Evan Simmonds, Principal Product Designer at Up, shapes onboarding and joint-account UX. Oliwia Wasik, UX research analyst at 11FS Pulse, studies real-world digital banking behaviour. Joe Colchester, Head of Product at 11FS Pulse, drives fintech product strategy. They unpack six UX predictions: AI moving from insight to action, automation guardrails, mainstream investing in banks, pensions as lifestyle journeys, prediction markets, stablecoins as invisible rails, and mass-market wealth features.
