The Curve

'Tis the season to be jolly... and broke? Not on our watch! This week, with the help of Dani (our FAB commercial director), we unwrap all things holiday finance, from battling the December spending spree to navigating the post-Christmas credit card hangover. We dish out practical tips on setting budgets, finding thoughtful gifts (spoiler: no kimchi, please), and even regifting with flair. Plus, Danielle reveals how planning ahead saved her £260, Vic champions the art of thoughtful gifting, and Sophie learns the power of actually starting in October. If Christmas has you feeling frazzled, join us for a laugh, a lesson, and maybe a plan for a less stressful silly season next year. Your wallet will thank you! Take control of your finances without the fluff. The Universal Money & Investing Course is here to help you master money and investing your way - and right now, you can snag an early bird discount. To learn more / sign up, click here. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Ever felt the sting of financial FOMO? We’ve been there - cashing out too soon and watching those stocks skyrocket. But don’t worry, we’re here to talk about how to move on and make better money moves. December means one thing in the finance world: the Santa Rally! What is it, how does it affect us, and how does it compare to the rest of the year? We break it all down. Next, we’re bringing the holiday spirit to smart gifting! Learn how to be the cool godmother or aunt with a long-term flair - just like a savvy investor. We’re also spilling the tea on Uber’s latest troubles, tackling the slowdown in luxury markets (yep, diamonds aren’t always forever), and diving into Elon Musk’s $56 billion Tesla bet. Will he come out on top, or will the courts call the shots? Watch this episode on YouTube. Take control of your finances without the fluff. The Universal Money & Investing Course is here to help you master money and investing your way - and right now, you can snag an early bird discount. To learn more / sign up, click here. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

What if the secret to building wealth isn't just saving - but borrowing smartly? In this episode, we sat down with Sam Rosenberg, founder of the fintech platform Belong, about flipping the script on investing. From leveraging loans to make your money work harder, to unraveling why our brains love hoarding cash like dragons, this convo is packed with lightbulb moments. Sam also spills on what behavioural economics taught her about our quirky financial habits and how Belong is designed to tackle them head-on. Oh, and she may or may not have revolutionised the concept of a mortgage for the stock market. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

The price of coffee is on the rise, thanks to climate change giving Brazil’s beans a rough ride. Meanwhile, New Zealand’s interest rates are dropping faster than our willpower in the snacks aisle, but is that actually good news? Spoiler: it’s complicated. We also dive into emerging markets, which are currently in the bargain bin of the global economy. Why? And could this be your next investment move? (Hint: cycles aren’t just for spin classes.) Plus, Sophie shares as she embarks on buying property with a friend - because who needs a man? All that, and some witty banter about inflation-proofing your cash and the sneaky supermarket tactics designed to empty your wallet. Pour yourself a (pricey) coffee and listen in - your wallet will thank you. Watch this episode on YouTube. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Ready for some serious penny-drop moments? In this throwback episode, we dive into why keeping your money in the bank might feel safe - but is actually costing you big time thanks to inflation. From redefining what "long-term investing" means (spoiler: it's not just 2 years) to sharing personal finance mishaps, this chat is packed with wisdom, laughs, and practical tips. If phrases like "markets go up to the right" or "bucket investing" have you scratching your head, you’ll leave this episode feeling like a pro. Plus, discover why investing now is way better than waiting for that “perfect” moment. It’s time to stop letting your savings collect dust and start making your money work for you! For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Hey NZ, we’ve got a little treat for you! Sign up to ShopBack with our code CURVE10 and pocket a $10 bonus - just in time to crush those Black Friday Cyber Monday deals. Think of it as cashback magic for your wallet! Did you know Black Friday sales account for over $9 billion in online spending each year? This episode breaks down how to spot genuinely good discounts, and why making a list might save your wallet (and your sanity). Plus, we’re sharing a cashback hack that could make your holiday shopping even sweeter! After Black Friday, we dive into the finance world’s latest buzz: Netflix’s first foray into live streaming, featuring a boxing match that packed a punch but also some major tech hiccups. And in big tech drama, Google faces the possibility of being forced to sell off Chrome and Search - what does this mean for investors? Finally, the ice cream business gets political as Ben & Jerry’s squares off against Unilever. Tune in for all the juicy details and a surprise birthday moment you won’t want to miss! Watch this episode on YouTube. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Once dismissed as frivolous splurges, luxury handbags are now being eyed as smart investments. Could that Chanel or Hermes in your closet be worth more than stocks? In this episode, auction expert Meg Randell takes us through the booming market of designer bags, where brands like Chanel and Hermes see annual price hikes that outpace many traditional investments. From spotting valuable styles to the high-stakes game of “Birkin Bait,” discover the secrets to buying bags that hold - and even grow - their value. Learn how to navigate authenticity checks, spot rare finds, and make your love for fashion pay off. If you've ever thought about the financial power of your favourite accessories, this episode is your insider’s guide to stylish returns. The Bonhams Luxury Gift sale runs November 22nd – December 3rd 2024 and features a beautiful array of luxury pieces from Chanel, Hermes, Dior and more, just in time for Christmas. Browse the catalogue and bid online via their website. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

