The Property Podcast The world is at war - should you invest?
9 snips
Apr 2, 2026 They explain how global shocks reshape mortgage markets and why fixed-rate products are vanishing. They trace a repeated pattern across Brexit, Covid, Ukraine and the mini-budget and what happened to property prices each time. They show why market panic can create buying opportunities and why higher mortgage rates do not necessarily wreck an investment decision.
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Why Fixed Mortgages Track Swap Rates Not Just Base Rate
- Fixed mortgage pricing follows market expectations via swap rates, not just today's Bank Rate.
- Rob Bence explains lenders hedge future rate expectations so rapid geopolitical news forces frequent repricing and product withdrawals.
Brexit Didn't Break Prices It Created Deals
- After the 2016 Brexit shock, UK house prices grew 32% in the following six years despite dire forecasts.
- Rob Dix recounts buying stocks after Brexit and notes fundamentals stayed intact, creating buy opportunities.
Buying In The COVID Freeze Became A Top Deal
- During COVID the market initially froze but then house prices rose ~10% between March 2020 and March 2021.
- Rob Bence shares he bought during the freeze and calls it one of his best deals due to absent competition.