Student Loan Planner

Investing is a crucial part of building long-term financial stability. Even if you have student loan debt that tops $500,000 or more, here's a look at how our flagship course, Six Figure Debt to Six Figure Net Worth, can teach you to invest and transform your life. In today's episode, you'll find out: Why you should be investing even with student loan debt What you'll learn in our Six Figure Debt to Six Figure Net Worth course Why the stock market crashed 30% when the pandemic hit What the Fed did to help the market rebound so quickly Why the stock market is strong despite the growing pandemic What's the best thing to invest in for long-term growth How to choose which fund to put your money in The story behind market capitalization weighted investing How tax loss harvesting can save you big money Why the order of your actions matters for building wealth Why it doesn't matter if student loan forgiveness happens or not How to define your goal of financial security How to sign up for the Six Figure Debt to Six Figure Net Worth course Full show notes at: http://studentloanplanner.com/87 Links mentioned: Six Figure Debt to Six Figure Net Worth Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts Follow on Facebook, Twitter, or LinkedIn Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

Dr. Carrie Jurney joins me in this episode to talk about mental health challenges of veterinary professionals. She is the board president of Not One More Vet, Inc, which is the largest profession-specific mental health advocacy organization that I'm aware of, and helps to foster a community of over 25,000 veterinarians, support staff, and vet students to promote better mental health and self care. In today's episode, you'll find out: Why compassion fatigue is a real issue How Not One More Vet got its start Why being a vet is more than playing with dogs and cats all day The importance of community among veterinary professionals Why "working harder" won't fix compassion fatigue or burnout How to recognize if someone you love is struggling mentally The role of student loans in psychologic distress Why younger vets are at higher risk of decreased well-being What drives the cost of veterinary care up How cyberbullying starts among vet professionals How to find mental health support as a veterinary professional Full show notes at: http://studentloanplanner.com/86 Links mentioned: Not One More Vet The Social DVM American Medical Veterinary Association BetterHelp Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts Follow on Facebook, Twitter, or LinkedIn Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

Big changes are coming to student loan servicers and I'm talking about what it means for your bottom line, your life, and your anxiety levels. I'll give you a rundown of who the new servicers are and my predictions on what will happen when they take over. I also answer listener questions about PSLF payment caps, 1099 vs W2 earnings, and what happens to your credit score after student loan forgiveness. In today's episode, you'll find out: The federal student loan program pre-2010 How the direct student loan system works now Why the government outsources student loan servicing My thoughts on the effectiveness of current student loan servicers A rundown of the five new student loan servicers Why I think hiring new servicers will be a disaster What's contributing to the 'perfect storm' in student loans Why I think the CARES Act payment suspension will be extended What to do to prepare for a servicer switch if you're pursuing PSLF How to prepare if you're not pursuing PSLF Why having a student loan plan in place now will make the transition easier My advice on why you shouldn't panic Full show notes at: http://studentloanplanner.com/85 Links mentioned: Get a student loan plan Book a follow-up consult for existing clients Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts Follow on Facebook, Twitter, or LinkedIn Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

Nicole Hatcher is a physician assistant and the personal finance expert behind Frugal Chic Life. She shares her story of becoming a PA and her experiences with racism and bias as a professional. We also talk about degree creep as a hurdle for Black people getting a college education and how to make healthcare professions more accessible to minorities. In today's episode, you'll find out: Why Nicole chose to go into the medical field Why she decided to become a PA instead of a doctor The ways being a PA is more flexible than being a doctor Where the PA profession got its start How much PA school costs The average student debt of a PA The earning potential of a PA right out of school How systemic racism shows up in healthcare Nicole's experiences with racism as a professional How degree creep is widening the racial wealth gap How Nicole is promoting financial literacy Full show notes at: http://studentloanplanner.com/84 Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Stitcher, Spotify or TuneIn. Leave an honest review on Apple Podcasts. Follow on Facebook, Twitter, or LinkedIn Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

The student loan interest freeze is set to expire on September 30. Even if Congress passes a bill to extend the relief, you'll have to start repaying your loans eventually. But there's an election coming that could change the future of student loan refinancing. Join me as I talk about what refinancing might look like after the pandemic and how the election could impact your decision to refinance your federal loans. In today's episode, you'll find out: Why common student loan repayment strategy is bad advice 3 criteria you must meet before refinancing your student loans My thoughts on whether Congress will extend the student loan payment freeze Why you should wait to refinance federal loans How to get the best interest rate now if you want to refinance later The impact of Biden's plan vs. Trump's plan on student loan refinancing Why your student loan debt is not a death sentence Plus, answers to listener's questions about student loan repayment Full show notes at: http://studentloanplanner.com/83 Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Spotify or Google Podcasts. Leave an honest review on Apple Podcasts. Follow on Facebook, Twitter, or LinkedIn Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

