
Joseph Healy
Former senior banker and co-founder of Judo Bank, now CEO and founder of Marlou (Malu) Health Group, known for leadership roles at NAB, ANZ and Citi and for co-founding Australia’s first fintech unicorn.
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Mar 2, 2026 • 19min
Judo Bank founder reveals the biggest mistake a CEO can make
Joseph Healy, former senior banker and co-founder of Judo Bank turned CEO of Malu Health, reflects on leadership from NAB, ANZ and Citi to fintech founding. He talks morning routines, risk management, the harm of outsourcing core tech and analysis, talent retention and succession, and why he shifted focus to mental health after personal loss.


