The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
Apr 20, 2020 • 45min
4.20.20 More PPP small business money coming; Ticketmaster changes refund stance; Poor college grads; Pro-rated unemployment
PPP money ran out towards the end of last week. But a deal is close to secure more funding for loans to help small businesses.Ticketmaster will be giving refunds for rescheduled or cancelled shows...finally.College graduates will be entering the toughest job environment since The Great Depression. Clark has some thoughts.Why pro-rated unemployment is something worth considering. Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 17, 2020 • 45min
4.17.20 Stay the course investing; You are not alone; Erratic economic predictions; Apple's new cheaper phone
People have not altered their approach to 401k investing. This is good news! Also, here's the link for non-filers to submit stimulus payment info.Clark talks about how we are going through this together - you are not alone right now.The headline writers are predicting doom and gloom. But this is unrealistic and it's creating anxiety for no reason.Apple is releasing a new cheaper SE phone. Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 16, 2020 • 47min
4.16.20 PPP loan disastrous results; Germany's soft reopening; How working from home impacts your taxes; Robot improvements
PPP and EIDL are complete failures. Clark talks about why these programs went so horribly wrong.Germany is attempting a soft reopening of its economy. Clark thinks they are approaching it well.A lot more of us are working from home now. But will you get a tax break for it? Clark discusses - and this article is worth reading on the subject.Robots are improving. And some cleaning robots could save lives and prevent humans from having slowly clean. Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 15, 2020 • 44min
4.15.20 The airlines are getting bailed out; Telemedicine; Customer no service is a regular occurrence right now; Free streaming options
Clark discusses the specifics of the airline bailout.Telemedicine is becoming more and more important. Make sure to not forego necessary medical visits right now...just have them remotely!Customer no service is a regular problem in the age of Covid-19. Government agencies and many companies are responding in a much less timely manner.We're all streaming more TV these days. Clark tells you where you can go to stream for FREE! Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 14, 2020 • 46min
4.14.20 Google & Apple working together on contact tracing; Grocery workers at higher risk; Car buying in Covid-19 era; Lending standards are tightening
Google & Apple are working together on a contact tracing app. This could help as we seek to remain safe as businesses reopen around the country. We will still need to up our abilities to test people for the virus.Grocery store workers find themselves at higher risk right now just by going to work. Clark talks about how these workers are being treated. As they put their health at risk, we should be particularly appreciative of their work.Car buying is undergoing a massive shift as buyers want to avoid face to face negotiations at local dealerships.Lending standards are starting to tighten. We saw this in the aftermath of the Great Recession and we'll see tighter standards implemented by many lending institutions in the coming months.Also, you can apply for a PPP loan with Paypal now via this link. Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 13, 2020 • 46min
4.13.20 Allocating your stimulus money; Car insurance rebates; Ticketmaster/StubHub terrible refund policies; Investing in today's market
Stimulus checks are starting to hit bank accounts. But how should you handle the money you receive? Clark gives his thoughts.Car insurance companies are sending rebates to customers. Clark gives the specifics on which companies are doling out these refunds.Ticketmaster and StubHub are not treating their customers well right now.How should you be investing right now? The market is volatile. Clark discusses. Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 10, 2020 • 46min
4.10.20 Clark's thoughts on getting people back to work; The PPP and EIDL rollouts are going poorly; Grocery store safety; Covid-19 scams abound
When will people be able to go back to work? Clark talks about a potential timeline and what it will look like as the economy attempts to rebound.The PPP and EIDL loan programs are failing small businesses. And the goalposts keep moving on lending amounts. Also, the big banks need to do a better job at getting this money into the hands of local small business owners.How can you stay safe at the grocery store? Clark discusses what it should look like the next time you go shopping.It's pretty hard to watch scams proliferate right now. But that is exactly what's happening. Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 9, 2020 • 47min
4.9.20 Unemployment number skyrocket + PPP update; Feds aiding mid-size businesses; Exercising from home; Improving your work from home abilities
Unemployment numbers are up big today. Clark talks about when the increased unemployment checks will arrive. Also, fintechs are starting to lend to small businesses as part of the PPP program. Online lender Kabbage is taking applications and has a great guide to the PPP for business owners.The Federal Reserve unveiled a program to offer support to mid-size businesses just this morning. Exercising during quarantine is so important. It's good for your mental and physical health. Working from home is standard for many people now. Clark tells you how to do it well - and where to buy new equipment that might help you work better from home for the long-term. Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 8, 2020 • 44min
4.8.20 What to do if you can't pay rent; SBA lending progress update; What is happening in the housing market; Private student loan forbearance
Clark tells you how to handle a scenario in which you can't pay rent. The key is communication.The SBA lending progress is still tied up. Clark talks about what is happening on the ground and the changes he would like to see implemented.The housing market is experiencing a bit of turmoil right now. Many buyers are putting off their search right now. But Clark doesn't think that the housing market will experience a prolonged downturn.Some private student loan lenders are extending forbearance to borrowers. Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 7, 2020 • 46min
4.7.20 Clark interviews SBA rep; Unemployment relief updates; Free mental health resources; Getting mortgage relief
Clark interviews Ashley Bell from the SBA in order to find out more on the Paycheck Protection Program and Economic Injury Disaster Loans. The DOL has issued guidelines to states on unemployment relief. States will now have to write new code on their sites in order to handle the requestsThere are great free resources out there for people suffering mental health consequences due to Covid-19.Clark discusses how to reach out for mortgage relief. If you have a loan with Fannie Mae or Freddie Mac and have lost your job or faced reduced income because of Covid-19 you qualify for loan forbearance. Learn more about your ad choices. Visit megaphone.fm/adchoices
