Mo Money

Ben Nash
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Jan 21, 2026 • 23min

#486 How I'd rebuild if I had to start from zero

What if you had to start over completely? This discussion dives into strategies for rebuilding wealth from ground zero. Prioritizing stable income or securing a cash buffer is crucial. Interesting tactics like leveraging ETFs and transitioning into multiple income streams through freelancing are explored. Automation in savings and investing is highlighted as a key to making money work for you. Additionally, there's a focus on learning from past mistakes while future-proofing investments through diversification. Get ready to rethink your financial future!
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Jan 14, 2026 • 20min

#485 How to invest your bonus to get ahead

This episode dives into the psychology behind how bonuses are often treated like free money, leading to impulsive spending. Discover the risks of relying on bonuses for financial stability and learn how to invest them wisely for long-term wealth. Hear about tax implications and strategies for making your bonus work for you. The hosts emphasize planning ahead and separating side hustle income to maximize returns. Transform your financial habits with systems that automate savings and investment decisions!
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Jan 8, 2026 • 27min

#484 How to build wealth if you're starting late

Feeling like you started late on your wealth journey? Don’t worry! The hosts explore how to build a financial future, presenting tips for maximizing your savings and investments. They emphasize the importance of cutting high-interest debt and the power of compounding returns. Discover how a strategic approach to real estate and stocks can boost your portfolio, while forecasting future expenses helps avoid impulse spending. Plus, learn to calculate your 'freedom number' and consider transitioning to part-time work for a smoother financial runway.
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10 snips
Dec 31, 2025 • 1h 1min

#483 Buy Property Like a Pro

Dive into the secrets of savvy property buying with brilliant insights on current market trends and first home buyer schemes. Discover how to define success by investing for lifestyle rather than merely accumulating properties. Learn about leveraging investments, the impact of automation on savings, and strategies to reduce entry costs. Explore advanced structures like trusts to maximize tax benefits, and understand the pros and cons of government co-ownership. Get actionable tips to avoid common pitfalls and accelerate your journey towards financial freedom.
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Dec 24, 2025 • 27min

#482 How to nail it with your money in 2026

Discover the potential for financial growth in 2026 by embracing key strategies for your money. Explore market trends and how AI can boost productivity. Learn about the importance of setting up an automatic saving system and capturing pay raises without falling prey to lifestyle inflation. Focus on high-impact moves rather than getting lost in many small changes. Get expert advice to prevent costly mistakes, and stay on track with monthly reviews of your financial plan. Protect your future by planning for unexpected events like redundancies.
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6 snips
Dec 17, 2025 • 26min

#481 APRA mortgage rule changes unpacked

Discover the latest APRA mortgage rule changes and how they impact property investors in Australia. Learn about the new debt-to-income cap and its implications for borrowing. Explore the reasons behind stricter lending rules, focusing on rising household debt and investor share. Hear about the risks of regional property investments and how the six-times income limit could affect various investors. Plus, find out how savvy investors can capitalize on opportunities with non-bank lenders and trust structures. Get insights on navigating these changes effectively!
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9 snips
Dec 10, 2025 • 22min

#480 How to sell an investment property CGT free

Discover how to sell your investment property without incurring capital gains tax! Learn about Australia’s six-year rule and how it connects to the main residence exemption. The hosts dive into strategies for maximizing your gains while navigating first-home buyer schemes and rental deductions. Explore how your residency status can affect tax benefits and hear tips on valuing properties effectively. Perfect for property investors wanting to keep more of their profits!
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Dec 3, 2025 • 21min

#479 $500k income, no investments

Explore the pitfalls of earning a hefty $500k without building real wealth. Understand how lifestyle choices and high expenses can quickly drain your income. Learn the importance of financial targets and automated savings to keep you on track. Discover how to strategically leverage your peak earning years into tangible assets rather than lifestyle inflation. Dive into the psychology of spending and the need for objective financial advice to align goals as a couple. Smarter money moves start here!
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Nov 26, 2025 • 24min

#478 The $600k Cost of Private Schooling

Explore the staggering $600,000 cost of private schooling and its impact on your finances. Delve into the soaring inflation of private school fees and how it can stall saving and investing. Learn the crucial long-term effects of choosing private education versus investing elsewhere. Discover clever funding strategies like investment bonds and tax structures to ease the financial strain. Finally, consider alternative paths like tutors or property investments that could benefit your children’s future.
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6 snips
Nov 19, 2025 • 28min

#477 The Offset Account Trap

Explore the allure of offset accounts and why they can be a trap for your finances. Discover common mistakes people make that could hinder long-term wealth. Compare the returns of offset accounts versus share market investing over the years. Learn when it makes sense to use an offset and how to establish an effective emergency buffer. Gain insights into disciplined spending and making your surplus cash work harder, while avoiding the 'good enough' mentality. It's a deep dive into smarter money management strategies!

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