The Property Podcast
Rob Bence and Rob Dix from The Property Hub
The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors – new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item each week, passing on their knowledge and experience to the listeners. They both invest in UK Property so they practise what they preach. No hard sell, no bull just straight talking property investment advice!
Episodes
Mentioned books
13 snips
May 14, 2026 • 24min
Market Update - May 2026
A brisk roundup of UK property headlines, from surprising house price moves to a widening north–south divide. They flag soaring numbers of rentals being listed for sale and slowing rent growth across regions. There is also a look at rising landlord mortgage costs, tactical borrowing ideas, and fresh policy proposals reshaping leasehold and tenants’ rights.
May 12, 2026 • 7min
ASK523: Could this commuter hotspot boom? PLUS: The best way to read a property book?
They debate whether low-cost commuter towns with good transport links can ride nearby city growth and become smart property plays. Comparisons to Doncaster, Mansfield and Manchester highlight where to replicate the strategy. They also discuss the best way to use a landlord handbook, recommending targeted skimming and using it as a practical reference.
9 snips
May 7, 2026 • 26min
Why 2026’s most hated property is really the most underrated
A lively debate on why flats slipped out of favour and whether those reasons still hold. They compare flats and houses, explore yields, rental demand and market share. Major shocks like cladding, COVID and rising service charges are revisited. Practical buying checks and recent policy changes that reduce flat risks are highlighted.
10 snips
May 5, 2026 • 7min
ASK522: Is now the time to sell? PLUS: Should I buy 2 HMOs?
They discuss whether global uncertainty should trigger a sale and why headlines are poor timing signals. They explore how geopolitical events affect housing demand and when market nervousness can create buying chances. They warn against diving straight into multiple student HMOs and recommend learning one property and the local area before expanding.
25 snips
Apr 30, 2026 • 24min
Mortgage Market Update - April 2026
Nick from Framework Mortgages, a mortgage expert, explains why swap rates matter more than base rates for lenders. He discusses recent swaps volatility, what could make lender pricing move, remortgaging and product choices for buy-to-let investors. There’s also talk on timing completions around rate shifts and how the Renters’ Rights Act might affect lending criteria.
18 snips
Apr 28, 2026 • 7min
ASK521: Is bridging my only option? PLUS: How do I pass a portfolio on?
A tricky buy where a valuer calls a rented property uninhabitable and lenders push bridging loans as a fix. Tips on using that valuation to renegotiate the deal and improve terms. A landlord plans how to pass a four-property limited company to family and explores shares, trusts and prepping questions for a tax adviser.
19 snips
Apr 23, 2026 • 22min
Location is no longer optional
They compare two investors with identical cash who buy in different regions to show how location alone creates large wealth gaps. Data from Land Registry, Zoopla and ONS drives the discussion on regional growth and yields. They tackle why northern markets can outperform the south and explain practical steps for investing away from home.
Apr 21, 2026 • 7min
ASK520: How do I get tax advice? PLUS: Ltd Co lending in Northern Ireland?
Questions about finding the right tax advisor and accountant for property investors. A three-tiered method to locate property tax specialists, including using AI to search forums. Debate over using a limited company versus personal income strategies to avoid the 40% tax band. Discussion of Northern Ireland mortgage options and how regional growth affects cost tradeoffs.
26 snips
Apr 16, 2026 • 27min
Our 3 best deals from the last 12 months
They reveal three real property deals from the last year, each wildly different: a tenanted portfolio in an overlooked city, a premium development with a big negotiated discount, and an off-plan-structured but already-built city-centre rental. They unpack pricing, yields and why settling in a buyer’s market can cost you.
8 snips
Apr 14, 2026 • 10min
ASK519: Is a company worth it for just one more? PLUS: Serviced accommodation... yes or no?
They debate whether forming a limited company for one additional property is worth the paperwork and transfer costs. They cover when company ownership starts to make financial sense and the trade-off between one-off transfer fees and ongoing tax savings. They question the reality of serviced accommodation profits and call out hidden operational costs and guru-driven promises.
