Earn & Invest

For this rewind episode we are revisiting a two part interview. The first is jean Chatzky of Her Money discussing the 2020 recession and its impact on women. The second is with Tori Dunlap from Her First $100K discussing her first of many viral moments on TikTok.  Learn more about your ad choices. Visit megaphone.fm/adchoices

In this rewind episode we ask the all important question: is frugality your Achilles heel? Specifically, are we not paying enough attention to the top line and trying to save our way to wealth? Brian Eufinger, Amanda Abella, And Veena Jetti join us to discuss the importance of making more money when it comes to your financial trajectory. Learn more about your ad choices. Visit megaphone.fm/adchoices

Intellectual property is a category of property that includes intangible creations of the human mind. There are many types of IP such as copyrights, patents, trademarks, and trade secrets. The modern concept of intellectual property developed in Europe a few centuries ago, but in the late 20th century the concept became commonplace in the majority of the world's legal systems.The main purpose of intellectual property law is to encourage and protect the creation of a large and healthy mass of intellectual goods. To achieve this, the law gives people and businesses property rights to the information and intellectual products they create.But given the intangibility of ideas and the ability to use common elements to create similar outcomes, Intellectual property especially to the lay person is becoming more and more confusing.Adding to this confusion is the digital revolution in which publications, articles, pictures, and even business ideas can be available at the touch of a button. Furthermore, social media has elevated us all to mini content producers punching out our blogs, Insta memes, and Facebook posts at an ever-increasing pace.Surely if you are a founder or a budding entrepreneur, it behooves you to protect your own and be wary of other’s intellectual property. But what about you and me? The average, everyday Joe and Jane, clicking away in our ever favorite social media app?Trevor Schmidt is a lawyer for Hutchinson Law who has extensive experience in matters associated with intellectual property prosecution, licensing, enforcement and strategic counseling. He effectively works with companies to monetize and protect their intellectual property through licensing, development, reseller agreements and associated contracts. Having managed domestic and international trademark portfolios for Fortune 500 companies, he has considerable experience in all stages of the life of a trademark including prosecution before the United States Patent and Trademark Office.Trevor routinely provides counsel on the intellectual property issues associated with major transactions and advises clients on maximizing their intellectual property assets through enforcement and licensing strategies.Trevor is also a registered patent attorney with a technical background in physics. He has drafted a number of mechanical-, business method- and software-related patent applications. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Earn & Invest podcast. We have the conversations that help you earn and invest in the future so you can make the right decisions today. I’m your host Doc G and for this episode we are going to talk about something rather difficult. Specifically, financial abuse against women. Kitty was born in the American Midwest, but was voted off in season seventeen. Her wan complexion, intellectual elitism, and gay haircut are all way more welcome in New England, so she lives there now. She shares her life with her partner and twelve pets because she does. not. do. half. measures. She is co host and co creator of all things Bitches get riches including the blog and podcast. Kitty, welcome to the show!Diania Merriam is an Ambitious marketing professional with a passion for building brand longevity through strategic licensing partnerships and brand extensions. She started the EconoMe conference as a passion project rooted in the FIRE movement (financial independence, retire early). The inaugural event happened on March 7th, 2020 at the University of Cincinnati with 9 expert speakers exploring the concept of a new American Dream. She is also the voice behind The Optimal Finance Daily Podcast.   Learn more about your ad choices. Visit megaphone.fm/adchoices

