Mo Money

A live talk on pursuing financial independence without giving up what matters today. Practical paths to work-optional living, including saving structure, strategy and investment choices. Clear comparisons of shares, property and gearing, plus tax and entity considerations. Actionable planning steps, automation tips and real case studies to speed up progress.

Practical tax hacks for higher earners as the financial year ends. Clear rules for claiming work deductions and what you must prove. Smart recordkeeping tips and when to use the fixed WFH rate versus detailed methods. Vehicle claims explained: cents per km or logbook. Long-term moves on structures, negative gearing and super to reduce future tax.

A deep dive into Australian household wealth across age bands, breaking down savings, shares, property and debts. Discussion of what to prioritise in each decade from 25+ to retirement. Covers borrowing strategy, tax-smart moves, converting assets to income and timing drawdowns. Encourages planning for personal goals rather than comparing to averages.

Discussion of proposed cuts to the capital gains tax discount on Australian property and how the change might be implemented. Exploration of who would be affected and which ownership structures could gain or lose appeal. Consideration of likely market and price impacts and practical timing and planning strategies for those holding or buying property.

This episode of the Mo Money podcast, we chat crypto and gold and the precious metals and crypto crash that we've just seen, and how smart investors are positioning themselves to take advantage and come through this period of disruption in a stronger position than they went into it. So, we get into some of the numbers and talk about where markets are at, what's driving that and the factors that influence these prices, how you can set up a strategy that actually makes sense to make you money, and how you can protect your risk so that you don't lose money. This episode is perfect for anyone who wants to be smarter with their investment decisions. Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links: Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 Ben's books: www.pivotwealth.com.au/books More about Pivot Wealth: www.pivotwealth.com.au Follow us on socials: Instagram: https://www.instagram.com/pivotben TikTok: https://www.tiktok.com/@bentalksmoney YouTube: https://www.youtube.com/c/BenNashPivot Facebook: https://www.facebook.com/pivotwealth/ Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

A lively breakdown of the recent RBA 25bps move and what it means for investors and homeowners. Short takes on inflation drivers like petrol, travel and government spending. Discussion of mortgage pain points, fixing vs variable loans, and when to split. Markets, the Aussie dollar lift, and potential rate moves toward 2026 are all covered in bite-sized conversation.

Practical strategies for protecting wealth through a relationship split. Common money mistakes to avoid and which assets to prioritise. How to rebuild cash flow, budget into automated buckets, and extend your financial runway. Guidance on when to seek legal and financial experts and how to treat separation as a fresh financial reset.

A live deep dive into discretionary family trusts and how they interact with tax when investing. Practical coverage of setting up trusts, using a company bucket, and common structural mistakes to avoid. Scenarios show potential tax outcomes and asset placement choices. Actionable systems, borrowing strategies and regulatory risks are highlighted for people planning structured investing.

They unpack why inheritances can create huge risk and opportunity when not planned. They cover who should start inheritance conversations and the benefits of pre-inheriting. They explain will pitfalls, superannuation tax traps, and planning before money arrives. They describe testamentary trusts, trust loans for asset protection, and how to pressure-test estate plans to keep wealth in the family.

What if you had to start over completely? This discussion dives into strategies for rebuilding wealth from ground zero. Prioritizing stable income or securing a cash buffer is crucial. Interesting tactics like leveraging ETFs and transitioning into multiple income streams through freelancing are explored. Automation in savings and investing is highlighted as a key to making money work for you. Additionally, there's a focus on learning from past mistakes while future-proofing investments through diversification. Get ready to rethink your financial future!