A peek into a hilariously earnest high school time capsule reveals tiny Vic’s fascination with the news and dreams of PwC, New York, and a life well-lived. Spoiler: some of it worked out, but the love life? Let’s just say it’s been a journey. Shifting gears to today’s big money moves, Bitcoin is on a tear, nearing $90k, and we’re dissecting the FOMO, the risks, and why it’s okay to sit on your hands instead of chasing the hype. Meanwhile, Warren Buffett’s $300 billion cash pile has us wondering - what does the Oracle of Omaha know that we don’t? Plus, we share some all-too-relatable listener stories: from accidentally skipping council rates (oops) to learning the hard way about crypto scams. It’s a crash course in why financial literacy, emergency funds, and a touch of scepticism are your best friends. Sprinkle in some love for long-term investing (shoutout to Buffett) and reflections on the realities of building wealth - slow and steady wins the race. Got a money mishap or a financial flex to share? Drop us a voice note on The Curve Hotline - we might just feature your story (and give you a virtual Curve cuddle)! For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

OnlyFans has changed the game for content creators, and few have played it better than Grace Wears Lace. Rising from hotel receptionist to internet millionaire, Grace pulled in a jaw-dropping $1 million in her first year alone. Now, with a thriving business and three properties under her belt (soon to be four), she’s proof that the platform isn't just about subscriptions - it’s a lucrative business strategy, with monthly earnings ranging from $60,000 to over $100,000. Grace takes us through the unfiltered reality of her world, from the trial-and-error of content pricing to the explosive discovery of financial domination (or "findom"), where her clients actually pay her to control their finances. In fact, some even beg her to “drain” their accounts. It turns out that success on OnlyFans requires way more than just a few photos - it’s a full-time hustle, a business model that involves marketing savvy, high-stakes decision-making, and a strong understanding of personal boundaries. Grace demystifies the misconceptions, breaks down the stereotypes, and gives a whole new meaning to “earning it on your own terms.” Watch this episode on YouTube. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

With the recent election on everyone’s mind, we’re diving into how these shifts are affecting the markets and the moral dilemmas they bring. From Trump’s policies impacting the S&P 500 to the ethical questions around investing in high-carbon companies, we’re unpacking the complex intersection of finance, values, and what it means to stay true to our principles as investors. Our amazing commercial director, Dani, joins in to share insights on balancing profit with purpose, as we look at the rise in crypto, oil, and gas stocks - and why they may or may not align with our long-term goals. How can we stay committed to the companies doing good when the market rewards those that don’t? And when billionaires are pocketing billions, where does that leave the rest of us? Join us for a reflective discussion on finding integrity and direction in today’s financial landscape, even when it feels like everything’s upside down. Watch this episode on YouTube. Podcast episodes mentioned: RTC21: Is cryptocurrency something you should be investing in? RTC140: Why investing isn’t as scary as you think. Feeling fired up, frustrated, or just need to vent? Share your thoughts with us on The Curve Hotline - we’re here to listen and keep the conversation going. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.