The Clark Howard Podcast

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - First time home buyers face many challenges now, but as homebuilders also feel the crunch, there’s a shift in the housing market that may benefit you.  Clark Stinks: Segments 1 & 2 Homebuilder Incentives: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is a Good Credit Score? How to Find a Geriatric Care Manager / Senior Planning Is it safe to buy travel from a warehouse club like Costco? Clark's tips on saving for college Why 'Buy Now, Pay Later' Worries Clark Howard TSA PreCheck® vs. Global Entry vs. CLEAR: Which Is Best for You? Global Entry: 5 Things To Know Before You Sign Up Homebuilders turn to incentives to draw in priced-out buyer pool Mortgages Archives - Clark Howard Assumable Mortgage: What It Is, How It Works, Types, Pros & Cons So, you've frozen your credit: What to do next? How To Get a Free Credit Report How To Dispute an Error on Your Credit Report and Win Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

How should couples handle money? Clark has some tried & true recommendations. Also, criminals are doing address changes on people with the postal service to steal their mail, with disastrous consequences. What you need to know about new USPS security standards.  Couples & Money: Segment 1 Ask Clark: Segment 2 USPS Change Of Address ID Theft: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Are Joint Bank Accounts the Secret to a Happy Marriage? - The WSJ Common Cents: Bank Account Structure and Couples’ Relationship Dynamics Clark Howard's 5 Money Tips for Couples The Average Credit Score in America 4 Ways To Get Your Free Credit Score What Is a Good Credit Score? 5 Money Tips To Know Before You Travel Abroad USA TODAY: USPS address change policy requiring customers to verify identity Best Credit Cards for Students: Top Picks for 2023 Citi to Cardholders: Go Paperless or Else Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark shares recent research on the benefits of top tier gasoline. Also in this episode, do you get an annual raise? Some companies are going to forego those next year for some employees. What to do if you are affected.  Top Tier Gas: Segment 1 Ask Clark: Segment 2 Wage Increase Outlook: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Yahoo News: Who has better gas between Costco and Sam’s Club? Buying Gas From a Station on This List Is Better for Your Car 6 Things To Know Before You Buy Gas at Costco Wholesale How to find the best auto repair shops Most companies plan to give raises next year — just not to everyone. The strategy could backfire. What Is a Thrift Savings Plan? Clark.com - Streaming TV Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoicesSponsor Link: Raisin Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s getting cold out in many parts of the country. Clark has some good news on the home heating front. Also today - many insurance companies are purposely giving lowball offers for collision repairs. Clark has his own experience with this kind of dirty dealing. Know how to protect your wallet in the aftermath of an accident. Winter Heating Costs: Segment 1 Ask Clark: Segment 2 Auto Insurance Claim Rip-Offs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Here’s a Bill That Might Be Lower Than Last Year’s - The WSJ 10 Ways To Lower Your Heating Bill How To Save Money on Utilities The #1 Bill You Should Get by Mail New lending rule aims to boost first-time homebuying with potential rental income Insurance companies have discovered devious new ways to rip you off Popular Budgeting App Mint Is Shutting Down Best Budgeting Apps in 2023: Our Top 6 Your voice matters: T-Mobile backtracks on price migrations during Q3 earnings Techdirt: T-Mobile Backs Off Price Hike They Pretended Wasn't A Price Hike Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Explore the state of the economy and the value of bonds in portfolios. Learn about the significance of investing in bond funds and the potential higher returns. Discuss credit card limit increases and the reliability of a Toyota Camry. Debunk myths about buying a new car at 75 and explore autonomous self-driving vehicles. Address the need to repeal Social Security WP and GPO that negatively impact teachers and public servants.

