The Clark Howard Podcast

In this episode, the hosts address listener criticisms in Clark Stinks and share upcoming deals for veterans. They discuss limitations and special visa requirements for Americans traveling in Europe. A positive CarMax car buying experience is shared, along with veteran scam alerts. Scams targeting military personnel and veterans are explored, urging caution. A listener shares their bad experience with the PayPal Cashback MasterCard and the trend of card issuers placing holds on credit. They provide tips on avoiding payment issues and touch on level funded health insurance for small businesses.

Clark tells you why it may save you money to rethink how you use your dishwasher and washing machine. Also in this episode, we’re getting hit with tip requests from all new places. What are the rules now? Clark shares his ideas about this and some general guidelines.  Saving Water & Energy: Segment 1 Ask Clark: Segment 2 Tipping: Segment 3 Ask Clark: Segment 4 Mentioned on the show: [The Washington Post] Experts say don’t pre-rinse your dishes. We put that advice to the test.    Best Cash Back Credit Cards With No Annual Fee Best Travel Credit Cards: Top Rewards Picks for 2023 Best Airline Credit Cards for 2023: Are They Right For You? A Modern Day Guide to Tipping Holiday Tipping: Who To Tip and How Much How to Freeze Your Child's Credit Submit a complaint | Consumer Financial Protection Bureau What is a Passport Card? - Travel.gov Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

The Season of Giving means donation requests coming from all sides. Clark helps you tell the legit charities from the crooks. Also, you may have noticed that affordable furniture often is not made to last these days. Some items are basically disposable. Get Clark’s take on how to find quality furniture for low prices. Wise Charitable Giving: Segment 1 Ask Clark: Segment 2 On Furniture: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to make sure your donations count when weather disasters strike Clark.com How To Choose the Best Charities for Your Donations Clark.com - Car Rentals Best Investment Companies for Investors in 2023 [The Washington Post] Why furniture got so bad How To Freeze Your Credit With Experian, Equifax and TransUnion Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoicesSponsor Link: Raisin Learn more about your ad choices. Visit megaphone.fm/adchoices

There’s an industry wide problem in the travel industry. Clark explains the danger you face when searching for travel deals online. Also today, Clark discusses how hospital systems drive up costs and how to save money on medical procedures. Bogus Travel Sites: Segment 1 Ask Clark: Segment 2 Save On Medical Procedures: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Hotel deals harder to find as third-party travel sites mirror each others' rates Is Amazon Prime Worth It? 12 Common Amazon Scams To Avoid Clark Deals - Today's Best Deals of the Day Are Your Hospital Outpatient Department Costs Too High? A Doctor's Office May Help How To Open a Roth IRA How Many Credit Cards Should I Have? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark explains what can happen when you use the same password on multiple websites. Also today - Reportedly timeshares are making a comeback among younger travelers. Clark drivers the truth about timeshares Password Safety: Segment 1 Ask Clark: Segment 2 Timeshares: Segment 3 Ask Clark: Segment 4 Mentioned on the show: [The Washington Post] Worried about the 23andMe hack? Here’s what you can do. Car Insurance Archives - Clark Howard Homeowners Insurance Archives - Clark Howard Target Date Funds: Clark's Favorite Retirement Investment How To Sell, Cancel or Get Rid of Your Timeshare Timeshares - Clark.com TRICARE Young Adult Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoicesSponsor Link: Raisin Learn more about your ad choices. Visit megaphone.fm/adchoices

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - New reporting indicates that some credit unions are not behaving in the way that represents their members. Clark explains what you need to know about the superior choice for banking: credit unions.  Clark Stinks: Segments 1 & 2 Credit Unions: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Should Never Mail a Check Top Travel Deals - Clark Howard Clark's National Travel Deals - Clark Howard How much does real estate agent experience matter? Here’s what the data says. Credit Unions Are Making Money Off People Living Paycheck to Paycheck Credit Union vs. Bank: What's the Difference? Virtual Credit Cards: An Online Security Measure Worth Taking? Elliott Report Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Fake sales are standard practice but especially abundant during the holiday season. Learn how promotional merchandise works to trick consumers into thinking they’re getting deals & how to tell a real bargain from a fake one. Also today - It’s a brutal housing market for would-be first time buyers. Renting & waiting is a viable alternative. Those needing to go ahead and buy now have more choice from new construction, and several avenues to explore to make a home purchase more affordable, including ARMs & ADUs. Retail Mind Games: Segment 1 Ask Clark: Segment 2 Home Buying Strategies: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Retailers are using a simple mind trick on you to make their discounts seem bigger than they are  Disney World and Disneyland raise prices for passes and tickets Google Play - Property Assistant by Flyreel The Real Reason Why Your Insurer May Not Renew Your Policy Axios:Charted: Homebuyers' call to ARMs Tiny Homes Are the Hot New Homeowners’ Accessory - WSJ How To Buy a House in 9 Steps / Is It Safe To Buy a Home Out of Foreclosure? Best 529 College Savings Plans By State Simple Interest vs. Compound Interest: The Main Differences How to Buy a Used Car in 7 Steps Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Finding a financial advisor who won’t rip you off is tricky business. Clark shares some new ways to find your true fiduciary. Also, get the update on Walmart’s innovative in-store healthcare facilities. Financial Advisors: Segment 1 Ask Clark: Segment 2 Walmart Health Centers: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is a Financial Advisor and Do I Need One? Advice-Only Network  /  Flat Fee Advisors Should I Purchase Mortgage Life Insurance? What Is Mortgage Protection Insurance and Do You Need It? How To Buy Term Life Insurance in 7 Easy Steps Walmart expands online healthcare benefits for US employees Senior Care: Planning for the Future What Brokerage Do You Recommend for First-Time Investors or Kids? How To Open a Roth IRA When Do You Need a Travel Agent? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

In this podcast, they discuss the 2 key choices made by super savers that help them live on less. They also talk about dark patterns used by websites to manipulate users. One listener seeks advice on installing a pool for a child with arthritis.

Good news on junk fees like concert tickets and travel booking. AI's potential is discussed, but also its sinister uses. Chapters cover hidden fees in various industries, advice on scheduling a connecting flight, renting a car in Italy, and importance of insurance coverage.