Student Loan Planner

Student Loan Planner consultants Rob Bertman and Meagan Landress share their best tips to find balance with budgeting, saving, investing, and paying off debt without sacrificing your quality of life. In today's episode, you'll find out: The right balance between paying off debt and saving for the future The one thing you need to set yourself up for financial independence Why Landress thinks zero-based budgeting is exhausting and what she does instead Bertman's 3-step process to setting up the perfect budget Strategies to realistically reduce how much you spend each month Why experimenting with budgeting methods can help you long-term How to find balance with your finances as a couple Should you take savings out of the bank to pay off your credit card debt How to prioritize your private student loans with income-driven repayment options Full show notes at: http://studentloanplanner.com/96 Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts Follow on Facebook, Twitter, or LinkedIn Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

Physicians often ignore their student loan debt because so much of their brain space and emotional energy is dedicated to their vocation of medicine. In this episode, Student Loan Planner consultants Lauryn Williams and Justin Harvey explore unique student loan considerations and strategies for physicians. In today's episode, you'll find out: An inside look at Justin and Lauryn's personal lives How Justin and Lauryn each met their spouses Mental health challenges and compartmentalization physicians face Why it's bad advice to ignore student loan debt during residency Specific strategies to get in front of student loan debt during residency How a student loan consult during residency saved one physician $80k Considerations anesthesiologists must face when choosing employment When working at a hospital might not qualify an anesthesiologist for PSLF Why it might make sense to refinance your physician student loans Why mental health matters in your student loan repayment plan The importance of "following the money" for financial advice Full show notes at: http://studentloanplanner.com/95 Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts Follow on Facebook, Twitter, or LinkedIn Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

With Travis on paternity leave, the consultants are taking over the Student Loan Planner Podcast. All four consultants come together to share the good, the bad, and the ugly about student loans and your personal finances. In today's episode, you'll find out: Who are the Student Loan Planner consultants How to make a career change when you have student loans How bad advice from a friend cheated a client out of qualifying for PSLF Sometimes letting your balance grow over time makes sense How to pivot your student loan plan as your life changes The importance of keeping your options open Why every married couple in a community property state needs a consult Why you need to invest in yourself to accomplish financial goals How living abroad can erase your monthly student loan payment Full show notes at: http://studentloanplanner.com/94 Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts Follow on Facebook, Twitter, or LinkedIn Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

If you're frustrated with your job and dreaming about making a change, this episode is for you. I'll show you the 3 traits you need to learn to love your job. And if you can't? That's okay because we'll talk about the steps you can take to leave your job and do something you love. In today's episode, you'll find out: How to boost your happiness long term instead of just temporarily How to find gratitude despite student loan debt Why comparison is the thief of joy Why you shouldn't worry about imposter syndrome How to feel capable of achieving your goals despite your loans Why I left my job in corporate America Steps you need to take to make a change in your career Why you need money even though it can't make you happy Why it's okay to go back to school and get a different degree Why you can pursue your passion when you have student loan debt Full show notes at: http://studentloanplanner.com/93 Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts Follow on Facebook, Twitter, or LinkedIn Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

The pandemic has brought a significant amount of stress into our lives. For borrowers already feeling pressure because of high student debt balances, this might be the breaking point. Which professions regret their career the most? And is it because of the pandemic or because of student loan debt? I reveal what our listeners say are the best and worst jobs during the pandemic. In today's episode, you'll find out: "Career regret" survey results from 3,000 professionals Why 3x as many people regret their career because of student loan debt Who has the biggest career regret because of coronavirus The best jobs to have during the pandemic Which profession wishes they could get a "do over" because of student loans The key factors that make careers more pleasant during the pandemic The best profession for not worrying about student debt Religious workers can now qualify for PSLF Real quotes from listeners about job satisfaction Why PTs aren't respected as being a doctor The 2 clear paths to student loan repayment for physicians What to do if you're unhappy in your career Full show notes at: http://studentloanplanner.com/92 Links mentioned: Leave me a voicemail and your question could be featured on our show Faith leaders now eligible for PSLF Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts Follow on Facebook, Twitter, or LinkedIn Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

