseball team. Author & Hall of Fame Coach Claudio Reilsono shares insight of over decades of coaching and winning. I found this episode to be fun and insightful in how we as business leaders can coach our "team". Claudio and I got into baseball and sports toward the end of the podcast and what he sees for the future of baseball. I will be on his podcast The Claudio Reilsono Show where he interviews sports legends from the 70's, 80's and 90's. I am no sports legend so we will see how that goes! More about Claudio: Head Baseball Coach--Carnegie Mellon University GM/Professional Baseball Scout--Global Scouting Bureau Profession=l Hitting Instructor TV Host--" Pittsburgh's Ring =Talk" ( Pittsburgh's only Boxing show--PCTV 21) Podcast Host -- "The Claudio Reilsono Show" ( Interviews Sports Legends from the 70s, 80s & 90s- on claudioreilsono.com TV Co Host " Steel City Sports World" ( Pctv 21) Co Host " Steelers P=e Snap Show" Announcer for Pittsburgh TV Boxing matches 4 Halls of Fame (4th in 2020) 2 Lifetime Achievement Awards ( 2nd in 2020) My Story has been included in 3 Books Speaker Author of the New Book, " Lead From the Heart up, Not the Neck up" This is the ABQ Business Podcast with your host Jason Rigby. Each week we interview leading business leaders to inspire the vision and the spirit that is in every entrepreneur. We discuss strengths, weakness, strategies, systems and the problems we can all solve together to fulfill a shared vision of a new future for Small Business.

As Fathers, we sometimes underestimate the influence we wield in our homes. Our Passion is to "Ignite the Fire for Father Engagement". What would your life be like if you felt celebrated rather than merely tolerated at home? As a father, I have experienced the void created by my absence. I know what it's like to chase success in the workplace while your family falls to second place. That's why I've put together this Virtual Summit - to help other fathers reclaim their roles, and become successful at home, not just at work! https://www.fatherfactorsummit.com/ These are the 6 topics we will cover in our free Summit: The importance of our roles as fathers. Tips you can use from a single father perspective to have influence with your children. How to instill a strong work ethic in your children and a healthy balance of work and life. Living a Life of INTENT-How to be involved and engaged in our children's lives. The effects of a fatherless home (Absentee Dad) and the tools to counter it. Recognizing toxic patterns that contribute to undermining fatherhood. Taking part in our Virtual Summit has never been easier. Just follow the instructions below: https://www.fatherfactorsummit.com/ 1) We will send you an email a few days before the event with a Zoom link. Save this link—you will need it to join the event. 2) Install Zoom on your computer. Pro tip: test out your audio and video to make sure that they are both working properly. 3) At the time of the event, simply click on the link to join. 4) You should receive a prompt to open Zoom on your computer. Click "Open Zoom" to open the program. 5) That's it—you're in!

Being honest about the reason you're having issues with your success will put you back on the path of self discipline and hard work. Too many excuses limit people from being productive daily to accomplish their passion. I was inspired by an email I received from Andy Frisella and he had posed these two questions to ask when you want to stop bullshiting yourself. I encourage you all to follow Andy Frisella here and also to read his latest book 75 Hard. This is the ABQ Business Podcast with your host Jason Rigby. Each week we interview leading business leaders to inspire the vision and the spirit that is in every entrepreneur. We discuss strengths, weakness, strategies, systems and the problems we can all solve together to fulfill a shared vision of a new future for Small Business. @abqjasonrigby on Instagram

Omar and I talked leadership, specifically servant leadership. We broke down what it takes as a leader to shift their mindset and serve their team. We go play by play into the right actions to take to see your staff be productive, make profit and most of all be happy and valued. This is the ABQ Business Podcast with your host Jason Rigby. Each week we interview leading business leaders to inspire the vision and the spirit that is in every entrepreneur. We discuss strengths, weakness, strategies, systems and the problems we can all solve together to fulfill a shared vision of a new future for Small Business. Omar L. Harris (Charlotte, NC, born in Pittsburgh, PA) is an Award-Winning Bestselling Author of 4 books, Intent Consulting Founder, and Former GM for GSK and Allergan with 20+ year global pharmaceutical executive experience in the U.S., Middle East, Asia and Latin America. Harris has 2 new leaderships books, including: "The Servant Leader's Manifesto" (2020) and "Leader Board: The DNA of High Performance Teams" (2019). His work has been featured on Black News Channel, Thrive Global, CEO World Magazine, South Charlotte Weekly, Fast Leader Show Podcast, Young Upstarts, The Rebel Road Podcast, Human Capital Innovations (HCI) Podcast and more. As fun facts, Omar speaks 5 languages, plays 7 instruments, lived and worked on 4 continents and started his first company at the age of 7. Learn more about him at https://www.omarlharris.com/

