The Clark Howard Podcast 12.12.23 Subject To Change: When Travel Providers Cancel / Mattress Deals
Dec 12, 2023
Oceania guests struggling for refunds amid major cruise changes and the importance of travel insurance. Mattress oversupply leading to great deals. Benefits of having a passport card and finding unclaimed money. Power generator advantages and financing a used car. Clark's Christmas Kids charity initiative.
AI Snips
Chapters
Transcript
Episode notes
Always Buy Independent Trip Insurance
- Never buy trip insurance sold by the tour operator or cruise line; buy an independent policy instead.
- Buy
Cruise Contracts Favor The Line
- Cruise contracts routinely reserve the right to change itineraries and substitute ports at will.
- That means a cruise can end up 'just at sea' with no port visits despite brochure promises.
Get CFAR If Ports Matter
- Purchase Cancel-For-Any-Reason (CFAR) coverage when specific ports or destinations are essential to your trip.
- CFAR typically refunds 56%–75% of your trip cost, so expect partial reimbursement.