InFi: the Future of Finance

Murphy analyzes three recent news items: progress on the CLARITY Act, the SEC clarification on which blockchain items are NOT securities, and Sen. Marsha Blackburn's proposals to regulate AI. Related: - https://www.politico.com/live-updates/2026/03/20/congress/senators-strike-deal-with-white-house-to-resolve-bank-crypto-clash-00837464 - https://www.sec.gov/newsroom/speeches-statements/atkins-remarks-regulation-crypto-assets-031726 - https://www.blackburn.senate.gov/2026/3/technology/blackburn-releases-discussion-draft-of-national-policy-framework-for-artificial-intelligence/3b3b6458-b6c7-478b-9859-374949586765 - https://infineo.ai/bank-of-americas-ceo-warns-stablecoins-could-take-6-trillion-of-deposits Watch the video version of this episode here: https://youtu.be/IR_0DHbNAXs Subscribe to our YouTube channel: https://bit.ly/3XXfmGS Follow us on Instagram: https://www.instagram.com/infineogroup Follow us on Twitter: https://www.twitter.com/infineogroup Learn more about Infineo at: https://www.infineo.io Audio Production by Podsworth Media - https://podsworth.com

A popular objection on social media states that the US only gets 2% of its crude oil via the Persian Gulf, and so therefore the conflict in Iran shouldn't affect prices at the pump for Americans. Murphy explains the various problems with this argument. Related: - https://www.econlib.org/library/Columns/y2008/Murphyoil.html - https://mises.org/mises-daily/social-function-call-and-put-options - https://journal.apee.org/ARTICLES_2018_Journal_of_Private_Enterprise_Vol_33_No_1_Spring_parte5 Watch the video version of this episode here: https://youtu.be/hIW7wCR4pfU Subscribe to our YouTube channel: https://bit.ly/3XXfmGS Follow us on Instagram: https://www.instagram.com/infineogroup Follow us on Twitter: https://www.twitter.com/infineogroup Learn more about Infineo at: https://www.infineo.io Audio Production by Podsworth Media - https://podsworth.com

Murphy explains the economics of the interruption of oil exports from the Persian Gulf. He shows that the recent peak in crude prices was nowhere near the (inflation-adjusted) 2008 spike, and offers further commentary on the position of China. Related: - https://www.youtube.com/watch?v=aeOaei2ADDA - https://journal.apee.org/ARTICLES_2018_Journal_of_Private_Enterprise_Vol_33_No_1_Spring_parte5 - https://www.energypolicy.columbia.edu/implications-of-the-conflict-in-the-middle-east-for-chinas-energy-security Watch the video version of this episode here: https://youtu.be/-2I7UV8FnII Subscribe to our YouTube channel: https://bit.ly/3XXfmGS Follow us on Instagram: https://www.instagram.com/infineogroup Follow us on Twitter: https://www.twitter.com/infineogroup Learn more about Infineo at: https://www.infineo.io Audio Production by Podsworth Media - https://podsworth.com

Responding to a discussion on X, Murphy documents the official rise in grocery food prices over the last 30 years, and then explains the role of monetary inflation. Related: - https://infineo.ai/why-are-groceries-so-expensive-part-1-of-2 - https://infineo.ai/podcast/116 Watch the video version of this episode here: https://youtu.be/kAW2_zLvJtc Subscribe to our YouTube channel: https://bit.ly/3XXfmGS Follow us on Instagram: https://www.instagram.com/infineogroup Follow us on Twitter: https://www.twitter.com/infineogroup Learn more about Infineo at: https://www.infineo.io Audio Production by Podsworth Media - https://podsworth.com

A data-driven comparison of long-term returns for gold, Bitcoin, and the S&P 500. Year-by-year and five-year rolling windows reveal when gold briefly outperformed crypto. Discussion of gold’s 2025 surge tied to central bank buying and geopolitical shifts. Speculation about the drivers behind the 2026 pullback in both Bitcoin and precious metals.

Julia Cartwright is a Senior Researcher with the American Institute for Economic Research (AIER). She joins Murphy to diagnose the demographic, fiscal, and monetary quagmire of Japan, and warns that other countries in Europe and Asia are sinking into the same abyss. Watch the video version of this episode here: https://youtu.be/NB48N4kZyvQ Subscribe to our YouTube channel: https://bit.ly/3XXfmGS Follow us on Instagram: https://www.instagram.com/infineogroup Follow us on Twitter: https://www.twitter.com/infineogroup Learn more about Infineo at: https://www.infineo.io Audio Production by Podsworth Media - https://podsworth.com

The editor of the Modern Age magazine joins Murphy to discuss a California ballot initiative that would assess a 5% wealth tax on any billionaires in the state. Related: - https://chroniclesmagazine.org/web/from-rock-to-tech-talent-flees-taxes Watch the video version of this episode here: https://youtu.be/kIdumAhu2iM Subscribe to our YouTube channel: https://bit.ly/3XXfmGS Follow us on Instagram: https://www.instagram.com/infineogroup Follow us on Twitter: https://www.twitter.com/infineogroup Learn more about Infineo at: https://www.infineo.io Audio Production by Podsworth Media - https://podsworth.com

In the wake of an X Spaces discussion, Murphy critically assesses various explanations for why the USD has value, such as the military and power to tax. He also explains the contributions of Ludwig von Mises to monetary theory. Related: - https://cdn.mises.org/understanding_money_mechanics_with_cover_image_attached.pdf Watch the video version of this episode here: https://youtu.be/WW4e8SpBADU Subscribe to our YouTube channel: https://bit.ly/3XXfmGS Follow us on Instagram: https://www.instagram.com/infineogroup Follow us on Twitter: https://www.twitter.com/infineogroup Learn more about Infineo at: https://www.infineo.io Audio Production by Podsworth Media - https://podsworth.com

Alex Stevens and Sam Peterson of the Institute for Energy Research join Murphy to explain why government policy, not AI data centers, are to blame for surging electricity prices. Related: - https://www.washingtonpost.com/opinions/2025/12/24/energy-prices-regulation Watch the video version of this episode here: https://youtu.be/2eDDMoj26Mw Subscribe to our YouTube channel: https://bit.ly/3XXfmGS Follow us on Instagram: https://www.instagram.com/infineogroup Follow us on Twitter: https://www.twitter.com/infineogroup Learn more about Infineo at: https://www.infineo.io Audio Production by Podsworth Media - https://podsworth.com

Recently President Trump called for a 10% cap on credit card interest rates, and $200 billion of purchases of mortgage-backed securities. Both moves were intended to help the average American. They each have unintended economic consequences, but the policies are structured differently and require different tools of analysis. Related: - https://www.cnbc.com/2026/01/09/trump-orders-mortgage-bond-purchases-these-stocks-are-jumping.html - https://www.businessinsider.com/ackman-trump-call-cap-credit-card-interest-mistake-affordability-2026-1 Watch the video version of this episode here: https://youtu.be/gHWp_xMLnoU Subscribe to our YouTube channel: https://bit.ly/3XXfmGS Follow us on Instagram: https://www.instagram.com/infineogroup Follow us on Twitter: https://www.twitter.com/infineogroup Learn more about Infineo at: https://www.infineo.io Audio Production by Podsworth Media - https://podsworth.com