Financial Feminist

282. The $100K Blueprint: How I'd Save My First $100K in 2026

13 snips
Apr 21, 2026
A practical blueprints-style breakdown of how to save your first $100K in today’s economy. Topics include what still works from past playbooks, the new obstacles like rent and wage stagnation, and why tiny cuts no longer cut it. The host lays out seven concrete steps — from automating savings to prioritizing income growth and values-based spending — with real numbers and a free guide to get started.
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INSIGHT

Control The 20% You Can Influence

  • Tori frames personal finance as 20% personal choices and 80% systemic forces, so focus intensely on the controllable 20%.
  • Recognizing structural barriers reduces shame and channels energy into systems you can implement to win.
ADVICE

Start Messy Don’t Wait For Perfect Timing

  • Do stop waiting for perfection; start whatever you can now and accept setbacks rather than abandoning goals.
  • Tori started messy, increased saving over time, and recovered from months of unemployment without quitting the goal.
ADVICE

Make 100K A Permission Slip Not A Vanity Number

  • Do redefine what $100K means for you by linking the number to an emotional outcome or permission slip it unlocks.
  • Tori used $100K as an exit ramp to quit a toxic job and start her business; pick a goal tied to a real why.
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