Lauryn Williams, CFP, CSLP, shares why investing in real estate might be more work than you think, how to grow passive income streams with alternative investments and tips for student loan borrowers that want to invest in real estate. In today's episode, you'll find out: How Lauryn became an accidental landlord What she learned about owning a rental property Costs people forget to include in the rental price Lauryn's bad experience with selling her rental home What return Lauryn got in 16 years of being a landlord Why people are drawn to investing in real estate The best way to grow your net worth according to Lauryn Whether student loan borrowers should invest in real estate Full show notes at: http://studentloanplanner.com/82 Links mentioned: • Coach Carson • Bigger Pockets • Passive Income M.D. • Semi-Retired M.D. Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Stitcher, Spotify or TuneIn. Leave an honest review on Apple Podcasts. Follow on Facebook, Twitter, or LinkedIn Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

Meagan Landress, CSLP and owner of Financial Coach Meagan, shares the best way to plan for the cost of undergrad and grad school, the importance of understanding how the federal student loan system works, and why you don't have to feel embarrassed or sad about how much you borrow. In today's episode, you'll find out: Meagan's advice to find the true cost of attendance What loans you can get for undergraduate school How your dependency status impacts your borrowing limit Meagan's thoughts about when to take out a private student loan Where to go to find scholarships to help pay for college How your parents can retire 2 years earlier How paying for grad school is different from an undergrad degree How your payment can be the same no matter how much you borrow Why a pre-debt plan can save you 5 and 6 figures Full show notes at: http://studentloanplanner.com/81 Links mentioned: The Scholarship System Pre-Debt Student Loan Consultation Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Stitcher, Spotify or TuneIn. Leave an honest review on Apple Podcasts. Follow on Facebook, Twitter, or LinkedIn Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

Lauryn Williams, CFP®, is one of our student loan consultants and the owner of financial planning firm Worth Winning. In this episode, we talk about the racial wealth gap, the impact it has on communities of color, and how black people are disproportionately impacted by student loan debt. Williams also shares her thoughts about how to make the financial industry more welcoming to black communities. In today's episode, you'll find out: Who Lauryn Williams is How Williams became aware of race and gender What it's like to be a black woman in the financial industry What the racial wealth gap is Why there's a gap in student loan borrowing between races Williams advice on how to closing the racial wealth gap What you can do to be more welcoming to people of color Full show notes at: http://studentloanplanner.com/80 Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Stitcher, Spotify or TuneIn. Leave an honest review on Apple Podcasts. Follow on Facebook, Twitter, or LinkedIn Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

Many student loan borrowers struggle with their mental health. If you've ever felt stress, anxiety or worry about your student loan debt, you're not alone. Student loan debt shouldn't stop you from living your best life. I can't wave a magic wand and make it all go away but, in this episode, I share some tools to help. In today's episode, you'll find out: Results of our recent student loan mental health study Why 90% of our listeners have severe student loan anxiety The top 6 things borrowers worry about because of their student loans Why borrowers are more stressed about student loans than COVID-19 How to change your outlook on student loans to reach financial milestones Why student loan interest doesn't matter Why I don't think forgiveness will go away How to buy a house with student loan debt Why you shouldn't wait to have kids because of student loans My thoughts on what the next stimulus bill will include Full show notes at: http://studentloanplanner.com/79 Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Stitcher, Spotify or TuneIn. Leave an honest review on Apple Podcasts. Follow on Facebook, Twitter, or LinkedIn Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

One of the weirdest student loan repayment loopholes that I know of is the double debt loophole. It only works for married couples, but it can change the way you think about your student loan debt. In this episode, I talk about that and 7 other loopholes we use to save you money on your student loans. In today's episode, you'll find out: What is the double debt loophole and how does it work Why the loophole doesn't work with all repayment plans Examples of the double debt loophole in action The #1 thing I tell our consultants about student loan planning Why federal student loan interest will be so low for fall 2020 and spring 2021 The 7 other loopholes our consultants use to lower your monthly payment How to know if you need a professional to analyze your student loans Full show notes at: http://studentloanplanner.com/78 Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Stitcher, Spotify or TuneIn Leave an honest review on Apple Podcasts Follow on Facebook, Twitter, or LinkedIn Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan