Tomás Campos
Co-founder and CEO of Spinwheel and cohost for this miniseries, contributing product and industry perspective on consumer-permissioned credit data and embedded lending.
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Mar 10, 2026 • 50min
Fintech Takes x Spinwheel presents Credit Without Constraints Episode 1: The "Yes And" Approach to Credit Data
Tomás Campos, co-founder and CEO of Spinwheel, builds consumer-permissioned credit data and real-time infrastructure. He recounts Spinwheel’s origin and why infrastructure matters. They explore gaps in bureau data, lenders juggling many integrations, the need for minute-level balances and payoff quotes, and an identity-first, “yes and” approach to stitch richer, consented credit signals together.
