Earn & Invest

In this episode we discuss with Frank Vasquez from Risk Parity Radio the ins and outs of annuities. Are they ever a good deal? When should you buy them and what are the important factors to consider. This episode was recorded live on the Fireside Chat App. Learn more about your ad choices. Visit megaphone.fm/adchoices

Estate planning is one of the most feared personal finance topics today. And yet, it behooves us all to tackle this somewhat complex topic as early as the tender age of 18. We talk estate planning 101 with Vicki Cook and Amy Blacklock of Women Who Money.   Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey this is Doc G and welcome back to earn and invest. Today we are going to talk about entrepreneurship. Specifically…our guest graduated from University in a hasty 2.5 years to rush home and help his parents run their growing apparel industry. After nurturing that business for decades, his successful exit left him with the opportunity in his forties to go out for the first time on his own. In this episode we discuss what it takes to build a mineral and cannabis infused beverage empire. Learn more about your ad choices. Visit megaphone.fm/adchoices

Remember the days of drive up bank tellers and scowering the newspaper for stock quotes? The world has changed much since then. The burgeoning fintech market is making investing, banking, and even shopping for insurance easier than ever. But is it making things better? Are we more at risk for losing our wealth at the click of a button. Join Joe Saul-Sehy, Rosetta Bryson, and Brendan Lee Young as we discuss (Live on the fireside app) how fintech is changing our world.   Learn more about your ad choices. Visit megaphone.fm/adchoices

Hello everybody and welcome to the earn and invest podcast where we not only teach you how to earn and invest in your financial life, but also your unique meaning and purpose/ I’m your host Doc G and today we are going to explore making your first creative dollar with Michelle from the blog savvy history.Now wait a minute. I’m certain that for some of you out there, money and creativity go hand in hand. But maybe even for the majority listening at the moment you might say: Hey, I’m in my forties or fifties and am looking to retire from my job as a doctor, lawyer, engineer…fill in the blank. What’s creativity got to do with it?That’s how I felt. In fact, I was so busy building a career as a physician in my formative years that I continuously pushed down many of the creative outlets which I really enjoyed. I always spurned activities like writing and public speaking because I thought they were just hobbies. No one makes any money doing that! That’s why I became a doctor…to make a living.Yet it was only after reaching financial security that I realized that I had filled my life with activities that lacked the true sense of meaning and purpose that I was looking for. And then I returned to these creative ventures.Listen, we’re not just talking about creativity here. We are talking passion. The old advice used to be “follow your passion”. Now, all the gurus tell us “forget passion, go after what your good at and follow your passions in your spare time.”And it’s not just you.Maybe your past some of these decisions, but what about your kids? Do you support your daughter dropping her engineering major to pursue dance? Do you accept your eighth grader’s poor grades because he’s a guitar prodigy?What do you do?Michelle is the creator of the platform Savvy History which explores biographies using music and storytelling. Michelle specializes in taking true stories from the past and presenting them in an engaging way with folk music. The original music of Savvy History is one part of a larger project focused on creativity throughout history, distilling research into songs, classes, and written articles about inventors, artists, authors, entrepreneurs, and explorers. You can find her blog series entitled First Creative Dollar at Savvyhistory.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode we delve into how passive income has evolved in this post-COVID era.. We look back at three young people who started on passive income journeys pre pandemic and catch up with their current progress. Are they still happy with their choices? Featuring Cody Berman, Justin Taylor, and Rachel Richards.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Is adventure built into your life? Are you sleepwalking through a job you don't like and afraid to see the excitement and possibilities right in front of your face. Heidi Dusek is the creator of The Ordinary Sherpa Podcast where she talks about finding adventure and connection with her family.  Learn more about your ad choices. Visit megaphone.fm/adchoices

