Rich Habits Podcast

15: How to Build a Crypto Portfolio From Scratch, the Debt Ceiling, Revocable Trusts, and 401(k) Loans

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Jun 6, 2023
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INSIGHT

SNAP Work Rules Will Expand

  • The Fiscal Responsibility Act tightens SNAP work requirements for some adults, gradually raising the age cutoff to 54 by 2025.
  • People affected should research the new rules and plan to meet work requirements to keep benefits.
INSIGHT

Digital Payments Could Enable UBI

  • Robert suggests FedNow and digital payment infrastructure could enable broader social policy shifts like universal basic income within a few years.
  • He links AI-driven job displacement to accelerating the need for such income frameworks.
ADVICE

Include Crypto As A Small Allocation

  • Allocate a small portion of investable assets to cryptocurrency because blockchain infrastructure is becoming widely adopted.
  • Focus on projects with real use cases and institutional support rather than chasing every token.
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