The Curve

Okay, bad news first: millennials are the first generation in history to be worse off than their parents (yep, studies confirm it). With homeownership rates down 28% compared to boomers at the same age and wages barely keeping up with inflation, the traditional path to wealth - buy a house, retire rich - is looking real shaky. But what if there was another way? Enter Avion Gray, co-founder of fintech platform BeLong, who's tackling the paradox of wealth head-on. She breaks down why we struggle to save, how attitudes toward risk are keeping us broke, and why investing needs a serious rebrand. We also dive into the Boost Loan - a game-changing way to invest more now - and her best tips for funding a business (without selling a kidney). Oh, and did we mention she’s also a stock-picking queen? We unpack Avion’s investing strategy, the stocks she holds (including one she regrets selling), and how she spots opportunities when the market freaks out. If you've ever felt stuck between paying rent and growing your wealth, this episode might just change your money mindset forever. Ready to join The Club?! The Curve Investing Club will give you up to date stock market, business and money news, deep dives into investing ideas and most importantly, an incredible group of women all wanting to grow their wealth together. Find out more, and join us here. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

AI just shook the stock market hard. Nvidia - aka the golden child of AI investing - lost $600 billion in a day, thanks to a mysterious new player from China. What is Deep Seek? Why is it supposedly 27 times more powerful than ChatGPT? And does this mean Nvidia’s reign is over? We break down the chaos, what it means for investors, and whether this is a buy-the-dip moment or a warning sign. Plus, a TikTok takeover twist, LVMH’s latest struggles, and a reminder that inflation is still gnawing at your savings like a sneaky little garden gnome. Ready to level up your investing game? Join our Investing Club for exclusive insights, expert tips, and all the tools you need to grow your wealth - learn more and sign up here! For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

In this throwback episode, we chat with Alec and Bryce, the dynamic duo behind Equity Mates, and our first-ever male guests! They spill the beans on avoiding lifestyle creep (you know, that sneaky habit of spending more when you earn more) and why your 20s are pure gold for investing. Bryce shares his textbook-perfect childhood money lessons (spoiler: he started saving at five!), while Alec talks about the spectacular failure of his first stock pick - and what it taught him. Whether you’re a total beginner or just looking for a motivational push to dust off your investing game, this episode is for all. Plus, you’ll find out which stock market indexes they love and why “companies die, but indexes are forever.” Let’s get you back on that investment bandwagon, shall we? For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

This week, we’re popping bottles - but not of champagne because shipments are down, and we’re not about to splurge on bubbly when everyone’s tightening their wallets. Today, we're unpacking why luxury brands and Puma are struggling while Netflix casually crushes records with 19 million new subscribers (thanks, password crackdown). We dive into Trump’s latest antics, from federal hiring freezes to TikTok’s temporary rescue mission that left influencers in a frenzy. Plus, why diversity, equity, and inclusion policies are taking a back seat, and what it means for the future of the workplace. So grab your headphones, pour yourself a budget-friendly Prosecco, and let’s make sense of the madness. Episode mentioned in this podcast: What Immigrants Teach Us About Wealth & Opportunity, with Nina Mohanty. Ready to level up your investing game? Join our Investing Club for exclusive insights, expert tips, and all the tools you need to grow your wealth - learn more and sign up here! For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Meet Nina Mohanty, one of the most inspiring guests we’ve ever had on the pod. She’s a fintech founder, an investing trailblazer, and someone who can explain why immigrant communities are reshaping economies with more grit and innovation than most of us could dream of. Did you know immigrants in the US and UK are 5x more likely to start a business than native-born citizens? It’s not a coincidence - it’s a mindset. Nina breaks down the secret sauce behind this entrepreneurial success: from collective money practices to turning risk into reward, and why traditions like pooling resources are the ultimate hack for building intergenerational wealth. In a world where immigration is often politicised (and yes, we’re looking at you, Donald), Nina’s insights couldn’t be more timely. We explore the collective money mindset of immigrant communities, how generational wealth can actually be intergenerational, and how her platform Bloom Money is bringing these ancient traditions into the fintech age. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

