Iris Shi
Senior Banks Analyst at CreditSights focusing on card payments and consumer lending trends, with expertise on purchase volumes, student loans, and issuer-level performance.
Best podcasts with Iris Shi
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Feb 26, 2026 • 40min
U.S. Consumer Check: Credit Quality Meets Uncertainty
Iris Shi, a senior banks analyst tracking card payments and consumer lending trends. Peter Simon, head of U.S. banks analyzing bank earnings and underwriting vintages. They debate the consumer puzzle with data on employment and elevated balance sheets. They explore credit vintage stabilization, spending bifurcation across income tiers, the student loan delinquency spike, and underappreciated regulatory and generational risks.