2020 was a year of great social upheaval, protests, and even riots. Some of the worst that we have seen in decades. Many of us, however, remember when four police officers who had been videotaped beating motorist Rodney King were found not guilty of criminal acts in 1992, the city of Los Angeles erupted in what at the time was the worst rioting seen in the US since the 1960s. The loss of life and destruction of property left a significant scar on the city. By the time the riots ended, 63 people had been killed, 2,383 had been injured, more than 12,000 had been arrested, and estimates of property damage were over $1 billion. The Rodney King riots not only reduced taxable sales in the city immediately following the unrest, but has had a lasting impact on the economic performance of the city of Los Angeles.A 2017 study showed the communities most affected by the L.A. Riots have seen little, if any, economic growth during the past two-and-a-half decades, In some neighborhoods, unemployment and poverty have worsened despite efforts by community leaders to boost economic development.Natalie Torres-Haddad was born in El Salvador but was brought up in Inglewood California in the early nineteen nineties. At the age of ten, everything changed with the LA riots. She could no longer play outside, her parents put bars on her windows, restaurants and stores were looted and burnt down to the ground in her neighborhood. And she grew up wanting to do something about it. Accordingly, she went to college to learn about finances to help her community. She got a major in finance and international business but unfortunately she still didn’t understand the meaning of true financial literacy.During her second year of grad school, burdened by student and credit card debt, a mortgage, and running a burgeoning nonprofit, she lost her job and suffered a severe bout of depression which culminated in a short stay in an acute psychiatric hospital. The moment of clarity she experienced shortly thereafter would ultimately change her trajectory and introduce her to the five steps that made her realize that everything would be ok. Natalie Torres-Haddad is a two time TEDX Speaker, An international Award Winning Author of Financially Savvy in 20 Minutes, a bilingual podcast host, international keynote speaker and educator.  She has been featured in the Huffington Post, LA Times, 60 second docs and a Honda commercial playing herself as a Financial Expert.She now is a successful real estate investor and enjoys a career traveling across the country advocating for financial and women’s empowerment and teaching the foreign language of financial literacy. Learn more about your ad choices. Visit megaphone.fm/adchoices

Let me start with Ron Friedman’s Forthcoming book: Decoding Greatness: How The best in the World Reverse Engineer Success.Ron Starts the book with a story: and I’m going to quote it here. Ron says:“By the time Steve Jobs finds out he’s been betrayed, it is already far too late. The press conference is over and the news is out. Slowly, it dawns on him: Apple’s head start is about to disappear. The year is 1983, and we are in Cupertino, California. The computer company Jobs cofounded is barely seven years old. Its rise has been meteoric. In a few short years, Wall Street will place its value at over a billion dollars. But now, just six short weeks from the release of Apple’s boldest innovation yet, the Macintosh, Jobs discovers he’s been scooped. The blow arrives from more than twenty-five hundred miles away, in the lavish ballroom of New York City’s famed Helmsley Palace hotel. Onstage, standing before a gaggle of reporters, Bill Gates has just announced Microsoft’s plans to develop a user-friendly operating system—one with more than a few striking similarities to the Macintosh.”Gates was a vendor of Jobs the time. So inevitably, the next day, there is a face-to-face showdown. Friedman says… “Jobs wasted little time tearing into him. “You’re ripping us off!” he yelled, his underlings glaring, all eyes on Gates. “I trusted you, and now you’re stealing from us!” ”Gates took it in quietly. He paused a moment, not once looking away. Then, he casually delivered a devastating line, rendering the entire room speechless: “Well, Steve, I think there’s more than one way of looking at it. I think it’s more like we both had this rich neighbor named Xerox, and I broke into his house to steal the TV set and found out that you had already stolen it.”You see…”among Xerox PARC's countless inventions was a personal computer most people have never heard of: the Alto. It offered many of the same features that would come to distinguish the Macintosh, like graphics that made computers easier to use, and a mouse for communicating commands. Except the Alto was developed a full decade earlier.”And both Gates and Jobs had reverse engineered their groundbreaking products from the alto.Friedman goes on to say“The practice of reverse engineering, of systematically taking things apart to explore their inner workings and extract new insights, is more than an intriguing feature of the tech industry. For a surprising number of innovators, it’s a tendency that appears to have emerged organically, as something of a natural inclination”Today on Earn & invest we discuss reverse engineering and it’s role in creative and successful endeavors. Learn more about your ad choices. Visit megaphone.fm/adchoices

J Money is an acclaimed blogger and entrepreneur. In 2008, while searching for an apartment he landed himself a $350,000 house and a dyer need to learn how to budget. While searching online, he discovered the world of personal finance and started what would become a multi-award-winning blog Budgets are Sexy which followed his goal of accumulating a seven figure net worth. Along the way he launched and eventually sold Rockstar Finance a curation and community platform with over 5,000,000 views as well as started several philanthropic organizations, won 12 industry awards, and has helped buy or sell over a 100 financial blogs including many of his own. He has been featured in several media outlets including Forbes, Inc Magazine, The New York Times, LA Times, Kiplinger, Entrepreneur, and Business Insider.In 2019, J sold Budgets are Sexy for an undisclosed amount in the mid 6 figure range in part to spend more time with family and in 2020 launched a curation site for The Motley Fool titled All Start Money.He is also a husband and proud father of three boys.  Learn more about your ad choices. Visit megaphone.fm/adchoices

