The Personal Finance Podcast
Andrew Giancola
Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.
Episodes
Mentioned books
5 snips
Feb 25, 2026 • 50min
Is a $100K Income Still Enough in 2026?
They dig into why $100K feels stretched in 2026 as housing, childcare, and healthcare outpace wages. Real household budgets and regional differences show how location changes purchasing power. Practical levers to cut big expenses and protect your finances from fraud get attention. The conversation also covers ways to grow income and simple systems to regain margin and reduce money stress.
Feb 18, 2026 • 1h 5min
9 Life Lessons After 500 Episodes
Reflections on why time beats money and practical ways to reclaim it. How psychology shapes every financial choice and the power of compounding beyond cash. Advice to stop fearing judgment and take bolder risks. Tips to simplify systems, protect privacy online, and tackle difficult tasks most avoid. A reminder that steady commitment can transform your life within a year.
Feb 16, 2026 • 55min
How to Buy a House in 2026!
A step-by-step roadmap for buying a house in 2026, from running a full cost-of-ownership analysis to wise pre-qualification. Practical budgeting rules like the 30% housing limit and a six-month emergency fund are covered. Tips on search strategy, choosing an agent, assessing renovation and ongoing costs, must-have contract contingencies, negotiation levers, inspection leverage, final walkthroughs, and post-close money moves.
26 snips
Feb 11, 2026 • 1h 6min
The Simple Path to Wealth (With J.L. Collins)
J.L. Collins, author and long-time personal finance blogger who champions low-cost index funds. He discusses why simplicity outperforms complexity in investing. He explains choosing total market funds, when to add bonds, and why market crashes can help young investors. He also covers defining "enough," avoiding lifestyle inflation, and the best money lessons to model for kids.
Feb 9, 2026 • 58min
9 Things That Are a Complete Waste Of Money (Be Careful!)
They list nine common money traps that quietly drain your savings. Topics include the high cost of overborrowing for college, luxury cars and designer clothes losing value fast, and the true price of frequent fast food and alcohol. They also cover wedding overspending, subscription creep, sports betting risks, and why diamonds are rarely a smart investment.
Feb 4, 2026 • 1h 13min
How to Develop Skills to Make More Money! With Travis Chappell
Travis Chappell, podcast host and entrepreneur who helps people grow income through networking and sales. He talks about income-growth mindset and why mindset must come first. He explains why sales is a foundational, learnable skill. He explores how relationships and hosting can multiply opportunities. He shares practical routines for maintaining valuable connections.
Feb 2, 2026 • 60min
The Truth About Building Wealth in Your 30s!
They dig into why your 30s are financially tricky, from rising income colliding with childcare costs to lifestyle creep hiding as progress. Practical rules for housing and cars and a 10-step blueprint for stabilizing cash flow are highlighted. Strategies cover emergency funds, eliminating toxic debt, automating investments, and aggressively growing income without risky shortcuts.
14 snips
Jan 28, 2026 • 37min
How to Build Your First $1 Million (Faster Than You Think)
They debunk millionaire myths and reveal surprising data about who actually builds wealth. They outline a practical 8-step system focused on automation, consistent investing, and living below your means. They discuss using homeownership and business ownership as wealth accelerators. They stress starting early, building systems, and increasing income to create a savings gap.
Jan 26, 2026 • 57min
10 Steps to Creating the Ultimate Retirement Plan
A ten-step framework for building a retirement plan is laid out in short, actionable segments. Topics include defining your target lifestyle, translating spending into a portfolio goal, and mapping guaranteed income sources. They cover healthcare planning, tax-advantaged accounts, asset allocation, withdrawal sequencing, Social Security timing, legacy choices, and setting an annual review routine.
8 snips
Jan 21, 2026 • 37min
How To Design Your Dream Life with Andy Hill
Andy Hill, author and podcaster focused on lifestyle design, shares insights on achieving Coast FIRE and time ownership. He discusses balancing present enjoyment with future security, emphasizing a personalized spending plan tied to values. Hill advocates for prioritizing memorable experiences over excessive saving and suggests part-time work as a fulfilling lifestyle choice. He encourages listeners to redefine wealth as time freedom, allowing for exploration of new hobbies and deeper family connections.
