IBS Intelligence Global FinTech Interviews

Heang Chan, Co-Founder and CEO of US no codeNo code or low code solutions that help automate digital experiences offer smaller financial institutions the potential to compete against larger banks. A no code solution provides an answer for banks that do not have the resources or the budget to employ teams of software engineers. In other words, it can be a key differentiator for credit unions and smaller banks. Robin Amlôt of IBS Intelligence speaks to Heang Chan, Co-Founder and CEO of US no code provider Prelim.

Joe Ehrhardt, Founder & CEO, TeslarCommercial borrowers are among the highest value customers banks are likely to have, yet in the US, in particular, they may be required to endure highly manual and paper-based experiences. There may be concern among bankers that digitising these relationships may dilute loyalty. What is more important? Convenience or connection. Is there a solution? Robin Amlôt of IBS Intelligence speaks to Joe Ehrhardt, Founder and CEO of FinTech Teslar about how US banks can facilitate digital, personal experiences at scale. 

Dr Jack Baldwin, Chairman & CEO, BHMIThe US banking sector lags the rest of the world in the take up of real time payments and faster payments. We investigate why and what’s likely to happen next, including the impact of ISO 20022 and what changes are coming in disputes management. Robin Amlôt of IBS Intelligence speaks to Dr Jack Baldwin, Chairman and CEO of US payments software provider BHMI. 

Ashish Katkar, Founder & Chief Executive Officer, VeriniteVerinite has published a white paper entitled Guide to Card Management System Implementation for Banks in Asia. Robust growth in card payment volumes, strict regulatory guidelines, rising customer expectations, and tech innovations have combined to usher in a challenging era for financial institutions in the card management space. Robin Amlôt of IBS Intelligence discusses the key trends in card payments in Asia with Ashish Katkar, Founder and CEO of Verinite.

Colin Neil, Managing Director UK, AdyenPayments’ platform Adyen announced the appointment of Colin Neil as UK Managing Director in September 2021. Neil has been with the company since 2018 but prior to that spent decades in the retail sector, including 9 years at luxury fashion house Burberry and another 9 years at home improvement retailer Kingfisher. His time in retail has given him a unique perspective on the role of the FinTech payment provider as he explains to Robin Amlôt of IBS Intelligence. 

Ryan Moore, CEO, Mode Global HoldingsMost FinTechs launch payment cards, tying themselves to the interchange fees and limitations imposed by card schemes. Mode built its own payments solution using open banking, bypassing interchange fees and card schemes entirely. The company came to the London Stock Exchange main market in October 2020 and is one of the only FCA-registered and LSE-listed crypto firms in the UK. It operates open banking and QR code payment services via an app that offers Bitcoin rewards to consumers and provides business with an alternative to card payments.  Robin Amlôt of IBS Intelligence speaks to Ryan Moore, CEO of Mode Global Holdings.

Paul Nilsen, Commercial Director/Managing Director Africa, CIS & Global SaaS, Codebase TechnologiesAfrica’s adoption of feature phone-based mobile money led the world but now the question is whether the continent’s traditional institutions and neobanks can rise to the challenge and opportunity being presented by the pandemic. The answer may, again, be governed by communications with increasing smartphone penetration making eKYC solutions practicable for financial institutions. Robin Amlôt of IBS Intelligence discusses the outlook for neobanks and challenger banks in Africa with Paul Nilsen, Commercial Director/Managing Director Africa, CIS & Global SaaS for Codebase Technologies.

Georg Ludviksson, CEO & Co-Founder, MenigaCarbon Insight is a new green banking solution offered by digital banking tools provider Meniga. It allows users to estimate and track the carbon footprint stemming from their spending patterns, allowing customers to alter their consumption habits and take steps to offset their emissions where such schemes are available. Robin Amlôt of IBS Intelligence discusses the pivotal role banks could hold in the fight against climate change with Georg Ludviksson, CEO and Co-Founder of Meniga.  

Fabien Oliveira, Chief Product Officer, Specialized Finance, Sopra Banking SoftwareThe Sopra Banking Summit, which takes place 18-22 October 2021, will bring together nearly 1,500 financial institutions and more than 100 FinTech companies from 80 countries. Over 45 sessions will be divided into 5 streams: digital banking, payments, automotive lending, digital lending, and a general stream covering other market topics including cloud, financial inclusion, and security. Registration is free and open to all. Robin Amlôt of IBS Intelligence previews the summit with Fabien Oliveira, Chief Product Officer, Specialized Finance, for Sopra Banking Software.

Chirag Shah, CEO, Nucleus Commercial FinanceWhile the most visible impact of open banking has been in the retail banking space, it is also transforming the way small businesses access finance as well. Using the power of open banking and a clutch of APIs, SME lenders can speed up their processes and be more effective and more consistent in the deployment of their funds. Chirag Shah, CEO of UK FinTech SME lender Nucleus Commercial Finance, speaks to Robin Amlôt of IBS Intelligence.