According to JR Gondek and Vanessa Martinez, when we hear the word “wealth,” many of us think about money. But wealth is about so much more than that. All of the aspects of our lives that matter most to us―our family, our legacy, our community, the causes we care deeply about―contribute to our wealth and the richness of our life. Together, they compose our family value. If we are only managing our family’s money, however, our family value is at risk.Current financial advice often focuses on returns and rarely puts those returns into the context of the unique goals, family history, and legacy that a person or multiple generations of a family are trying to achieve.Plus, a fireside chat with my son Cameron G about the secret financial lives of teenagers. Learn more about your ad choices. Visit megaphone.fm/adchoices

According to Alexis Gerst, Author of Leading Remote Teams: Embrace the future of remote work culture, We are cruising through uncharted waters.What started as a brief two-week quarantine has turned into a years-long pandemic that has changed how we work and communicate forever.She goes on to say that Remote work has become a crucial part of every business that wants to survive in this ever-changing reality. And it's up to the leaders to make working from home work for everyone involved.Those who manage to adapt will thrive; those who struggle will be left behind.When it comes to leading virtual teams, working remotely, and making sure that your team does not lose its identity, you, as a leader, have to be the first to adapt, inspire, and motivate. While many feel that the edge of the pandemic is receding and vaccines are ensuring a return to something that feels more like normalcy, the question remains.Is remote work here to stay? And just as importantly, are you prepared?Alexis Gerst is a detail-oriented leader with a passion for remote work culture. As an Acquisition Program Manager, Alexis is experienced leading technical teams toward the procurement and sustainment of critical weapon systems. Alexis earned her Master of Business Administration with a concentration in Engineering Management from Southern New Hampshire University. She is a proactive problem-solver skilled at maximizing productivity through team collaboration, superior communication, and confident decision-making.In Leading Remote Teams: Embrace the Future of Remote Work Culture, Alexis champions the future potential of remote work, explores the advantages of a workplace paradigm shift, and delivers tactical tips for remote leaders to enable team success. Learn more about your ad choices. Visit megaphone.fm/adchoices

“Real estate investing is a wonderful tool. But the key to financial independence or any other worthwhile financial goal has nothing to do with real estate.” So says Chad “Coach” Carson in a July 2020 blog post on Bigger Pockets, a real estate investing platform which offers content, tools, and a community of over 2,000,000 members to help people avoid mistakes; learn valuable tips; find partners, deals, and financing and make the best investing decisions possible.Chad goes on to say:Instead, the basics of building wealth—whether that’s with real estate, stock investing, or starting a business—has three basic steps:1.   Save money2.   Invest the money wisely and3.   Harvest your wealth so that you can live off your investmentsWhile it’s fun to talk about investing, and occasionally you’ll see content on harvesting and living off your investments, learning How to save money (which isn’t that sexy) is the first step and the key to achieving success with real estate or any other wealth-building path that you take.Search any financial independence forum, blog, or podcast, however, and you’ll see that Real Estate is a hot topic that garners quite a bit of attention. But should it?This year, at Camp Mustache, a yearly retreat dedicated to the teachings of Pete Adeney aka Mr. Money Mustache I was privileged to lead a panel discussion involving a group of real estate rock stars and tease out the role it plays in their financial independence journeys.Kavell Taylor is a commercial and residential real estate investor with a portfolio currently valued at almost $10M. She also manages commercial and medical office buildings for a New Jersey-based developer. Santana Perez is a real estate investor in her early 30s, pivoting from a career in energy trading and corporate finance. After growing up in the foster care system and spending 21 years in poverty, Santana discovered FIRE in 2018. Since then, she has single-handedly built a $1M real estate portfolio of 10 doors while raising her son as a single parent. And Ming Mercer began real estate investing in 2014 in her early 20s, then quit her W2 job in 2020 when her real estate income surpassed her family's expenses. With a portfolio of $2M at age 29.I present to you the Real Estate Rockstar Panel recorded live from Camp Mustache on Sunday April 18th 2021. Learn more about your ad choices. Visit megaphone.fm/adchoices