Doc and I had an amazing conversation about the type of guests he has on his podcast (corrupt cops and porn stars to name a few, lol). He is also the CEO of an outsourcing company and an expert on branding. We got into what it takes to brand your company going into 2021 and how outsourcing can save your company money with the new reality of working remotely. I would encourage you to check out his website and listen to his very eclectic, in-depth podcast! This is the ABQ Business Podcast with your host Jason Rigby. Each week we interview leading business leaders to inspire the vision and the spirit that is in every entrepreneur. We discuss strengths, weakness, strategies, systems and the problems we can all solve together to fulfill a shared vision of a new future for Small Business. More about Doc: Bill 'Doc' Kerr, CEO at Athyna and host of the Brolosophy Podcast, has an interest in creative thinking and building loveable brands that make the world a better place. For the best part of the last decade, he's built two successful companies with a 100% remote workforce and now spends his days helping businesses find their perfect offshore hires. Doc also enjoys consulting small businesses on brand strategy, positioning, and product-market-fit. Creatively, he is the host of a podcast that tells interesting stories. Child soldiers, corrupt cops, porn stars, astrophysicists, and more. Outside of work, he likes training, hiking, surfing, and reading. Through his '20s and early '30s, Doc has also travelled to 50 odd countries around the world. Get in touch with Doc here... • LinkedIn • Instagram • Athyna

What does a decluttered "life" look like for you? How much freedom do you want for yourself and those you love? Living a simpler life provides that. Taking back your home, time, and relationships by creating space fo those things that you value. Want to be more productive? Simplify your life! On this podcast I talk specifically the 7 steps to reclaim the life you have always wanted. I also reference an article from Jennifer you can read here. This is the ABQ Business Podcast with your host Jason Rigby. Each week we interview leading business leaders to inspire the vision and the spirit that is in every entrepreneur. We discuss strengths, weakness, strategies, systems and the problems we can all solve together to fulfill a shared vision of a new future for Small Business.

