The Property Podcast ASK507: Is it worth paying this broker fee? PLUS: What types of BTL property should I invest in?
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Jan 20, 2026 In this discussion, Moosa, a savvy caller who currently avoids broker fees, questions the value of paying a mortgage broker. Rob Dix explains that a good broker offers invaluable advice beyond just access to lenders. The chat also dives into property investment strategies. Gina explores whether to invest in flats or houses, with Rob Bence revealing surprising historical trends and maintenance considerations between period properties and new builds. Listeners gain insights on making informed investment choices.
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Pay For A Specialist Broker
- Find and pay an experienced buy-to-let mortgage broker who specialises in this market.
- Treat a £500-£800 fee as an investment that can save or earn far more on large property deals.
Broker Value Lies In Nuance
- Brokers add value through detailed product knowledge and lender navigation, not just access to rate lists.
- The right broker avoids lenders that are nightmares to work with or unsuitable for your situation.
Check Broker Track Record
- Verify a broker's track record by checking they predominantly handle buy-to-let mortgages.
- Avoid brokers who charge for the sake of it; pay only for proven buy-to-let expertise.