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark talks about some of the perils of self-checkout and the new fully automated stores.  Clark Stinks: Segments 1 & 2 Fully Automated Markets: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Buy a Used Car in 7 Steps 10 Ways To Save Money on Car Insurance 401(k) Match: What Is It, How It Works Axios: Chamblee market says no checkout, no cashier, no problem How To Freeze Your Credit With Experian, Equifax and TransUnion How To Monitor Your Credit How To Dispute a Charge on Your Credit Card Submit a complaint | Consumer Financial Protection Bureau Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Phone scams are proliferating, especially those using AI technology. Some current text scams are exploiting increased deliveries around the holidays. Clark explains what to look out for, and how to avoid getting taken. Also, the big pharmacy chains are closing locations all over the place right now. Get Clark’s perspective, plus a review of how to save more on prescription drugs. New Phone Scam Alerts: Segment 1 Ask Clark: Segment 2 Pharmacy Closings: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Phone Scams: 5 You Need to Beware Of Now Scammers exploit Bitcoin ATMs. Will new California laws help crack down on fraud? Scam Alert: Texts about delivery issues that ask you to click on a link are fake, USPS warns   How To Establish Your Own Side Hustle  /  SideHUSL.com CVS, Walgreens and Rite Aid are closing thousands of stores. Here’s why [The Washington Post] Drugstore closures are leaving millions without easy access to a pharmacy   10 Ways To Save on Prescription Drugs Will Mark Cuban's Prescription Company Really Save You Money? What's the Gift Tax Exclusion for 2023? How To Dispute an Error on Your Credit Report and Win Information about Organ, Eye, and Tissue Donation Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoicesSponsor Link: Raisin Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark tells you how Airbnb‘s legal battles and new restrictions affect both customers and landlords. Also in this episode, there are extreme changes going on in the jewelry business that can save you a fortune!  Short-term Rental Restrictions: Segment 1 Ask Clark: Segment 2 Lab Created Diamonds: Segment 3 Ask Clark: Segment 4 Mentioned on the show: TN Supreme Court delivers partial win for Airbnb in legal disputes with HOAs - USA TODAY 4 Ways To Stop Junk Mail [The Washington Post] Will you take this (lab-grown) ring? Prada hopes so. How 2023 became the year of the lab-grown diamond Clark.com - Cell Phones Should I Keep My Old Car or Buy a New Car? How To Plan a Trip: Clark's Best Travel Tips To Save Money Costco Travel: 5 Things To Know Before You Book How to Make a Disposable Razor Last 12 Months Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you unintentionally giving yourself a pay cut? 25% of American couples are. How couples can make sure they are balancing retirement savings. Also, good news around teen driving safety, and good advice for adult drivers.  Retirement Savings For Couples: Segment 1 Ask Clark: Segment 2 Teen Driver Safety: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Are you leaving money on the table: How 1 in 4 couples is missing out on 401 (k) savings -USA TODAY What Is a Spousal IRA and What Are the Rules? Should I Buy an AirTag for My Checked Airport Luggage? 4 Things You Should Always Pack in Your Carry-On Turo: 5 Things To Know About the Cheap Car Rental Service Report: Young driver fatality rates have fallen sharply in the US, helped by education, technology 5 Major Bills You Can Lower This Month Costco Car Buying Program: 4 Things To Know Before You Sign Up The Best Car-Buying Services in 2023 Alliant Cashback Visa® Signature Credit Card: Get 2.5% Cash Back on Everyday Purchases Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoicesSponsor Link: Raisin Learn more about your ad choices. Visit megaphone.fm/adchoices

Feasting season is upon us. New data on food prices brings good news for smart shoppers. Clark has some great advice on saving more at the grocery store. Also - restaurant food can be more expensive when ordering on apps or with food delivery. How to get more for your restaurant dollars.  Grocery Savings: Segment 1 Ask Clark: Segment 2 Food Delivery Upcharges: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Food Is on Sale Again. You Might Still Have Sticker Shock. - The Wall Street Journal. Walmart, Aldi lowering Thanksgiving dinner prices for holiday season - USA TODAY  4 Insurance Policies You Actually Need (and 6 You Don't) Chick-fil-A reportedly agrees to $4.4 million settlement over delivery price upcharges -USA TODAY Do I Need Travel Insurance for Flights? And Should I Buy Separate Insurance for Each Part of My Trip? Retailers Offer Me Warranties on Everything I Buy Now. Are Any of Them Worth It? Elliott Report: Home Wills & Funerals Archives - Clark Howard Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoicesSponsor Link: Raisin Learn more about your ad choices. Visit megaphone.fm/adchoices