The Property Academy Podcast Honest advice on how to start investing in property (2025)⎥Ep. 1979
Feb 10, 2025
Dive into the world of property investment with some honest insights for beginners in 2025. Discover why high upfront costs can lead to initial losses, but patience with compound growth pays off over time. Emotional challenges of buying your first property are explored, alongside current cashflow issues caused by high interest rates. Learn how a strong mindset is key, and understand the importance of making practical sacrifices to invest wisely. Shift from a homebuyer to an investor mindset by focusing on yield and growth potential to succeed in the long run.
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Budget For A Costly First Year
- Expect your first year of investing to be the least profitable due to upfront costs like lawyers, valuations and management fees.
- Prepare cash or plan for negative cashflow initially and focus on long-term compounding instead.
Compounding Turns Early Pain Into Gain
- Compound growth means early returns look small but accelerate as rents rise and mortgages shrink relative to income.
- Don't fixate on initial losses; the long-term path produces much larger gains.
Dinner With A Reluctant Partner
- Stephen recalled taking a couple to dinner where one partner was dragged into investing and complained about bill after bill for lawyers and valuations.
- The story shows how shocking upfront transaction costs feel to new investors.