The Personal Finance Podcast
Andrew Giancola
Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.
Episodes
Mentioned books
Mar 28, 2026 • 1h 5min
The Biggest Retirement Mistakes People Make (Avoid These!) Jesse Cramer
Jesse Cramer, financial planner and author who focuses on retirement planning and tax-smart moves. He discusses why Social Security is longevity insurance, when delaying benefits helps, Roth conversions and common timing mistakes, the pitfalls of unrealistic return assumptions, and how to measure true retirement spending. Short, practical topics to rethink retirement timing and taxes.
Mar 25, 2026 • 1h
How to Invest in Real Estate (In ANY MARKET) with Dave Meyer
Dave Meyer, real estate data analyst and author known for macro housing analysis. He breaks down 2026 market realities, why affordability is improving, and a three-year outlook of flat real prices. He covers choosing markets by jobs and wages, when rentals beat speculation, cashflow-first underwriting, and practical ways to start investing locally or remotely.
Mar 23, 2026 • 1h 1min
The Best Financial Strategies (BY INCOME!)
Practical income-tier strategies for every paycheck, from surviving under $30k to preserving wealth above $500k. Key moves at each level like emergency buffers, Roth options, tax-smart upgrades, and when real estate or advanced retirement plans become relevant. Advice on assembling advisors and shifting focus from accumulation to legacy as income rises.
Mar 18, 2026 • 1h 23min
Why Health is Wealth with Justin David Carl
Justin David-Carl, fitness coach and creator of Fit Rich Life who helps clients with nutrition, strength training, and longevity. He discusses treating diet as principles not rules. Short, effective strength routines and compound lifts get highlighted. Practical takes on cardio, VO2 max, recovery, and which supplements matter. Framing health as a long-term financial asset ties the conversation together.
Mar 16, 2026 • 42min
How to Buy a Car And Not Get Screwed (in 2026!)
Clear rules for buying a car in 2026, including a 20-4-12-10 framework that reshapes down payments, loan length, and ownership time. Why paying cash often beats financing and when a low APR might be worth it. How monthly payments hide true cost, why gap insurance is just a band-aid, and why keeping a car 10+ years can supercharge your wealth.
15 snips
Mar 11, 2026 • 52min
How to Negotiate Your Bills (and SAVE 6-Figures!)
Learn which recurring costs are negotiable and where the biggest savings hide. Hear how to audit bills, research competitors, and build leverage before calling. Discover tactics to reach the retention team, exact scripts to use, and when to walk away. Find out how to automate biannual bill audits and route freed-up cash into investments.
Mar 9, 2026 • 58min
How to Master Your Student Loans with Robert Farrington
Robert Farrington, founder of The College Investor and student loan expert, breaks down the July 2026 federal student loan overhaul. He covers the new two repayment choices, tighter borrowing caps, how enrollment affects loan amounts, deadlines for preserving forgiveness, and practical ways to cut college costs and speed graduation. Short, actionable guidance on navigating loans, aid, and repayment strategy.
Mar 4, 2026 • 49min
10 Tax Moves Everyone Should Review Each Year
Practical year-end tax moves to review, from maxing retirement accounts to timing Roth conversions. Tips on adjusting W-4 withholding and harvesting tax losses. Strategies for HSA optimization and more efficient charitable giving. Business deduction and 529 plan considerations are also covered.
Mar 2, 2026 • 59min
How to Grow Your Wealth (By Age!)
A decade-by-decade roadmap for money moves at every age. Learn why your 20s focus on cash flow, debt elimination, and emergency funds. Hear why your 30s are about automating savings and locking in high savings rates. Discover how the 40s accelerate investing while containing lifestyle creep. Explore the 50s plan for de-risking, maximizing catch-up contributions, and finalizing retirement logistics.
5 snips
Feb 25, 2026 • 50min
Is a $100K Income Still Enough in 2026?
They dig into why $100K feels stretched in 2026 as housing, childcare, and healthcare outpace wages. Real household budgets and regional differences show how location changes purchasing power. Practical levers to cut big expenses and protect your finances from fraud get attention. The conversation also covers ways to grow income and simple systems to regain margin and reduce money stress.
