IBS Intelligence Global FinTech Interviews

Claire Calmejane, Chief Innovation Officer; Albert Loo, Deputy Head of Sales for Global Markets - Fintech strategy & Global Market Incubator, Société GénéraleDigital transformation, it is easy to talk the talk but harder to walk the walk. Among big banks leading the transformation charge in Europe is France’s Société Générale. Claire Calmejane, the bank’s Chief Innovation Officer speaks to Robin Amlôt of IBS Intelligence about SG’s 5-year digital transformation and innovation plan. She is joined by Albert Loo, who leads the bank’s Global Markets Incubator, a programme already paying dividends for SG with a number of solutions integrated and scaled up by the bank.

Andrew Kessler, Chief Technology Officer & Co-Founder, ZenottaBlockchain and data innovation are now going hand-in-hand to make digital systems governance and execution work together to create a new way of using and valuing data in an interconnected world. Andrew Kessler, Chief Technology Officer & Co-Founder, Zenotta, speaks to Robin Amlôt of IBS Intelligence about how digital currency has yet to achieve its potential as a means of exchange and details how assets may be digitised, and how enterprise can benefit from networks which secure the transfer of such digital assets.

Joe Higginson, Chief Commercial Officer, IdentitiiNew customer requirements and pressure from banking regulators around the world are forcing the pace of change in digital banking and open banking but how should banks be performing critical technology upgrades and what are the risks they face in doing so? Robin Amlot of IBS Intelligence discusses the issues and legacy challenges with Joe Higginson, Chief Commercial Officer, Identitii, former Head of Payments at Investec Bank.

Steve Morgan, Banking Industry Market Lead, PegasystemsAccelerate digital transformation and improve customer service may well be the key mantra for many banks now but it is not just about digital banking technology, it is about bringing people with you – both customers and staff. It is about delivering personalised actions for people across the board in payments, lending and financial management. Robin Amlot of IBS Intelligence speaks to Steve Morgan, Banking Industry Market Lead, Pegasystems.

Alistair Stuart, Head of Digital Banking, ApexMany headlines have been devoted to the development of digital banking in the retail and SME sectors but the digital banking landscape in the corporate sector is less developed. Alistair Stuart, Head of Digital Banking, Apex and former COO of Investec Bank, speaks to Robin Amlot of IBS Intelligence about the challenges and opportunities in the corporate banking sector and the barriers to entry in creating a dedicated corporate challenger bank.

Vince Graziani, CEO, IDEX BiometricsThe concept of digital currency, powered by blockchain, has been around for a couple of years but the reality could be here by the end of the year in China. However, there is a growing need for additional layers of security to protect consumers and also to offer the unbanked and underbanked a route to financial inclusion. Robin Amlot of IBS Intelligence discusses authentication solutions with Vince Graziani, CEO of IDEX Biometrics.

Rivo Uibo, Co-founder & Chief Business Officer, ModularbankThe banking industry is undergoing a profound transformation but will the rise of embedded finance be an existential threat to banks or a massive opportunity? Growing demand for BaaS and the potential for an infrastructure play mean that banks could operate in ‘multiple modes’, not only providing services to their own customers but rolling out a variety of services to third parties. Robin Amlot of IBS Intelligence speaks to Rivo Uibo, Co-founder and Chief Business Officer of Modularbank. 

Sylvain Thieullent, CEO, Horizon SoftwareThe longer-term implications of Brexit and Covid-19 for the financial markets are becoming clearer. Financial institutions are being forced to review their existing frameworks to navigate the shake-up of traditional market structures as a result of changing global expectations for financial trading services. Robin Amlot of IBS Intelligence speaks to Sylvain Thieullent, CEO of Horizon Software, which recently introduced a ‘Composite Spreader’ that automates the execution of multi-leg spreads.  

Jeremy Thomson-Cook, Chief Economist, Equals MoneyWhat you need to know about the impact of day-to-day moves in the international money markets and the implications of fiscal and monetary policies for business. The discussion also takes in the coming of digital currencies, stablecoins and CBDCs. Robin Amlot of IBS Intelligence speaks to Jeremy Thomson-Cook, Chief Economist at Equals Money.

Frank Uittenbogaard, Regional VP Europe, BackbaseCustomer habits have shifted; digital access has become of paramount importance and digital adoption at speed has been the watchword in banking in response to Covid-19. To thrive and survive in the new business environment, the onus is on banks to ensure both that their front-end engagement is phenomenal and that priority is given to getting the digital customer experience right. Robin Amlot of IBS Intelligence speaks to Frank Uittenbogaard, Regional VP Europe, Backbase.