The Clark Howard Podcast 12.08.23 Clark Answers His Critics on Clark Stinks / Money And Dating
Dec 8, 2023
Clark Howard addresses criticisms, discusses money and dating, clarifies health insurance surcharge legality, analyzes grocery inflation, explores pros and cons of leasing a Tesla, and advises on building credit for a spouse through adding them as an authorized user on credit cards.
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Leasing Can Beat Buying EVs In 2024
- Consider leasing some electric vehicles in 2024 because incentives and market distortions may favor leases.
- Evaluate lease offers against buying, since tax and sales incentives can make leasing cheaper.
Combine Auto Minimums With Manual Payoffs
- Use automatic minimum payments to avoid missed payments and a manual full-payment system to control utilization.
- Whatever system prevents missed payments and keeps utilization low will protect your credit score.
Network Effect Powers AirTag Superiority
- Apple AirTags outperform Android alternatives due to Apple's broad device mesh network.
- The market lacks an Android-equivalent with comparable coverage and tracking reliability.