From the perspective of what you'll have to pay on your student loans, the worst that can happen isn't any different than being a resident of California or New York City. Student loans aren't a debt sentence. If you have a plan in place, life can be pretty good with student loans. I explain why student loans are like a tax, and also answer a few listener questions about student loans. In today's episode, you'll find out: Listener question: Should you take out the max student loans this year? Listener question: How to refinance as an international student? The wage gap between college graduates and non-college graduates Why college demand has gone up in the last 10 years How the federal government is driving up the cost of education How the cost of living in California and NYC is the same as paying on student loans Why I think the tax bomb will be eliminated someday How someone with $250,000 in student loans is better off than someone who's mom or dad paid for their education completely Why your student loan debt is like a tax and not a debt Full show notes at: http://studentloanplanner.com/91 Links mentioned: Refinance your student loan Submit your question to Student Loan Planner Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts Follow on Facebook, Twitter, or LinkedIn Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

In addition to Joe Biden announcing Kamala Harris as his running mate, President Trump issued a student loan order. Trump's order extended some of the relief of the CARES Act but it also comes with some confusion. In this episode, I'm giving a rundown of the impact it could have and what the order means for you. In today's episode, you'll find out: Overview of recent events in Washington, DC What Kamala Harris thinks about student loans Which programs Harris thinks should be expanded What I think will happen to student loans if Biden wins Why Trump's student loan order might not be legal Why economic hardship deferment matters when the CARES Act ends The truth about whether payments will resume in October How the suspended payments work under Trump's student loan order Whether the months after September 30th count toward forgiveness What happens to borrowers in default My advice on what you should do based on Trump's student loan order Full show notes at: http://studentloanplanner.com/90 Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts Follow on Facebook, Twitter, or LinkedIn Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

Knowing how to handle your student loans is only part of the equation. You must also know how to invest so that, one day, you'll have so much net worth that having student loans is irrelevant. Join me as I go through several listener-submitted questions about how to invest with student loans, and how the pandemic recession might impact your strategy. In today's episode, you'll find out: What to do if you don't have access to a 401k or 403b When I don't recommend becoming a landlord My advice for a side hustle for extra income What to do if you get a big windfall The most important metric to consider before investing How to read a mutual fund fact sheet Why the investment returns don't matter The best way to invest for your child's education How pandemic recession investing compares to investing during the Spanish Flu and the Great Depression Why does the stock market not reflect the current economy Can dentists rely on their private practice as their retirement plan? How to manage your investments when the tax bomb comes due Full show notes at: http://studentloanplanner.com/89 Links mentioned: Buckingham Wealth Management Student Loan Planner Financial Resources Interview with Tom Bodin, CFA, CFP® Betterment Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts Follow on Facebook, Twitter, or LinkedIn Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

Changing jobs can lead to more than changes in your income. It could disqualify you from PSLF. But what if you're in a job that makes you unhappy? Should you stay? In this episode, I answer those questions and more to help you decide if moving to the private sector is worth it. In today's episode, you'll find out: What to do if you feel trapped in your public sector job When is staying with a not-for-profit the best choice How to decide if abandoning PSLF is a financially sound decision The value of a 401k match, paid time off, and health insurance in your decision How much more you need to earn to make up for the loss of PSLF Whether you can switch back to the public sector and return to PSLF The difference in value for PSLF between low- and high-income earners Should you stay with a not-for-profit or open up your own private practice The rule of thumb I use to compare the value of PSLF in your career What to do if you're on the fence about switching from PSLF to taxable forgiveness Full show notes at: http://studentloanplanner.com/88 Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts Follow on Facebook, Twitter, or LinkedIn Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

Investing is a crucial part of building long-term financial stability. Even if you have student loan debt that tops $500,000 or more, here's a look at how our flagship course, Six Figure Debt to Six Figure Net Worth, can teach you to invest and transform your life. In today's episode, you'll find out: Why you should be investing even with student loan debt What you'll learn in our Six Figure Debt to Six Figure Net Worth course Why the stock market crashed 30% when the pandemic hit What the Fed did to help the market rebound so quickly Why the stock market is strong despite the growing pandemic What's the best thing to invest in for long-term growth How to choose which fund to put your money in The story behind market capitalization weighted investing How tax loss harvesting can save you big money Why the order of your actions matters for building wealth Why it doesn't matter if student loan forgiveness happens or not How to define your goal of financial security How to sign up for the Six Figure Debt to Six Figure Net Worth course Full show notes at: http://studentloanplanner.com/87 Links mentioned: Six Figure Debt to Six Figure Net Worth Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts Follow on Facebook, Twitter, or LinkedIn Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan