The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
May 4, 2020 • 46min
5.4.20 Corporate liability shields; Airline stocks hammered; Micro businesses; Cash-out refi or 401k withdrawal?
Employers fear liability from as they bring employees back into the office.Virtual volunteering might be a great use of your time right now.Warren Buffet has sold all shares in the major airlines. Their stocks are getting hit hard. Clark talks about the long-term projections for air travel.Micro businesses are helping keep people afloat in difficult financial times. Starting a super-small side hustle might make sense for you.Should you take cash out of your home or out of your retirement account? Neither is best. But if those are your choices be sure to listen to what Clark has to say.Clark mentioned this link to Ticketmaster's blog with their refund terms. Learn more about your ad choices. Visit megaphone.fm/adchoices
May 1, 2020 • 46min
5.1.20 Clark's quarantine life; People avoiding doctor offices; Truck drivers face big hurdles; Don't take money from your 403b
Clark talks about what his life looks like right now and how his family is handling being cooped up together. There have been some positive benefits!People are avoiding doctors or going to the hospital right now. That is not safe!Truck drivers have done a great job keeping the supply chain going but it hasn't been without a lot of hardships and obstacles.Taking money from your 403b is a particularly terrible idea. You could face massive surrender charges in addition to the taxes you'll have to pay.If you enjoyed this episode of the Clark Howard Show please hit the subscribe button. And also consider leaving a review on Apple Podcasts - it helps others see the value that this show is providing. Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 30, 2020 • 47min
4.30.20 What to do about Summer vacation; Private business safety rules; Market-timing Millennials; Air travel is on the rise
Should you still go on Summer vacation? That's the question on a lot of people's minds. Clark talks about how you should think about your upcoming Summer travel.Costco is making all customers wear face masks if they want to shop in the store. This is making some customers upset. But we're going to have to get used to more and more safety rules being implemented by private businesses.Some people are trying to time the market right now and are getting burned - in particular by sectors they don't understand very well before they start investing cash.People are starting to hop back on airplanes. Clark discusses what he thinks a resurgence of air travel should look like.If you enjoyed this episode of the Clark Howard Show please hit the subscribe button. And also consider leaving a review on Apple Podcasts - it helps others see the value that this show is providing. Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 29, 2020 • 44min
4.29.20 Unemployment compensation is still not going well; New consumer spending data; Where to cash your stimulus check; CVS & Walgreens testing stations
Florida is doing a terrible job getting unemployment payments to citizens who have applied. California is having a tough time funds to independent contractors, gig workers, and the self employed who are eligible.Consumer spending has fallen off a cliff. Clark talks about some of the numbers that are coming in and where the American economy stands right now.Walmart and Paypal are two of the best places to cash your physical stimulus check in order to avoid exorbitant fees.CVS & Walgreens are ramping up free Covid testing outside stores. Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 28, 2020 • 46min
4.28.20 Paper goods hit shelves + beef & pork shortage; Tech late-fee policies; Avoid getting cash from predatory lenders; Covid has accelerated economic changes
Beef and pork prices are likely to rise soon because of the shortage due to Covid. Also, paper goods are making a reappearance on store shelves...finally.Verizon, AT&T, and Comcast aren't terminating anyone who can't pay through the month of June. They won't charge late fees either.If you have to take on more debt right now in order to put food on the table, make sure you do it wisely. Clark gives recommendations for where to go to avoid predatory loans that will make your financial situation even worse.Covid is rapidly changing our economy. The virus is accelerating the decline of businesses that were already having a tough time. Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 27, 2020 • 46min
4.27.20 Investing in gold; Ideal car buying window; Is the FIRE movement over?; What to do with your old 401k
People are getting ripped off buying physical gold right now. Buy a precious metals ETF instead!The car market has changed rapidly. Clark tells you when the ideal car buying window is.Has Covid-19 killed the FIRE movement? Lots of headlines suggest that it has, but Clark disagrees.If you lose or leave your job, what should you do with that old 401k? Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 24, 2020 • 45min
4.24.20 Unemployment payment mishaps; Google's new ad policy; Credit card limits being cut; Banks approaching mortgage forbearance poorly
Some of the states are handling unemployment claims incredibly poorly. Clark talks about how Florida and Texas are having major issues disbursing those funds to people who have lost their jobs.Google is verifying ad buyers to prevent Covid scams.Credit card issuers are cutting limits on consumer credit cards. This could make getting through this pandemic even more difficult for many people.Banks are being stingy when it comes to forbearance terms. Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 23, 2020 • 47min
4.23.20 SBA barring big companies from fresh PPP funds; Stimulus check hacking; Preparing your finances now; Mortgage forbearance requests have increased
The SBA has issued a press release clarifying that bigger companies should not be filing to receive PPP funds. This is good news for small businesses who desperately need the money.Scam artists have figured out how to steal stimulus checks. Clark tells you how they are doing it and what can be done about it.It's important to be prepared with your financial information now. Make sure your loved ones know how to access necessary financial documents in the case of emergency.The housing market is going through an interesting time. Clark discusses that and the increased requests for mortgage forbearance. Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 22, 2020 • 44min
4.22.20 Small business loan funding set to increase; Free weekly credit reports; Increased poisoning from cleaning agents; Google searches have dramatically changed
Congress is on the verge of passing a bill to provide more funding for small businesses. Clark also talks about how many bigger companies took a large chunk of the first round of PPP loans.The big three U.S. Credit reporting agencies help Americans with more frequent access to credit histories for one year. Great news for consumers!Americans are poisoning themselves as they attempt to fight the virus through increased cleaning efforts.Google searches have changed in a big way since a year ago. Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 21, 2020 • 46min
4.21.20 What's happening with the oil markets?; Economy re-opening; Dealerships won't take leased cars back; Checking real-time story busyness
Oil prices are cratering. Clark talks about why this is happening and what it means for consumers.Some states are making the decision to re-open parts of the economy. But how quickly things will actually recover will be up to individuals and how safe they feel.Dealerships aren't taking leased cars back. They are flat out refusing.How busy is the grocery store? Google has a way to help you find out when the store has fewer people. Learn more about your ad choices. Visit megaphone.fm/adchoices