The LA wildfires are among the most devastating natural disasters in recent history, with 12,000 structures lost, 200,000 people displaced, and $275 billion in economic damage. This episode explores the financial toll, from $20 billion in insurance claims to the ripple effects on housing and the global economy. We also provide actionable tips - auditing insurance, building emergency funds, and investing in climate-conscious companies - to help you prepare for an uncertain future. It’s a stark reminder of the cost of climate inaction and a call to build a more sustainable world. If you’re moved to help, below are some links to trusted organisations providing relief and support for those affected by the fires: 211 LA | California Community Foundation Fund | Direct Relief | Greater Los Angeles Education Foundation | Habitat for Humanity of Greater Los Angeles | Los Angeles Fire Department Foundation | Musicares | Pasadena Educational Foundation Eaton Fire Response Fund The Curve is BACK IN NZ! Join us for unforgettable night in Auckland CBD as we celebrate the launch of our new Investing Club. Join Soph and Vic (along with some very special guests) for an inspiring conversation packed with investment insights for 2025, practical financial tips, and lessons from 2024 to help you reset and make this year your most financially empowered yet.  Date: Tuesday, 4th February Location: Alberts, Auckland NZ Expect exclusive goodie bags featuring some of your favourite brands and champagne on arrival. Don’t miss this rare opportunity to connect with the Curve community. Seats are very limited—grab your tickets now! Ready to level up your investing game? Join our Investing Club today and start building your financial future - sign up here! Podcast recordings mentioned in this episode: RTC60: How to negotiate a pay rise with Meggie Palmer. RTC63: A guide to adulting - Getting your Plan B sorted before it’s too late. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

New year, new budget. In this episode, we chat about ditching outdated money habits, setting up a foolproof 3-bucket budget system (essentials, non-essentials, and surplus), and why jumping ship from your childhood bank could save you big bucks. Dani shares exactly how she splits her pay and explains why budgeting is less about penny-pinching and more about feeling financially light. Whether you're starting fresh, trying to fix a blowout, or just want to stop skipping dinner for dessert, this episode is packed with super helpful insights and actionable tips. Also… Paris? That’s a whole budgeting lesson in itself. Episode mentioned in this podcast: How financial literacy can change your life, with Norma Cassius. Want to invest but aren’t sure where to start? We have just created The Ultimate Money + Investing Course which is exactly what you need to get going. Imagine Netflix, Masterclass and every money self help book had a baby… it’s short, easy to follow with actionable steps designed to fast track you to not just thinking about investing, but actually doing it. We recommend all beginners do this course before joining the club. Find out more here: https://thecurveplatform.com/pages/universalmoneycourse For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

We’re kicking off 2025 with a deep dive into what lies ahead - and taking a moment to look back at the year that was. First, we reflect on 2024’s incredible market performance, from the S&P 500’s stellar 25% return to the tech sector’s role as the ultimate overachiever. Then, it’s all about the future: Soph shares her New Year productivity hacks (spoiler: vision boards make an appearance), and Vic talks financial transparency and how her emergency fund came to the rescue when she needed it most. We also put our crystal balls to work, predicting whether AI will keep driving the stock market, which companies will dominate the S&P 500, and if Bitcoin will hit $200K. Oh, and don’t forget about the wildcards - we’re throwing out some seriously rogue guesses (Netflix merging with Spotify, anyone?). But we want to hear from you too! What are your predictions for 2025? Which companies will crush it, and what trends do you think we’ll see? Drop your thoughts in the Spotify comments or send us a DM - we might feature your ideas in an upcoming episode. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

It’s been a YEAR, hasn’t it? From navigating the wild world of personal finances to growing The Curve into a full-on business with staff (yep, we’re bosses now), we’re reflecting on it all. In this episode, we're unpacking the lessons learned in 2024 - like how your personal money habits spill into business, why an emergency fund is your BFF, and the unexpected highs (and lows) of startup life. Expect serious reflections, a few lightbulb moments, and some truly honest chats about what we’ve achieved, where we’ve tripped up, and what’s next. Thank you for being the heart of this journey - your support, shares, and listens make it all possible, and we couldn’t do it without you! See you in 2025 <3 Watch this episode on YouTube. Take control of your finances without the fluff. The Universal Money & Investing Course is here to help you master money and investing your way - and right now, you can snag an early bird discount. To learn more / sign up, click here. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Today we're kicking things off with a stock market glow-up as the S&P 500 soars 30% - but will the good vibes last? We throw out our bold predictions for next year and weigh in on what the experts are saying. Then, it’s time to talk AI - who’s building it, why it matters, and how it’s tied to the gender pay gap. Spoiler: women need to step up and join the AI revolution! Next, Walmart's 80% stock surge has everyone buzzing. Is a recession looming? A quirky new economic indicator pits luxury shoppers against Walmart warriors, and we ask: “Is interest the Viagra of the economy?”  We also dive into the growing power of women, who are set to control a jaw-dropping $34 trillion by 2030. From high-paying jobs to generational wealth shifts, this rise is changing the game - and philanthropy may never be the same. Finally, we celebrate Taylor Swift’s Eras Tour, which wrapped up as the biggest wealth-generating concert of all time (yes, $2 billion just in ticket sales!). Oh, and before we say goodbye, we humbly ask for your votes at South by Southwest in London... To vote, click here: https://sxswlondon.awardsplatform.com/ Thank you!! Take control of your finances without the fluff. The Universal Money & Investing Course is here to help you master money and investing your way - and right now, you can snag an early bird discount. To learn more / sign up, click here. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.