Letting & Estate Agent Podcast Does the UK need another self-employed broker model? - Ep. 2490
Mar 7, 2026
Neil Baldock, co-founder of a multi-service agency focused on property management, HMOs and multi-income streams, and Matt Baldock, property entrepreneur with a franchise-like, mentorship-driven model. They debate building sellable, step-away businesses versus self-employment. They explain why lettings and HMOs drive resilience, outline full-service support, and describe hands-on mentorship and back-office systems.
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Building A Business Not Just Being Self Employed
- The Baldock model distinguishes building a business from being merely self-employed.
- Matt argues a true business can be stepped away from and sold, unlike a self-employed job that only pays you now.
Create Multiple Income Streams For Stability
- Encourage multi-income streams rather than single-channel operations to weather market storms.
- Neil and Matt recommend combining sales, lettings and HMO management because their 14‑15 years of experience proved it stabilises value.
Full Service Offer Backed By In House Management
- Their offering bundles full estate agency services including sales, lettings, HMO, mortgages and conveyancing.
- Matt stresses they handle property management in‑house using their award-winning team rather than outsourcing it to unknown third parties.