2020 and 2021 have been like no other years. Wedged between a pandemic, a bonafide recession, and unprecedented social upheaval, the average American (if such a thing exists) continues to struggle to make ends meet. Rising from this struggle like a phoenix, are small business people, entrepreneurs, and long-term stock market investors. Turn on any new channel and you will hear about the social justice issues facing women and people of color. Unfair and inadequate policing, the glass ceiling, a lack of political representation. These are but a few sentences in a book that currently is too long to read here and indeed is still expanding. Today we are going hear from three real estate investors. Women. People of color. Immigrants. And they are going to answer one simple question.     Kavell Taylor is a real estate investor with a portfolio currently valued at almost $10M. She also manages commercial and medical office buildings for a New Jersey-based developer. Santana Perez is a real estate investor in her early 30s, pivoting from a career in energy trading and corporate finance. Santana spent 21 years in poverty and in the foster care system. She discovered the financial independence retire early community in 2018 and has been steadily accumulating properties, with plans to retire in her late 30s. She has single handedly built her real estate portfolio to 10 doors valued at $1.2M while raising her son as a working parent. Ming began real estate investing in 2014 in her early 20s, then quit her W2 job in 2020 when her real estate income surpassed her family's expenses. With a portfolio valued at $2M, she now spends most of her time with her husband and two young children, plus works on her non-profit "Build Her Village," which empowers working women with knowledge. Ming also owns Alina Mae Maternity, a fashion brand providing pregnant women professional-looking comfortable clothing.          Learn more about your ad choices. Visit megaphone.fm/adchoices

We all recognize the names: Dogecoin, Gamestop, Robinhood. For every long-term boring investment, there is a high risk speculative asset or platform just waiting to gobble up our spare money . When we think of individual investors, we have a rather laissez faire attitude. So be it.But what happens when it is your advisor, broker, or investment house that is giving you bad advice. When does it cross the line from poor performance to deception and outright self-serving fraud? And more importantly, how do you protect yourself before it happens. And who do you turn to for help when all the money is gone! David Meyer has been dubbed “The Screwed Investor’s Lawyer”. He has achieved jury verdicts, arbitration awards and settlements with a combined value of hundreds of millions of dollars on behalf of his clients. He had the honor of winning the largest jury verdict in Ohio's history, a verdict in excess of $260 million on behalf of 250 investors against Prudential Securities. His new book is The Investor Protector: Stories of Triumph over Financial Advisors Who Lie, Cheat, and Steal. Learn more about your ad choices. Visit megaphone.fm/adchoices

I couldn’t think of two more different stories:In the recent award winning Nomadland: Fern (played by Frances McDormand) is grieving a life that’s been ripped away from her. When the gypsum plant in her Nevada hometowon closes, the town of Empire quite literally closes with it. In six months, its entire zip code is eliminated. Meanwhile, Fern’s husband dies, leaving her completely alone and “homeless.” Hitting the road in search of work as a seasonal employee at an Amazon center, Fern starts living in her van, eventually getting involved with a group of modern nomads, although she inevitably ends up alone again, traversing the American landscape.In a completely different world, another set of nomads, Bryce Leung and Kristy Shen cofounders of the millennial revolution platform, decided that they no longer wanted to toil away at a stressful, hateful job for 30-40 years, to pay off a massive mortgage, only to die of a heart-attack at their desks or be laid off without a pension.So instead of drowning in debt to buy a house in one of the most expensive cities in Canada, they rented and invested instead. For Them, Going against the status quo TOTALLY PAID OFF!  They managed to build a 7-figure portfolio, which has allowed them to retire in their 30s and travel the world!Two sets of nomads with completely different stories and motivations. Yet, are there similarities? Are there common threads that unite the story of what it means to be homeless in the ever shifting world of today.Bryce Leung and Kristy Shen are the writers behind Millennial revolution, their most recent book is Quit like a millionaire: No gimmicks, luck, or trust fund required! Bryce and Kristy,  Learn more about your ad choices. Visit megaphone.fm/adchoices