The Truth about Prescription Costs. Prescription drug benefit costs has increased 1150% since 1987 This is the ABQ Business Podcast with your host Jason Rigby. Each week we interview leading business leaders to inspire the vision and the spirit that is in every entrepreneur. We discuss strengths, weakness, strategies, systems and the problems we can all solve together to fulfill a shared vision of a new future for Small Business. About Well Life ABQ: Well Life ABQ is your simple way to Solve your Healthcare Costs! This is from their website that you can go to here Are the costs of employee healthcare making you sick? We can help you fight back! Schedule a free business review. When we understand your healthcare needs, we can develop the best plan customized to your needs. For $75 per month plus tax, companies cover 80-90% of their employee's health needs. PROBLEM Prescription drug benefit costs has increased 1150% since 1987 Since employers are the main providers of health insurance benefits, they are bearing the brunt of these costs. Is there any other line item in a company budget, that has increased this much? Patient costs have also increased 182% since 1987 Both employees and employers bear the burden of these huge cost increases. (CEOs guide) All companies that provide insurance benefits, run a health care business. It is likely the 2nd biggest operating cost after payroll. And if you don't provide benefits, you have a tougher time recruiting top talent. As with all complex problems, there is not a single cause. COST DRIVERS There are two main drivers of increasing prescription drug prices. Pharmaceutical companies (most people know this) According to RealClearHealth.com "PBMS fail to pass $120billion back to consumers and retain another $30billion in additional out of pocket costs. Pharmacy Benefit Managers <--- this is the real dragon PHARMACEUTICAL COMPANIES Brand name drug prices are possibly justified Research and development has a wide range, but is around $985million Average cost of FDA approval for a new drug is $19million alone. PBMS History Originally processed prescription claims for a small administrative fee. Great system at first…then these middlemen began to exert more and more control. They developed formularies and controlled which drugs were "allowed" to be prescribed Began to concentrate their power. Larger PBMs gobbled up smaller ones. Some even merged with actual insurance companies or drugstore chains ie CVS Caremark. CVS Health just acquired Aetna. And Express Scripts was acquired by Cigna. OptumRx is affiliated with United Healthcare…and Im sure many of has noticed the DaVita clinics signs now say Optum. So now they are infiltrating the frontlines of healthcare. This is a disaster. It reduces competition and limits choice. Three major PBMs control 76% of the prescription drug benefit transactions in the US - ONLY THREE The largest PBM had a net increase of 70% in net profit in two years! Rebates. "kickbacks" Legal extortion - They negotiate with the pharma company to place their drug on a formulary, they demand a rebate. Pharma has to PAY TO PLAY or their drug doesn't get placed on the formular. PBMs even take this farther and say not only will we not carry your drug, we won't place ANY of your drugs on the formulary…even your generics. These PBMs pocket most and sometimes all of the rebate. EMPLOYERS BEAR THE BRUNT OF THIS COSTLY GAME 25% of the drug cost is attributable to rebates - this means we are paying 25% more than we should I see this 25% pretty regularly in practice. For about 80% of the prescriptions we write, we could save a company about 25%. More about this in solutions. As a prescriber, I have had MANY scenarios where the more expensive drug is the one on the formulary and the cheaper option was not "covered". I always thought "that doesn't make sense". Now that I have seen the light, I have no doubt that a rebate was the reason. Fees - They of course also collect fees for their so-called "services Spread - The PBM will reimburse the pharmacy a lower price and charge the plan sponsor (YOUR COMPANY a higher price). The company that is footing the bill, has no idea. There's more - specialty drugs are filled by a specialty pharmacy that is owned by the PBM and the consumer is forced to only use this pharmacy. So the PBM STILL wins. The consumer and the company lose. HOW SOLUTIONS Awareness Employers must demand price transparency and a flat fee systems that eliminates hidden and conflicting/perverse incentives Link up with a Direct Primary Care provider like Well Life ABQ. In many circumstances we can dispense at a lower cost. And when we can't, we are partnered with a pharmacy that can still direct bill and skip the insurance claim. This allows us to choose the most appropriate and economical option. STORIES Several years ago, one new member signed up after his cardiologist referred him to us. He had been on the generic Viagra, which is sildenafil 25mg. The usual effective dose is 25mg to 50mg. At the time, he was paying about $150 per month from a Canadian pharmacy. This member is a savvy consumer. I became of aware of this when he asked me to send a prescription to the pharmacy. I informed him that I could dispense 20mg tabs and it costs about $7! Right off the bat, I saved him MORE THAN the cost of his membership for him and his wife. Since then the 25mg dose has come down in price and he can get it for about $13 at the pharmacy --- WITHOUT INSURANCE Earlier this year, we had another member of a large company forget to update his insurance information when we drew labs. We ran the labs through insurance it was denied because we had old information. He got a bill for $700. Of course, he called us. Normally, we would just update the lab with the correct insurance information. But in his case, his new insurance was Presbyterian which means the lab we used was out of network. That would have likely driven UP the price. Instead we contacted the lab and swapped him to client bill…which is our contracted prices. He paid $54. He was pretty happy. This same patient spends a significant amount of time out of the country. He has some daily medications that were a real hassle to get enough filled to cover his trips. The medication was generic, so we ordered him a six month supply and dispensed directly. He paid $56 for six months and skipped the insurance hassles. Not to mention, his out of pocket costs were about the same! OBJECTIONS I want to address two main initial objections related to Direct Primary Care "I can't limit my employee's choice of PCP to only one clinic" and I absolutely agree that you can't. First you already limit their choice due to insurance networks. Then every time you change insurance providers, you force them to start over. It's a nightmare. Second, the DPC model isn't about forcing, it is about incentives. When employees hear $0 copay, 30-60minute appointment times, no waiting and texting/virtual options, they get pretty interested. When their out of pocket costs for labs and medications go down, they get darn right giddy. When they need the free and included 24/7 telemedicine option, they really love the program. You aren't forcing anything. Well Life ABQ has been doing this since 2017. It works and it works well. These costs pull back the curtain on the costs of healthcare and it is shocking. "The cost is only $75 per employee and $30 per additional household member to cover about 80-90% of healthcare needs. How can it be that cheap? Or sounds too good to be true." RESOURCES Hacking Employee Healthcare - just email hello@welllifeabq.com for access The CEOs Guide to Restoring the American Dream - Dave Chase Relocalizing Health. The Future of Health Care is Local, Open and Independent - Dave Chase The Price We Pay - Marty Makary Please go to www.abqpodcast.com where you can get show notes, resources ,and links to everything we talked about today to help you navigate your journey as an entrepreneur and business owner in ABQ. Follow me on instagram at @abqjasonrigby or sign up for my email list here where I drop marketing secrets to help your ABQ Business!

Ying and yang, black and white, hot and cold, in and out, positive and negative, good and bad. Our life, the universe, our thoughts, our choices, the directions we take are all well within the Creational Law of Opposites. This is a preview ABQ Business Family of my "OTHER" show i Co-host :) Please subscribe follow and listen to Higher Density Living! Look within and live your life on the edge of two worlds. A reality where you find true understanding of who you are. Take the step into the unknown with Alexander McCaig and Jason Rigby as they explore the thinly veiled world of consciousness, spirit, and the human condition. Join them in embodying the oneness of all. Walk the cliffs edge between the seen and the unseen realities. Welcome to Higher Density Living. www.higherdensityliving.com Understanding the polarities of this universe allows for the continuous evolution and integration of greater learning for our spirit and consciousness. This episode is sure to cement the value of this law along with the many others in this series to elevate your perspective and give you insights into the deepest and simplest secrets of Creation. Look within and live your life on the edge of two worlds. A reality where you find true understanding of who you are. The learning is done. Become the teacher in embodying the oneness of all. Become a Higher Density Being. Instagram Facebook Twitter Youtube Pinterest